Well-maintained and thoughtfully updated, this 3-bedroom, 2-bath home offers comfortable living in a quiet no-HOA community just minutes from Hurlburt Field, shopping, dining, and the Gulf Coast's white-sand beaches. Inside, wood flooring runs throughout the main living areas, complemented by slate-look tile in both bathrooms. Vaulted ceilings and a fireplace create a welcoming central living space, while double doors with built-in blinds bring in natural light and open to the fully fenced backyard. The kitchen blends function and style with quartz countertops, custom cabinetry, stainless steel appliances, built-in wine storage with refrigerator, generous pantry space, and custom bench seating with additional storage. Major updates provide added value and peace of mind, including a new roof to be installed prior to closing and fully paid-off solar panels for improved energy efficiency and long-term flexibility. A strong combination of location, comfort, and practical upgrades. Ask about available buyer closing cost assistance.
For sale
$319,900
431 Sandy Ridge Cir, Mary Esther, FL 32569
3beds
1,410sqft
Est.: Get pre-qualified
Single Family Residence
Built in 1994
-- sqft lot
$314,700 Zestimate®
$227/sqft
$-- HOA
What's special
Generous pantry spaceQuartz countertopsCustom cabinetryVaulted ceilingsStainless steel appliancesFully fenced backyard
- 47 days |
- 663 |
- 51 |
Zillow last checked:
Listed by:
Nick Berry 850-496-8106,
Beach Properties of Florida
Source: BHHS broker feed,MLS#: 997344
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Microwave, Refrigerator
Features
- Has basement: No
Interior area
- Total structure area: 1,410
- Total interior livable area: 1,410 sqft
Property
Features
- Patio & porch: Patio
Details
- Parcel number: 162S25212B000A0320
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl
- Roof: Shake
Condition
- Year built: 1994
Community & HOA
Location
- Region: Mary Esther
Financial & listing details
- Price per square foot: $227/sqft
- Tax assessed value: $223,578
- Date on market: 4/14/2026
- Lease term: Contact For Details
- Electric utility on property: Yes
Estimated market value
$314,700
$299,000 - $330,000
$2,142/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/13/2026 | Listed for sale | $319,900$227/sqft |
Source:  ECAOR #997344 Report a problem | ||
| 4/4/2026 | Listing removed | $319,900$227/sqft |
Source: BHHS broker feed #997344 Report a problem | ||
| 3/26/2026 | Listed for sale | $319,900+52.3%$227/sqft |
Source: ECAOR #997344 Report a problem | ||
| 10/1/2025 | Listing removed | $2,220$2/sqft |
Source: Navarre Area BOR #981849 Report a problem | ||
| 7/28/2025 | Listed for rent | $2,220$2/sqft |
Source: Navarre Area BOR #981849 Report a problem | ||
| 9/12/2024 | Listing removed | $2,220$2/sqft |
Source: Navarre Area BOR #956320 Report a problem | ||
| 8/6/2024 | Listed for rent | $2,220+53.1%$2/sqft |
Source: Navarre Area BOR #956320 Report a problem | ||
| 8/7/2019 | Sold | $210,000$149/sqft |
Source: ECAOR #826361 Report a problem | ||
| 7/9/2019 | Pending sale | $210,000$149/sqft |
Source: Coldwell Banker Residential Real Estate - Fort Walton Beach #826361 Report a problem | ||
| 7/3/2019 | Listed for sale | $210,000+75%$149/sqft |
Source: Coldwell Banker Residential Real Estate - Fort Walton Beach #826361 Report a problem | ||
| 1/25/2018 | Listing removed | $1,450$1/sqft |
Source: sundance-rentals.com Report a problem | ||
| 1/9/2018 | Listed for rent | $1,450$1/sqft |
Source: sundance-rentals.com Report a problem | ||
| 11/30/2017 | Listing removed | $1,450$1/sqft |
Source: sundance-rentals.com Report a problem | ||
| 4/27/2017 | Listed for rent | $1,450-3.3%$1/sqft |
Source: sundance-rentals.com Report a problem | ||
| 6/23/2016 | Listing removed | $1,500+3.4%$1/sqft |
Source: Sundance Rental Management Inc Report a problem | ||
| 3/20/2016 | Listed for rent | $1,450$1/sqft |
Source: sundance-rentals.com Report a problem | ||
| 10/31/2015 | Listing removed | $1,450$1/sqft |
Source: sundance-rentals.com Report a problem | ||
| 7/8/2015 | Price change | $1,450-3.3%$1/sqft |
Source: sundance-rentals.com Report a problem | ||
| 5/22/2015 | Listed for rent | $1,500$1/sqft |
Source: Sundance Rental Management Inc Report a problem | ||
| 1/21/2011 | Sold | $120,000-4%$85/sqft |
Source: Public Record Report a problem | ||
| 11/14/2010 | Listed for sale | $125,000-30.7%$89/sqft |
Source: COLDWELL BANKER UNITED REALTORS-FWB #547767 Report a problem | ||
| 2/25/2005 | Sold | $180,500+77%$128/sqft |
Source: Public Record Report a problem | ||
| 5/2/2002 | Sold | $102,000$72/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $165,931 +3% |
| 2023 | $1,435 +5.9% | $161,098 +3% |
| 2022 | $1,355 +0.7% | $156,406 +3% |
| 2021 | $1,345 +4.8% | $151,850 +1.4% |
| 2020 | $1,283 +36.7% | $149,753 +29.1% |
| 2019 | $939 +65% | $116,014 +1.9% |
| 2018 | $569 | $113,851 +2.1% |
| 2017 | $569 -35.9% | $111,509 +2.1% |
| 2016 | $888 +2.7% | $109,215 +0.7% |
| 2015 | $864 +44.6% | $108,456 +0.8% |
| 2014 | $597 | $107,595 +1.5% |
| 2013 | -- | $106,005 -0.2% |
| 2012 | -- | $106,179 -4.4% |
| 2011 | -- | $111,093 -3% |
| 2010 | -- | $114,563 -9.3% |
| 2009 | -- | $126,349 -7.1% |
| 2008 | -- | $136,028 -8% |
| 2007 | -- | $147,882 +2.9% |
| 2006 | -- | $143,701 +31.6% |
| 2005 | -- | $109,165 +23% |
| 2004 | -- | $88,763 +11.7% |
| 2003 | -- | $79,457 +3.5% |
| 2002 | -- | $76,769 +1.6% |
| 2001 | -- | $75,560 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32569
Nearby schools
GreatSchools rating
- 9/10Florosa Elementary SchoolGrades: PK-5Distance: 2 mi
- 7/10Max Bruner Junior Middle SchoolGrades: 6-8Distance: 7.7 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 7.3 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Okaloosa County
- Mary Esther
- 32569
- 431 Sandy Ridge Cir
Nearby cities
Nearby zip codes
Other Mary Esther Topics
