Originally built in 1908 and thoughtfully expanded over the years, this beautifully updated 3-bedroom, 2-bath home perfectly blends timeless character with today’s modern conveniences. Offering approximately 1,484 square feet of living space on a spacious lot of over one-third acre, this property is surrounded by mature shade trees that create a peaceful, park-like setting. The expansive backyard is ideal for entertaining, gardening, or simply relaxing, and offers ample space to add a detached garage—a desirable feature in this established neighborhood. Enjoy your morning coffee or evening sunsets from the backyard deck while taking in the beautiful surroundings.
Inside, you’ll appreciate the extensive updates that make this home truly move-in ready. Recent improvements include fresh paint throughout, new luxury vinyl plank flooring, new carpeting, updated light fixtures, ceiling fans, and beautiful white wood blinds. The inviting living room features a decorative fireplace with electric logs, creating a warm and cozy focal point.
The kitchen has been refreshed with updated cabinetry, a new drop ceiling, and all new appliances, making it both functional and attractive for everyday living. Both bathrooms have been updated with new adult-height vanities and modern finishes.
Additional features include a spacious main-floor laundry room, gas forced-air furnace and central air conditioning, two built-in bookcases that add charm and functionality, and a cellar beneath the original portion of the home, while the remainder of the house is situated on a crawlspace.
Major exterior improvements include a chimney that has been professionally tuck-pointed and painted, providing both curb appeal and peace of mind for years to come. Roof June 5th 2018, Interior major improvements the HVAC 2020, the hot water heater 2008.
If you’ve been searching for a home that offers character, modern updates, a beautiful oversized yard, and room to grow, this is the one. With the major improvements already completed, all that’s left to do is move in and enjoy!
Active
Listed by: RE/MAX First Choice • JoAnn M Meier • 618-779-4624
Price cut: $1K (8/24)
$227,500
404 S Main St, Waterloo, IL 62298
3beds
1,484sqft
Single Family Residence
Built in 1908
0.39 Acres Lot
$221,000 Zestimate®
$153/sqft
$-- HOA
What's special
Fresh paint throughoutBeautiful oversized yardAll new appliancesCeiling fansUpdated light fixturesNew carpetingBeautiful white wood blinds
- 58 days
- 698
- 22
Zillow last checked:
Listing updated:
Listed by:
JoAnn M Meier 618-779-4624,
RE/MAX First Choice
Source: MARIS,MLS#: 26045645
Originating MLS: Southwestern Illinois Board of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 165
- Dimensions: 15x11
Bathroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 54
- Dimensions: 9x6
Bathroom 2
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 168
- Dimensions: 14x12
Bathroom 2
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 140
- Dimensions: 14x10
Bathroom 2
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 64
- Dimensions: 8x8
Kitchen
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 187
- Dimensions: 17x11
Laundry
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 30
- Dimensions: 6x5
Living room
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 208
- Dimensions: 16x13
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Microwave, Gas Oven, Free-Standing Gas Range, Refrigerator, Water Heater
- Laundry: In Hall, Laundry Room, Main Level
Features
- Flooring: Carpet, Laminate
- Basement: Cellar,Crawl Space
- Number of fireplaces: 1
Interior area
- Total structure area: 1,484
- Total interior livable area: 1,484 sqft
- Finished area above ground: 1,484
Property
Features
- Levels: One
- Patio & porch: Deck
- Fencing: None
Lot
- Size: 0.39 Acres
- Dimensions: 57 x 209 x 211 x 91
- Features: Level, Rectangular Lot
Details
- Parcel number: 0725434003000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- Year built: 1908
Utilities & green energy
- Electric: Single Phase
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Rose & Omelveneys Add
HOA
- Has HOA: No
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $153/sqft
- Tax assessed value: $126,180
- Annual tax amount: $2,629
- Date on market: 7/22/2026
- Cumulative days on market: 58 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Electric utility on property: Yes
Estimated market value
$221,000
$210,000 - $232,000
$1,827/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/13/2026 | Listed for sale | $227,500$153/sqft |
Source: | ||
| 8/29/2026 | Contingent | $227,500$153/sqft |
Source: | ||
| 8/24/2026 | Price change | $227,500-0.4%$153/sqft |
Source: | ||
| 7/22/2026 | Listed for sale | $228,500+69.4%$154/sqft |
Source: | ||
| 2/10/2021 | Listing removed | -- |
Source: Zillow Rental Manager Report a problem | ||
| 2/8/2021 | Listed for rent | $1,300+8.3%$1/sqft |
Source: Zillow Rental Manager Report a problem | ||
| 12/28/2020 | Listing removed | -- |
Source: Owner Report a problem | ||
| 12/3/2020 | Listed for rent | $1,200$1/sqft |
Source: Owner Report a problem | ||
| 7/6/2019 | Listing removed | $134,900$91/sqft |
Source: Keller Williams Marquee #19035386 Report a problem | ||
| 6/15/2019 | Pending sale | $134,900$91/sqft |
Source: Keller Williams Marquee #19035386 Report a problem | ||
| 5/14/2019 | Listed for sale | $134,900-1.5%$91/sqft |
Source: Keller Williams Marquee #19035386 Report a problem | ||
| 3/8/2019 | Listing removed | $136,900+0.3%$92/sqft |
Source: CENTURY 21 Advantage Real Estate, Inc. #18087989 Report a problem | ||
| 3/2/2019 | Price change | $136,500-0.3%$92/sqft |
Source: Owner Report a problem | ||
| 11/5/2018 | Listed for sale | $136,900+9.5%$92/sqft |
Source: Century 21 Advantage #18087989 Report a problem | ||
| 2/8/2007 | Sold | $125,000+40.4%$84/sqft |
Source: Public Record Report a problem | ||
| 3/1/2006 | Sold | $89,000$60/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,629 +0.8% | $42,060 +1.1% |
| 2023 | $2,609 -0.9% | $41,620 +0.8% |
| 2022 | $2,633 | $41,310 -4.1% |
| 2021 | -- | $43,070 +7.9% |
| 2020 | -- | $39,910 |
| 2019 | -- | $39,910 +6.3% |
| 2018 | $2,138 | $37,560 -1.8% |
| 2017 | $2,138 | $38,236 -2% |
| 2016 | $2,138 -12.6% | $39,000 -9.1% |
| 2015 | $2,448 +17.1% | $42,890 +10.7% |
| 2014 | $2,091 | $38,740 -0.7% |
| 2012 | $2,091 | $39,010 -1.3% |
| 2011 | -- | $39,510 |
| 2010 | -- | $39,510 +9.4% |
| 2009 | -- | $36,130 +2.7% |
| 2008 | -- | $35,190 +0.4% |
| 2007 | -- | $35,060 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 62298
Nearby schools
Schools provided by the listing agent
- Elementary: Waterloo Dist 5
- Middle: Waterloo Dist 5
- High: Waterloo
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





