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For sale
  • Price cut: $10K (12/14)
    $639,000

    428 Klosterman Rd W, Palm Harbor, FL 34683

    4beds
    1,772sqft
    : 
    Single Family Residence
    Built in 1993
    0.31 Acres Lot
    $622,600 Zestimate®
    $361/sqft
    $5/mo HOA

    What's special

    Sparkling blue swimming poolLarge loftSpectacular viewUpdated ceilingFresh paintNew roofBeautiful custom koi pond
    One or more photo(s) has been virtually staged. Boater's Paradise! UNAFFECTED BY HURRICANES, No damage or flooding here! (11.11.25) JUST UPDATED, NEW POOL AND PUMP! NEW DECKING. LIFT SERVICED AND PAINTED! NEW BOATHOUSE PAINT! Salt water living with direct access to the Gulf of Mexico. This Florida style 4 bedrooms, 2 bathrooms, POOL home is located in Beautiful Palm harbor, FL. Enter to find gorgeous wood-like flooring, tons of light and soaring ceilings. The bottom floor offers 3 bedrooms, full bathroom, kitchen, living room, and laundry room. The whole upstairs is the spacious Master suite which also includes a remodeled bathroom, walk-in closets, and large loft (flex space) overlooking the living room. There is a walk out deck from the master, perfect to enjoy your morning coffee. Sliding doors lead from the kitchen and living room out to this beautiful custom built Key West style back yard which includes a Large Boathouse (13'x23') with an updated ceiling and fresh paint. There is full electric so you can watch tv or plug in essentials for entertaining. The spectacular view is directly overlooking the water. The NEW wood/composite deck (gray) is over 1700 sq. ft, has plenty of room for dining or sunning, and includes a beautiful, large sparkling blue swimming pool. You will love the low maintenance natural rip/rap rock (no seawall needed) with your own dock and boat lift accommodating boats up to 27ft. There is extra space in the yard for boats, trailers, or storage as well and a beautiful custom Koi pond. Nice and private with New Vinyl fencing 2019. Home Has been freshly painted top to bottom. NEW KITCHEN, New Stainless Dishwasher, Microwave and Refrigerator 2020. All new window treatments in 2020. NEW ROOF in August 2018. Newer AC. All new hardware and updated lighting throughout. Move right in and and live like you are on vacation in your own private oasis within this desirable Boating Community. BONUS**This home comes equipped with a whole house generator/shed for storage. Enjoy your 2 car garage and widened driveway with tons of room for parking. NO HOA (optional). LOW Flood Ins. Close to beaches and entertainment. Schedule your private showing today!
    85 days
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    1,662
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    128
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    Zillow last checked: 8 hours ago

    Listing updated: December 26, 2025 at 06:51pm

    Listing Provided by:

    Christina Paolillo 727-458-2482,

    CHARLES RUTENBERG REALTY INC 727-538-9200

    Source: Stellar MLS,MLS#: TB8396848MLS LogoOriginating MLS: Suncoast Tampa

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    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 2
    • Full bathrooms: 2
    Primary bedroom
    • Features: Built-in Closet
    • Level: Second
    • Area: 120 Square Feet
    • Dimensions: 12x10
    Kitchen
    • Level: First
    • Area: 72 Square Feet
    • Dimensions: 9x8
    Living room
    • Level: First
    • Area: 168 Square Feet
    • Dimensions: 12x14
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Microwave, Range, Refrigerator
    • Laundry: Inside
    Features
    • Ceiling Fan(s), Open Floorplan, Walk-In Closet(s)
    • Flooring: Carpet, Ceramic Tile, Hardwood
    • Has fireplace: No
    Interior area
    • Total structure area: 2,008
    • Total interior livable area: 1,772 sqft
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    Property

    Parking
    • Total spaces: 2
    • Parking features: Garage - Attached
    • Attached garage spaces: 2
    Features
    • Levels: One
    • Stories: 1
    • Exterior features: Other
    • Has private pool: Yes
    • Pool features: In Ground
    • On waterfront: Yes
    • Waterfront features: Canal Front, Saltwater Canal Access
    Lot
    • Size: 0.31 Acres
    • Dimensions: 80 x 140
    Details
    • Parcel number: 232715094200000490
    • Zoning: R-3
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Block, Wood Frame (FSC Certified)
    • Foundation: Slab
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 1993

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available, Electricity Available, Phone Available

    Community & HOA

    Community
    • Subdivision: BLUE JAY WOODLANDS- PH 1
    HOA
    • Has HOA: Yes
    • HOA fee: $5 monthly
    • HOA name: John O'Hanlon
    • HOA phone: 727-871-1851
    • Pet fee: $0 monthly
    Location
    • Region: Palm Harbor

    Financial & listing details

    • Price per square foot: $361/sqft
    • Tax assessed value: $485,401
    • Annual tax amount: $6,339
    • Date on market: 6/13/2025
    • Cumulative days on market: 194 days
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Asphalt
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    Estimated market value

    $622,600

    $591,000 - $654,000

    $3,724/mo

    Price history

    Price history
    DateEventPrice
    12/14/2025Price change$639,000-1.5%$361/sqft
    Source: Stellar MLS #TB8396848 Report a problem
    11/4/2025Listing removed$3,500$2/sqft
    Source: Stellar MLS #TB8413706 Report a problem
    11/4/2025Price change$649,000-0.2%$366/sqft
    Source: Stellar MLS #TB8396848 Report a problem
    10/13/2025Listed for sale$650,000$367/sqft
    Source: Stellar MLS #TB8396848 Report a problem
    10/1/2025Listing removed$650,000$367/sqft
    Source: Stellar MLS #TB8396848 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$8,739 +2.8%$485,401 +4.8%
    2023$8,500 -4.3%$463,306 -3.8%
    2022$8,883 +26.2%$481,691 +36.1%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $4,180/mo
    Principal & interest
    $2987
    Property taxes
    $964
    Other costs
    $229

      Climate risks

      Neighborhood: 34683

      Nearby schools

      GreatSchools rating

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