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For sale
  • $345,000

    437 W Lewis Shore Rd, Elkton, MD 21921

    3beds
    1,120sqft
    : 
    $2,421/mo
    Get pre-qualified
    Single Family Residence
    Built in 1935
    -- sqft lot
    $-- Zestimate®
    $308/sqft
    $-- HOA

    What's special

    Waterfront cottageVery large waterside deck
    Rarely available waterfront cottage in Lewis Shore! Tucked away beyond the woods and farmland on the outskirts of Elkton, this charming retreat offers the opportunity to enjoy a relaxed waterfront lifestyle at the top of the Elk River. Imagine starting your morning with coffee on the deck while taking in the peaceful surroundings. Spend the day fishing, boating and rafting up with friends, or cruise to a waterfront restaurant for lunch and live music. Then come home, unwind on the spacious waterside deck, and enjoy a beautiful sunset over the water. Originally built in the 1930s, this cottage has been enjoyed by the current owners as their summer retreat for the past 28 years. It has the charming atmosphere you would expect of a cottage built in that time period and includes 3 bedrooms, 2 baths and a very large waterside deck that is great for watching the sunsets. Recent improvements include a new well, new pressure tank and new HVAC system, all completed in 2025. The roof is approximately 12 years old, and most furnishings are included, making it even easier to begin enjoying your new retreat. A special opportunity to own a waterfront retreat in Lewis Shore—come experience the setting, the sunsets and the lifestyle for yourself! Parking is located in the field across the lane. Please see Inclusions/Exclusions for furnishings and other items included in the sale. CASH ONLY due to land-lease structure. Land is owned by Lewis Shore, Inc.; the cottage does not convey with the 17 acres. Occupational Licensing Fee and Cottage Improvement Tax apply. Sellers will allow inspections; however, the property is being sold AS IS and sellers will make no repairs. Private community, no drive bys please.
    2 days
    667
    40

    Zillow last checked:

    Listing updated:

    Listed by:

    Michele Meyer Burch 410-920-9730,

    Patterson-Schwartz-Middletown 3022855100

    Source: Bright MLS,MLS#: MDCC2023160MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Living Room, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1, Bathroom 1, Bathroom 2
      Bedroom 1
      • Features: Cathedral/Vaulted Ceiling, Flooring - Carpet
      • Level: Main
      • Area: 120 Square Feet
      • Dimensions: 12 X 10
      Bedroom 2
      • Features: Flooring - Carpet
      • Level: Main
      • Dimensions: 7 X 0
      Bedroom 3
      • Features: Flooring - Carpet
      • Level: Main
      • Area: 80 Square Feet
      • Dimensions: 8 X 10
      Bathroom 1
      • Features: Flooring - Vinyl
      • Level: Main
      Bathroom 2
      • Features: Flooring - Wood
      • Level: Main
      Kitchen
      • Features: Countertop(s) - Solid Surface, Flooring - Vinyl
      • Level: Main
      • Area: 144 Square Feet
      • Dimensions: 8 X 18
      Living room
      • Features: Cathedral/Vaulted Ceiling, Fireplace - Gas
      • Level: Main
      • Area: 270 Square Feet
      • Dimensions: 15 X 18
      Heating
      • Central, Propane
      Cooling
      • Ceiling Fan(s), Central Air, Electric
      Appliances
      • Included: Water Treat System, Electric Water Heater
      • Laundry: None
      Features
      • Attic, Bathroom - Tub Shower, Cedar Closet(s), Combination Kitchen/Living, Floor Plan - Traditional, Eat-in Kitchen, Dry Wall, Vaulted Ceiling(s)
      • Flooring: Carpet, Hardwood, Vinyl, Wood
      • Doors: Sliding Glass, Storm Door(s)
      • Windows: Replacement, Screens
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Brick, Gas/Propane
      Interior area
      • Total structure area: 1,120
      • Total interior livable area: 1,120 sqft
      • Finished area above ground: 1,120
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Off Street
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck
      • Exterior features: Rain Gutters
      • Pool features: None
      • Has view: Yes
      • View description: River
      • Has water view: Yes
      • Water view: River
      • Waterfront features: Boat/Launch Ramp - Private, Private Dock Site, Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, River
      • Body of water: Elk
      • Frontage length: Water Frontage Ft: 25
      Lot
      • Features: SideYard(s), Rural
      Details
      • Additional structures: Above Grade, Below Grade, Outbuilding
      • Parcel number: 0802012391
      • On leased land: Yes
      • Lease amount: $5,147
      • Zoning: RM
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage
      • Property subtype: Single Family Residence
      Materials
      • Block, Stick Built
      • Foundation: Crawl Space
      • Roof: Asphalt
      Condition
      • Good
      • New construction: No
      • Year built: 1935
      • Major remodel year: 2010

      Utilities & green energy

      • Electric: 100 Amp Service
      • Sewer: On Site Septic
      • Water: Well
      • Utilities for property: Electricity Available, Propane, Fiber Optic

      Community & HOA

      Community
      • Subdivision: Lewis Shore
      HOA
      • Has HOA: No
      Location
      • Region: Elkton
      • Municipality: Elkton

      Financial & listing details

      • Price per square foot: $308/sqft
      • Tax assessed value: $842
      • Annual tax amount: $842
      • Date on market: 9/18/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash
      • Inclusions: Most Contents And Furnishings Except Those Items Noted Below
      • Exclusions: Kitchen Table, Coffee Table In Living Room, Tall Cabinet In Kitchen, 4 Drawer Dresser In Back Bedroom
      • Ownership: Land Lease
      • Road surface type: Gravel

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        9/18/2026Listed for sale$345,000$308/sqft
        Source: Bright MLS #MDCC2023160 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 21921

        Getting around

        0 / 100
        Car-Dependent
        20 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Cecil County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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