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For sale
  • $485,000

    4081 Mountain Trail Loop NE, Rio Rancho, NM 87144

    3beds
    2,181sqft
    : 
    Single Family Residence
    Built in 2019
    6,098.4 Square Feet Lot
    $-- Zestimate®
    $222/sqft
    $38/mo HOA

    What's special

    Charming gazeboOpen kitchenHuge islandStainless steel appliancesUpgraded tileGorgeous granite countertopsStunning exposed ceiling beams
    What a beautiful home filled with thoughtful upgrades throughout! Enjoy paid SOLAR panels, reducing monthly bills to around $12. Reverse osmosis, water softener, and a tankless water heater. The inviting sunroom features curtains and doors that open wide to bring the outdoors in. Step outside to a charming gazebo, ideal for enjoying New Mexico evenings. Backyard has views of the Sandia. Inside, the open kitchen boasts a huge island, gorgeous granite countertops, stainless steel appliances, upgraded tile, and stunning exposed ceiling beams. Custom fireplace in the living space, adding warmth and character. Barn doors provide stylish separation for the bathrooms, and a versatile flex room offers options for a home office or a fourth bedroom. This truly is a special place to call home.
    41 days
    |
    625
    |
    32
    |

    Likely to sell faster than

    Zillow last checked: 7 hours ago

    Listing updated: March 25, 2026 at 05:04pm

    Listed by:

    Joanna Rene Kessel 505-504-3886,

    Coldwell Banker Legacy 505-292-8900

    Source: SWMLS,MLS#: 1098260MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Main
      • Area: 214.47
      • Dimensions: 14.11 x 15.2
      Bedroom 2
      • Level: Main
      • Area: 117
      • Dimensions: 11.7 x 10
      Bedroom 3
      • Level: Main
      • Area: 136
      • Dimensions: 10 x 13.6
      Kitchen
      • Level: Main
      • Area: 250.95
      • Dimensions: 23.9 x 10.5
      Living room
      • Level: Main
      • Area: 445.85
      • Dimensions: 24.1 x 18.5
      Office
      • Level: Main
      • Area: 159.6
      • Dimensions: 10.5 x 15.2
      Heating
      • Combination, Forced Air, Natural Gas
      Cooling
      • Refrigerated
      Appliances
      • Included: Built-In Gas Range, Cooktop, Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Range Hood, Water Softener Owned, Washer
      • Laundry: Electric Dryer Hookup
      Features
      • Beamed Ceilings, Ceiling Fan(s), Dual Sinks, Great Room, High Ceilings, Home Office, Kitchen Island, Main Level Primary, Shower Only, Separate Shower, Walk-In Closet(s)
      • Flooring: Carpet, Tile
      • Windows: Double Pane Windows, Insulated Windows, Low-Emissivity Windows, Vinyl
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Gas Log
      Interior area
      • Total structure area: 2,181
      • Total interior livable area: 2,181 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Finished Garage, Garage, Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Glass Enclosed, Patio
      • Exterior features: Privacy Wall, Sprinkler/Irrigation
      • Fencing: Back Yard
      • Has view: Yes
      Lot
      • Size: 6,098.4 Square Feet
      • Features: Landscaped, Planned Unit Development, Few Trees, Views, Xeriscape
      Details
      • Additional structures: Gazebo
      • Parcel number: 1017074199268
      • Zoning description: R-1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Frame, Stucco
      • Foundation: Slab
      • Roof: Tile
      Condition
      • Resale
      • New construction: No
      • Year built: 2019
      Details
      • Builder name: Hakes Brothers

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
      Green energy
      • Energy generation: Solar
      • Water conservation: Water-Smart Landscaping

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Lomas Encantadas Unit 2-C Phase 1
      HOA
      • Has HOA: Yes
      • Services included: Common Areas
      • HOA fee: $115 quarterly
      Location
      • Region: Rio Rancho

      Financial & listing details

      • Price per square foot: $222/sqft
      • Tax assessed value: $449,305
      • Annual tax amount: $6,658
      • Date on market: 2/13/2026
      • Cumulative days on market: 40 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        Price history
        DateEventPrice
        2/13/2026Listed for sale$485,000$222/sqft
        Source: SWMLS #1098260 Report a problem
        12/1/2022Sold--
        Source: SWMLS #1023713 Report a problem
        10/20/2022Pending sale$485,000$222/sqft
        Source: SWMLS #1023713 Report a problem
        10/12/2022Price change$485,000-3%$222/sqft
        Source: SWMLS #1023713 Report a problem
        10/7/2022Listed for sale$500,000$229/sqft
        Source: SWMLS #1023713 Report a problem
        3/29/2019Sold--
        Source: SWMLS #934634 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$6,500 0%$149,769 +3%
        2024$6,502 -6.5%$145,407 -7.8%
        2023$6,952 $157,691 +63.3%
        2022-- $96,546 +3%
        2021-- $93,734 +3%
        2020-- $91,004 +1720.1%
        2019$210 $5,000

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $2,787/mo
        Principal & interest
        $2442
        Property taxes
        $307
        HOA Fees
        $38
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          Climate risks

          Neighborhood: 87144

          Getting around

          4 / 100
          Car-Dependent
          14 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Sandia Vista
          • Middle: Mountain View
          • High: V. Sue Cleveland

          Source: SWMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

          Local experts in 87144

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