Skip main navigation
Active
    • Price cut: $24K (9/2)
    $475,000

    431 W Lake Rd, De Ruyter, NY 13052

    1beds
    1,554sqft
    Single Family Residence
    Built in 1935
    3,049 Square Feet Lot
    $-- Zestimate®
    $306/sqft
    $-- HOA

    What's special

    Comfortable lakefront propertyThree new parking spacesBeautiful lake views
    Escape to the lake and enjoy a relaxing getaway at this charming cottage on beautiful DeRuyter Lake. Perfect for families, friends, or a peaceful weekend retreat, this comfortable lakefront property offers the ideal setting for making lasting memories. Wake up to beautiful lake views, spend your days enjoying the water, and unwind in the evening, while sitting out on the deck and taking in the peaceful sights and sounds of the lake. The open floor concept creates a spacious, welcoming atmosphere, making it easy to gather, relax, and enjoy time together. With sleeping accommodations for 6–8 guests, there’s plenty of room for everyone to feel comfortable. Updates in the past five years include: aerobic septic system, new windows facing lake, deck, electrical, shutters, three new parking spaces, floor joists and supports reinforced, and paint. Whether you’re looking for a summer vacation filled with swimming, boating, and fishing, or simply a quiet place to disconnect and recharge, this DeRuyter Lake cottage is a wonderful home base. Cottage can sleep between 6-8. Room for bed on first level, and four beds on the loft area.
    41 days
    683
    31

    Zillow last checked:

    Listing updated:

    Listed by:

    Hunt Real Estate ERA 315-682-7197,

    Chip Hodgkins 315-682-7197,

    Judy Salamone 315-682-7197,

    Hunt Real Estate ERA

    Source: NYSAMLSs,MLS#: S1709762MLS LogoOriginating MLS: Syracuse

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      Heating
      • Other, See Remarks, None
      Appliances
      • Included: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave
      Features
      • Entrance Foyer, Eat-in Kitchen, Furnished, Separate/Formal Living Room, Living/Dining Room, Sliding Glass Door(s), Loft
      • Flooring: Luxury Vinyl
      • Doors: Sliding Doors
      • Basement: Crawl Space
      • Has fireplace: No
      • Furnished: Yes
      Interior area
      • Total structure area: 1,554
      • Total interior livable area: 1,554 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: No Garage
      Accessibility
      • Accessibility features: Accessible Doors
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck
      • Exterior features: Deck, Gravel Driveway
      • On waterfront: Yes
      • Waterfront features: Lake
      • Body of water: DeRuyter Reservoir
      • Frontage length: 80
      Lot
      • Size: 3,049 Square Feet
      • Dimensions: 110 x 32
      • Features: Irregular Lot
      Details
      • Parcel number: 25248916101700010020000000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding
      • Foundation: Block
      • Roof: Asphalt
      Condition
      • Resale
      • Year built: 1935

      Utilities & green energy

      • Sewer: Aerobic Septic
      • Water: Lake, River, Well

      Community & HOA

      Location
      • Region: De Ruyter

      Financial & listing details

      • Price per square foot: $306/sqft
      • Tax assessed value: $140,000
      • Annual tax amount: $5,492
      • Date on market: 8/28/2026
      • Listing terms: Cash,Conventional,FHA

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        9/2/2026Price change$475,000-4.8%$306/sqft
        Source: NYSAMLSs #S1709762 Report a problem
        8/28/2026Listed for sale$499,000+2395%$321/sqft
        Source: NYSAMLSs #S1709762 Report a problem
        8/12/1998Sold$20,000$13/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $6,000
        2024-- $6,000
        2023-- $6,000
        2022-- $6,000
        2021-- $6,000
        2020-- $6,000
        2019-- $6,000
        2018-- $6,000
        2017$238 +183.5%$6,000
        2016$84 $6,000
        2015-- $6,000
        2014-- $6,000
        2013-- $6,000
        2012-- $6,000 +20%
        2011-- $5,000
        2010-- $5,000
        2009-- $5,000
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 13052

        Getting around

        0 / 100
        Car-Dependent
        5 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: DeRuyter

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby zip codes

              Other De Ruyter Topics

                Search
                Updates
                Favorites
                Plan
                Inbox