SPECIAL SELLER-PAID RATE REDUCTION! Qualified buyers may be able to take advantage of Year 1: rate 2% lower • Year 2: rate 1% lower • Year 3 on: full note rate when financing through the participating lender ... ask for more details + LENDER CREDIT AVAILABLE!
Welcome to 4089 Prospect Church Road in Ooltewah, Tennessee, where ONE-LEVEL LIVING, an updated interior, a peaceful setting, and an incredibly convenient location come together at a NEW PRICE OF $299,900!
QUALIFIED BUYERS MAY ALSO RECEIVE A LENDER CREDIT WHEN USING THE PARTICIPATING LENDER, providing an additional opportunity to help with eligible closing costs or other lender-approved expenses. Buyer must qualify; lender terms and conditions apply.
Featuring 3 bedrooms, 2 full bathrooms, and 1,346 square feet, this charming ranch home sits on a level 0.36-acre lot and was completely renovated in 2022. Whether you're searching for your first home, looking to simplify with one-level living, or simply want an affordable home in the Ooltewah and Collegedale area, this property offers so much to love.
Step inside to a warm and inviting living room centered around a beautiful gas log fireplace. The spacious kitchen offers plenty of room to gather and features granite countertops, stainless steel appliances, a pantry, and a center island with bar seating for casual dining and entertaining.
A separate dining room provides additional flexibility and could also be used as a home office, study, or flex space. Just off this area, step outside onto the back deck, perfect for grilling, relaxing, or enjoying the peaceful surroundings.
Outside, you'll love the covered front porch, level yard, two outbuildings for additional storage, and the creek along the back of the property, creating a charming country feel while still being close to everyday conveniences. LOCATION IS ANOTHER HIGHLIGHT! The home is less than two miles from Southern Adventist University and McKee Foods, with convenient access to Collegedale, Ooltewah, shopping, dining, and everyday amenities. RENOVATED. ONE LEVEL. 3 BEDROOMS. 2 BATHROOMS. OOLTEWAH. UNDER $300K. PLUS A LENDER CREDIT AVAILABLE TO QUALIFIED BUYERS!
4089 Prospect Church Road is ready for its next owner. Schedule your private showing today!
For sale
Price cut: $5K (10/6)
$299,900
4089 Prospect Church Rd, Ooltewah, TN 37363
3beds
1,346sqft
Single Family Residence
Built in 1965
0.36 Acres Lot
$292,200 Zestimate®
$223/sqft
$-- HOA
What's special
Beautiful gas log fireplaceLevel yardCovered front porchUpdated interiorStainless steel appliancesOne-level livingSpacious kitchen
- 48 days
- 863
- 84
Zillow last checked:
Listing updated:
Listed by:
Cassie King 423-718-1133,
Better Homes and Gardens Real Estate Signature Brokers 423-362-4444
Source: Greater Chattanooga Realtors,MLS#: 1542033
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Primary bathroom
- Level: First
Bathroom
- Description: Full Bathroom
- Level: First
Dining room
- Description: Used as office
- Level: First
Laundry
- Level: First
Living room
- Description: Fireplace
- Level: First
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Dishwasher, Electric Water Heater, Free-Standing Electric Range, Microwave, Refrigerator, Washer
- Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
Features
- Double Vanity, Eat-in Kitchen, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Tub/shower Combo, En Suite, Separate Dining Room
- Flooring: Hardwood, Tile
- Windows: Insulated Windows
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Gas Log, Living Room
Interior area
- Total structure area: 1,346
- Total interior livable area: 1,346 sqft
- Finished area above ground: 1,346
Property
Parking
- Total spaces: 1
- Parking features: Driveway
- Carport spaces: 1
Features
- Levels: One
- Patio & porch: Deck, Front Porch, Porch, Porch - Covered
- Exterior features: Private Yard, Rain Gutters
Lot
- Size: 0.36 Acres
- Dimensions: 186 x 237
- Features: Level
Details
- Additional structures: Outbuilding
- Parcel number: 151o A 001
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Brick, Other, Vinyl Siding
- Foundation: Block
- Roof: Shingle
Condition
- New construction: No
- Year built: 1965
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Phone Available, Sewer Not Available, Water Connected
Community & HOA
Community
- Subdivision: Baker & Silvers Part 2
HOA
- Has HOA: No
Location
- Region: Ooltewah
Financial & listing details
- Price per square foot: $223/sqft
- Tax assessed value: $301,700
- Annual tax amount: $1,958
- Date on market: 9/2/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$292,200
$278,000 - $307,000
$1,967/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/6/2026 | Price change | $299,900-1.6%$223/sqft |
Source: Greater Chattanooga Realtors #1542033 Report a problem | ||
| 9/24/2026 | Price change | $304,900-1.6%$227/sqft |
Source: Greater Chattanooga Realtors #1542033 Report a problem | ||
| 9/14/2026 | Price change | $309,900-1.6%$230/sqft |
Source: Greater Chattanooga Realtors #1542033 Report a problem | ||
| 9/2/2026 | Listed for sale | $315,000+12.5%$234/sqft |
Source: Greater Chattanooga Realtors #1542033 Report a problem | ||
| 8/23/2022 | Listing removed | -- |
Source: Zillow Rental Manager Report a problem | ||
| 8/18/2022 | Listed for rent | $1,930$1/sqft |
Source: Zillow Rental Manager Report a problem | ||
| 8/15/2022 | Sold | $280,000+1.8%$208/sqft |
Source: Greater Chattanooga Realtors #1359911 Report a problem | ||
| 7/30/2022 | Contingent | $275,000$204/sqft |
Source: Greater Chattanooga Realtors #1359911 Report a problem | ||
| 7/29/2022 | Listed for sale | $275,000+205.6%$204/sqft |
Source: Greater Chattanooga Realtors #1359911 Report a problem | ||
| 3/8/2022 | Sold | $90,000$67/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,959 +75.1% | $75,425 +157.4% |
| 2024 | $1,119 | $29,300 |
| 2023 | $1,119 +5.6% | $29,300 +1.2% |
| 2022 | $1,059 +63.5% | $28,950 |
| 2021 | $648 +2.3% | $28,950 +26.4% |
| 2020 | $633 | $22,900 |
| 2019 | $633 | $22,900 |
| 2018 | $633 -32% | $22,900 |
| 2017 | $931 -2.6% | $22,900 |
| 2016 | $955 | -- |
| 2015 | $955 | $22,875 |
| 2014 | $955 +46.7% | -- |
| 2013 | $651 | $22,875 -2.9% |
| 2012 | $651 | $23,550 |
| 2011 | $651 | $23,550 |
| 2010 | $651 | $23,550 |
| 2009 | $651 | $23,550 +13.2% |
| 2008 | -- | $20,800 |
| 2007 | -- | $20,800 |
| 2006 | -- | $20,800 |
| 2005 | -- | $20,800 +34% |
| 2004 | -- | $15,525 |
| 2003 | -- | $15,525 |
| 2002 | -- | $15,525 |
| 2001 | -- | $15,525 +13.5% |
| 2000 | -- | $13,675 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 37363
Nearby schools
Schools provided by the listing agent
- Elementary: Apison Elementary
- Middle: Ooltewah Middle
- High: Ooltewah
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




