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For sale
    • Price cut: $10K (9/14)
    $209,900

    46 Water Plant Rd, Stearns, KY 42647

    3beds
    1,173sqft
    : 
    $1,428/mo
    Get pre-qualified
    Single Family Residence
    Built in 1989
    0.37 Acres Lot
    $203,400 Zestimate®
    $179/sqft
    $-- HOA

    What's special

    Unfinished walk-out basementRear deckCovered front porchMain-level bedroom
    WELCOME TO 46 WATER PLANT RD. | MOVE-IN READY IN STEARNS, KY! Looking for a home that offers space, convenience, and peace of mind? This inviting property sits on a 0.37-acre lot in Stearns, Kentucky, conveniently located near the outdoor recreation and scenic beauty of Big South Fork and the surrounding Lake Cumberland region. Featuring 3 bedrooms, 1 full bath, 1 half bath, and approximately 1,173 square feet of living space, plus an additional 774 square feet in the unfinished walk-out basement, this home offers flexibility for everyday living and room to make it your own. The main-level bedroom provides added convenience, while the walk-out basement offers valuable space for storage, hobbies, a workshop, or future possibilities. Outside, enjoy a covered front porch, rear deck, and a manageable 0.37-acre lot with room to enjoy the outdoors. Recent improvements and added buyer confidence! Fresh interior paint and other property improvements have helped prepare this home for its next owner. A recent appraisal and home inspection have already been completed, with documentation available for buyer review upon request. Vacant, move-in ready, and ready for a quick closing! Whether you're purchasing your first home, looking to simplify, or searching for a full-time residence near some of Kentucky's favorite outdoor destinations, this property offers an opportunity worth exploring. Schedule your private showing today and discover what 46 Water Plant Rd. has to offer!
    72 days
    470
    16

    Zillow last checked:

    Listing updated:

    Listed by:

    Shae Worley 606-310-2824,

    Keller Williams Bluegrass Realty - Lake Cumberland,

    The Millie Weaver Team - Millie Weaver 606-485-1865,

    Keller Williams Bluegrass Realty - Lake Cumberland

    Source: Imagine MLS,MLS#: 26022024MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      Bedroom 2
      • Level: Second
      Bedroom 3
      • Level: Second
      Bathroom 1
      • Level: First
      Bathroom 2
      • Level: Second
      Kitchen
      • Level: First
      Heating
      • Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Refrigerator, Range
      • Laundry: Electric Dryer Hookup, Washer Hookup, Lower Level
      Features
      • Eat-in Kitchen, Ceiling Fan(s)
      • Flooring: Vinyl
      • Basement: Walk-Out Access
      • Has fireplace: No
      Interior area
      • Total structure area: 1,173
      • Total interior livable area: 1,173 sqft
      • Finished area above ground: 1,173
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      Lot
      • Size: 0.37 Acres
      • Features: Few Trees
      Details
      • Parcel number: 1224003007.01

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Block
      • Roof: Shingle
      Condition
      • Year built: 1989

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Stearns

      Financial & listing details

      • Price per square foot: $179/sqft
      • Tax assessed value: $214,900
      • Annual tax amount: $1,728
      • Date on market: 8/14/2026

        Estimated market value

        $203,400

        $193,000 - $214,000

        $1,264/mo

        Price history

        DateEventPrice
        9/14/2026Price change$209,900-4.5%$179/sqft
        Source: Imagine MLS #26022024 Report a problem
        8/14/2026Listed for sale$219,900+31.7%$187/sqft
        Source: Imagine MLS #26022024 Report a problem
        10/15/2025Sold$167,000-6.7%$142/sqft
        Source: Imagine MLS #25013341 Report a problem
        9/15/2025Contingent$179,000$153/sqft
        Source: Imagine MLS #25013341 Report a problem
        9/3/2025Price change$179,000+5.9%$153/sqft
        Source: Imagine MLS #25013341 Report a problem
        8/28/2025Price change$169,000-3.4%$144/sqft
        Source: Imagine MLS #25013341 Report a problem
        7/31/2025Price change$175,000-12.1%$149/sqft
        Source: Imagine MLS #25013341 Report a problem
        7/25/2025Price change$199,000-4.8%$170/sqft
        Source: Imagine MLS #25013341 Report a problem
        7/13/2025Price change$209,000-0.5%$178/sqft
        Source: Imagine MLS #25013341 Report a problem
        6/23/2025Listed for sale$210,000+17.3%$179/sqft
        Source: Imagine MLS #25013341 Report a problem
        5/11/2022Sold$179,000$153/sqft
        Source: Imagine MLS #22003284 Report a problem
        4/2/2022Pending sale$179,000$153/sqft
        Source: Imagine MLS #22003284 Report a problem
        2/25/2022Listed for sale$179,000$153/sqft
        Source: Imagine MLS #22003284 Report a problem
        2/25/2022Pending sale$179,000$153/sqft
        Source: Imagine MLS #22003284 Report a problem
        2/24/2022Listed for sale$179,000$153/sqft
        Source: Imagine MLS #22003284 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,728 +0.4%$214,900
        2024$1,721 -1.8%$214,900
        2023$1,754 +20.4%$214,900
        2022$1,456 +264.2%$214,900 +147%
        2021$400 +102.3%$87,000 +40.3%
        2020$198 -1.8%$62,000
        2019$201 -7.7%$62,000
        2018$218 $62,000
        2016-- $62,000
        2015-- $62,000
        2013-- $62,000
        2010-- $62,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 42647

        Getting around

        2 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Pine Knot
        • Middle: McCreary County
        • High: McCreary County

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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