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  • Price cut: $30K (11/6)
    $395,000

    4 Xebec Rd, Palmyra, VA 22963

    4beds
    2,466sqft
    : 
    Single Family Residence
    Built in 1996
    0.34 Acres Lot
    $394,200 Zestimate®
    $160/sqft
    $122/mo HOA

    What's special

    Woodburning fireplaceFully fenced-in level yardMain level laundryNew luxury vinyl plankNew carpetBrand new tile floorsWooded privacy
    JUST LISTED!! This is a lovely colonial home featuring tons of space to spread around! 4 bedrooms, a huge bonus room room, a fully fenced-in level yard with wooded privacy, a screened porch perfect for evening dinners, covered front porch with swing, and large deck that runs almost the entire length of the home. Get cozy next to the woodburning fireplace with a gorgeous floor-to-ceiling stone fireplace. Plenty of versatile space in both the living room and family room. A spacious kitchen with island, gas cooking, lazy susan, eat-in area, and adjacent formal dining room. Main level laundry with shelving and deep pantry room. Primary bedroom with walk-in closet, brand new tile floors, double vanity, large tub, linen closet and brand new solid hardwood floors. Solid hardwood floors, new carpet and new luxury vinyl plank and natural wood trim. Bonus room with additional storage in the eaves with mini split (2023). New architectural shingle roof less than 5 years. Dual zone HVAC system (2020/2018). Large garage perfect for workshop featuring mini split (2023), storage and pedestrian door. This is an excellent opportunity. Located within close proximity to Beach 4, Monish Gate, Turkeysag Gate and the Fishing Pond.
    105 days
    |
    752
    |
    57
    |

    Zillow last checked: 8 hours ago

    Listing updated: December 31, 2025 at 06:29am

    Listed by:

    THE GUNNELS GROUP 434-960-8987,

    LONG & FOSTER - LAKE MONTICELLO

    Source: CAAR,MLS#: 669267MLS LogoOriginating MLS: Charlottesville Area Association of Realtors

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    • Main level bathrooms: 1
    Rooms
    • Room types: Bathroom, Breakfast Room/Nook, Bonus Room, Bedroom, Dining Room, Family Room, Full Bath, Foyer, Half Bath, Kitchen, Laundry, Living Room
    Primary bedroom
    • Level: Second
    Bedroom
    • Level: Second
    Primary bathroom
    • Level: Second
    Bathroom
    • Level: Second
    Bonus room
    • Level: Second
    Breakfast room nook
    • Level: First
    Dining room
    • Level: First
    Family room
    • Level: First
    Foyer
    • Level: First
    Half bath
    • Level: First
    Kitchen
    • Level: First
    Laundry
    • Level: First
    Living room
    • Level: First
    Heating
    • Electric, Heat Pump
    Cooling
    • Central Air, Heat Pump
    Appliances
    • Included: Dishwasher, Disposal, Gas Range, Refrigerator
    • Laundry: Washer Hookup, Dryer Hookup
    Features
    • Double Vanity, Jetted Tub, Skylights, Walk-In Closet(s), Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Kitchen Island
    • Flooring: Carpet, Hardwood, Luxury Vinyl Plank, Vinyl
    • Windows: Casement Window(s), Insulated Windows, Low-Emissivity Windows, Screens, Vinyl, Skylight(s)
    • Basement: Crawl Space
    • Number of fireplaces: 1
    • Fireplace features: One, Wood Burning
    Interior area
    • Total structure area: 3,142
    • Total interior livable area: 2,466 sqft
    • Finished area above ground: 2,466
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 2
    • Parking features: Attached, Garage Faces Front, Garage, Gravel
    • Attached garage spaces: 2
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Deck, Front Porch, Porch, Screened
    • Exterior features: Fully Fenced, Mature Trees/Landscape, Porch
    • Pool features: Association
    • Has spa: Yes
    • Fencing: Fenced,Full
    • Has view: Yes
    • View description: Residential, Trees/Woods
    Lot
    • Size: 0.34 Acres
    • Features: Landscaped, Level, Native Plants, Private, Wooded
    Details
    • Additional structures: Shed(s)
    • Parcel number: 18A8396
    • Zoning description: R-4 Residential

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Colonial
    • Property subtype: Single Family Residence
    Materials
    • Stick Built, Vinyl Siding
    • Foundation: Block
    • Roof: Architectural
    Condition
    • New construction: No
    • Year built: 1996

    Utilities & green energy

    • Electric: Underground
    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available, Fiber Optic Available

    Community & HOA

    Community
    • Features: None, Dock, Gated
    • Security: Dead Bolt(s), 24 Hour Security, Smoke Detector(s), Gated Community
    • Subdivision: LAKE MONTICELLO
    HOA
    • Has HOA: Yes
    • Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Sport Court, Golf Course, Meeting Room, Picnic Area, Playground, Pool, Sports Fields, Tennis Court(s), Trail(s), Water, Beach Rights, Dock
    • Services included: Association Management, Boat Ramp, Insurance, Playground, Reserve Fund, Road Maintenance, Snow Removal, Security, Tennis Courts, Trash
    • HOA fee: $122 monthly
    Location
    • Region: Palmyra

    Financial & listing details

    • Price per square foot: $160/sqft
    • Tax assessed value: $304,500
    • Annual tax amount: $2,775
    • Date on market: 9/20/2025
    • Cumulative days on market: 106 days
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    Estimated market value

    $394,200

    $374,000 - $414,000

    $2,522/mo

    Price history

    Price history
    DateEventPrice
    12/5/2025Contingent$395,000$160/sqft
    Source: Long & Foster Broker Feed #669267 Report a problem
    11/6/2025Price change$395,000-7.1%$160/sqft
    Source: CAAR #669267 Report a problem
    9/24/2025Listed for sale$425,000+65%$172/sqft
    Source: CAAR #669267 Report a problem
    1/4/2008Sold$257,500$104/sqft
    Source: Public Record Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$2,570 $304,500
    2023$2,570 $304,500 +16.5%
    2022-- $261,400

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $2,378/mo
    Principal & interest
    $1904
    Property taxes
    $214
    Other costs
    $260

      Climate risks

      Neighborhood: 22963

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Central (Fluvanna)
      • Middle: Fluvanna
      • High: Fluvanna

      Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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