Water-view Brick Home In The Sought-after Pirates Cove Community. This Spacious 2,700+ Sq. Ft. Residence With Lots Of Updates Offers Year-round Views Of Kentucky Lake. The Interior Features A Large Kitchen With Marble Tile Countertops And A Formal Dining Room Centered By A Cozy Fireplace. 4 Bedrooms 2.5 Bathrooms. An Expansive, Updated Multi-purpose Room Includes A Wet Bar, Fireplace And Provides Direct Access To A Generous Rear Deck. Great For Entertaining Family And Friends. Storage Is Abundant With Two Attached 2-car Garages (featuring New Doors) And A Detached 20x30 Outbuilding Designed For Boat Or Recreational Vehicle Storage. The Grounds Are Thoughtfully Landscaped With A Raised Garden Plot, Established Grapevines, And Various Fruit Trees. Property Ownership Includes Access To Pirates Cove Amenities: A Community Pool, Clubhouse, Sandy Beach Area, Private Boat Ramp, And Marina. Membership Is Optional.
For sale
$499,000
468 Mermie Rd, Hardin, KY 42048
4beds
2,742sqft
Est.:
Single Family Residence
Built in 1993
0.94 Acres Lot
$-- Zestimate®
$182/sqft
$-- HOA
What's special
Water-view brick homeExpansive updated multi-purpose roomRaised garden plotWet bar
- 4 hours |
- 40 |
- 2 |
Zillow last checked:
Listing updated:
Listed by:
Shelly Forgey 270-727-1592,
Keller Williams Experience Realty
Source: WKRMLS,MLS#: 136664Originating MLS: Murray/Calloway
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 4
Primary bedroom
- Level: Main
- Area: 266.76
- Dimensions: 17.1 x 15.6
Bedroom 2
- Level: Main
- Area: 197.4
- Dimensions: 14.1 x 14
Bedroom 3
- Level: Main
- Area: 139.86
- Dimensions: 12.6 x 11.1
Bedroom 4
- Level: Main
- Area: 146.52
- Dimensions: 13.2 x 11.1
Bathroom
- Features: Double Vanity, Tub Shower
Dining room
- Features: Formal Dining
- Level: Main
- Area: 197.4
- Dimensions: 14.1 x 14
Family room
- Level: Main
- Area: 514.08
- Dimensions: 21.6 x 23.8
Kitchen
- Level: Main
- Area: 239.76
- Dimensions: 21.6 x 11.1
Living room
- Level: Main
- Area: 403.92
- Dimensions: 20.4 x 19.8
Heating
- Gas Pack, Multiple Units, Propane, Wood, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Refrigerator, Stove, Washer
- Laundry: Utility Room
Features
- Ceiling Fan(s), Closet Light(s), Tray/Vaulted Ceiling, Walk-In Closet(s), Wet Bar, Workshop
- Flooring: Carpet, Tile
- Windows: Skylight(s)
- Basement: Crawl Space,None
- Has fireplace: Yes
- Fireplace features: Family Room, Two or More, Other/See Remarks
Interior area
- Total structure area: 2,742
- Total interior livable area: 2,742 sqft
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Attached, Detached, Garage Door Opener, Concrete Drive
- Attached garage spaces: 4
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered Porch, Deck
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water View Year Round
- Waterfront features: Kentucky Lake
- Body of water: Kentucky Lake
Lot
- Size: 0.94 Acres
- Features: Corner Lot, County, Level
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Frame, Brick/Siding, Dry Wall
- Foundation: Concrete Block
- Roof: Dimensional Shingle
Condition
- New construction: No
- Year built: 1993
Utilities & green energy
- Electric: Circuit Breakers, Western KY RECC
- Gas: Propane
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Propane Tank Owned
Community & HOA
Community
- Features: Community Slip/SEE REMARKS
- Security: Smoke Detector(s)
- Subdivision: Pirates Cove
HOA
- Has HOA: No
Location
- Region: Hardin
Financial & listing details
- Price per square foot: $182/sqft
- Date on market: 4/27/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 4/27/2026 | Listed for sale | $499,000$182/sqft |
Source: WKRMLS #136664 Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
$2,707/mo
Principal & interest
$2408
Property taxes
$299
More affordability tools
Climate risks
Neighborhood: 42048
Nearby schools
GreatSchools rating
- 6/10Jonathan Elementary SchoolGrades: PK-5Distance: 4.7 mi
- NAPurchase Youth VillageGrades: 1-12Distance: 10.1 mi
- 7/10Marshall County High SchoolGrades: 9-12Distance: 11.2 mi
Schools provided by the listing agent
- Elementary: South Marshall Elementary
- Middle: South Marshall Middle
- High: Marshall Co.
Source: WKRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Kentucky
- Marshall County
- Hardin
- 42048
- 468 Mermie Rd






