Charming 3-Bedroom Home in a Peaceful Rural Setting. Seller is offering 5k in closing cost Welcome to 46 Water Plant Road, a charming 3-bedroom, 1.5-bath home offering approximately 1,320 sq. ft. of living space on a 0.37-acre lot. Located in a peaceful rural setting, this home offers a comfortable layout, inviting outdoor spaces, and several recent improvements. The main level features a welcoming living area, kitchen and dining space, plus a convenient first-floor bedroom. Fresh interior paint provides a clean, refreshed feel throughout the home. Upstairs, you'll find two additional bedrooms and a half bath, offering flexibility for family, guests, or a home office. Enjoy your morning coffee or evening gatherings from the rear deck overlooking the surrounding property. The covered front porch adds additional outdoor living space and creates a warm welcome from the moment you arrive. The walk-out unfinished basement provides valuable storage and utility space with convenient access to the backyard. Recent improvements include a brand-new electric water heater, recently serviced outdoor AC unit, reinforced deck supports, secured basement supports, and a septic system pumped and inspected within the past year. If you're looking for a home with comfortable living space, outdoor areas to enjoy, and important updates already completed, 46 Water Plant Road is worth a look. Schedule your showing today and see what this Kentucky home has to offer. Located in the beautiful Kentucky countryside, this property puts you within reach of some of the area's favorite outdoor attractions and recreational activities. Enjoy easy access to Big South Fork National River & Recreation Area, known for hiking, horseback riding, scenic overlooks, rock formations, camping, and outdoor adventure. Lake Cumberland is also within the region, offering boating, fishing, swimming, and water recreation. Nearby communities provide local restaurants, shopping, community events, and everyday conveniences.
For sale
$219,900
46 Water Plant Rd, Stearns, KY 42647
3beds
1,320sqft
Single Family Residence
Built in ----
0.37 Acres Lot
$209,700 Zestimate®
$167/sqft
$-- HOA
What's special
Fresh interior paintPeaceful rural settingBrand-new electric water heaterReinforced deck supportsCovered front porchComfortable living spaceKitchen and dining space
- 25 days
- 458
- 20
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Shae Worley 606-310-2824,
Keller Williams Bluegrass Realty - Lake Cumberland,
The Millie Weaver Team - Millie Weaver 606-485-1865,
Keller Williams Bluegrass Realty - Lake Cumberland
Source: Imagine MLS,MLS#: 26022024
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
Bathroom 1
- Level: First
Kitchen
- Level: First
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Refrigerator, Range
Features
- Ceiling Fan(s)
- Flooring: Vinyl
- Basement: Walk-Out Access
- Has fireplace: No
Interior area
- Total structure area: 1,320
- Total interior livable area: 1,320 sqft
- Finished area above ground: 1,320
- Finished area below ground: 0
Property
Features
- Levels: One and One Half
Lot
- Size: 0.37 Acres
Details
- Parcel number: 1224003007.01
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block
- Roof: Shingle
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
HOA
- Has HOA: No
Location
- Region: Stearns
Financial & listing details
- Price per square foot: $167/sqft
- Tax assessed value: $214,900
- Annual tax amount: $1,721
- Date on market: 8/14/2026
Estimated market value
$209,700
$199,000 - $220,000
$1,279/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/14/2026 | Listed for sale | $219,900+31.7%$167/sqft |
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| 10/15/2025 | Sold | $167,000-6.7%$127/sqft |
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| 9/15/2025 | Contingent | $179,000$136/sqft |
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| 9/3/2025 | Price change | $179,000+5.9%$136/sqft |
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| 8/28/2025 | Price change | $169,000-3.4%$128/sqft |
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| 7/31/2025 | Price change | $175,000-12.1%$133/sqft |
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| 7/25/2025 | Price change | $199,000-4.8%$151/sqft |
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| 7/13/2025 | Price change | $209,000-0.5%$158/sqft |
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| 6/23/2025 | Listed for sale | $210,000+17.3%$159/sqft |
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| 5/11/2022 | Sold | $179,000$136/sqft |
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| 4/2/2022 | Pending sale | $179,000$136/sqft |
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| 2/25/2022 | Listed for sale | $179,000$136/sqft |
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| 2/25/2022 | Pending sale | $179,000$136/sqft |
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| 2/24/2022 | Listed for sale | $179,000$136/sqft |
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Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,721 -1.8% | $214,900 |
| 2023 | $1,754 +20.4% | $214,900 |
| 2022 | $1,456 +264.2% | $214,900 +147% |
| 2021 | $400 +102.3% | $87,000 +40.3% |
| 2020 | $198 -1.8% | $62,000 |
| 2019 | $201 -7.7% | $62,000 |
| 2018 | $218 | $62,000 |
| 2016 | -- | $62,000 |
| 2015 | -- | $62,000 |
| 2013 | -- | $62,000 |
| 2010 | -- | $62,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 42647
Nearby schools
Schools provided by the listing agent
- Elementary: McCreary County
- Middle: McCreary County
- High: McCreary County
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.









