Stunning panoramic lake and Adirondack views highlight this four-bedroom, two-bath LAKEFRONT home, offering a rare opportunity to renovate or rebuild in one of Charlotte’s most sought-after neighborhoods. Set on 0.89 acres with 150+ feet of lake frontage, the property features a gently sloping lawn leading to a shale beach ideal for kayaking, paddleboarding, boating, swimming, or simply enjoying spectacular sunsets. The existing home offers two finished levels ready for renovation, while the exceptional setting provides endless potential for a custom lakeside retreat. Located in the desirable Hills Point neighborhood with easy access to Charlotte Village, Town Beach, the nearby covered bridge, and convenient commuting to Burlington or Middlebury.
Active
Listed by: Geri Reilly Real Estate
$2,495,000
481 Hills Point Road, Charlotte, VT 05445
4beds
2,261sqft
Est.:
Ranch
Built in 1960
0.89 Acres Lot
$2,470,700 Zestimate®
$1,103/sqft
$-- HOA
What's special
Four-bedroom two-bath lakefront homeTwo finished levels
- 9 days |
- 1,918 |
- 73 |
Zillow last checked:
Listing updated:
Listed by:
Geri Reilly,
Geri Reilly Real Estate 802-862-6677
Source: PrimeMLS,MLS#: 5088043
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Heating
- Oil, Baseboard, Hot Water, Gas Stove
Cooling
- None
Appliances
- Included: Domestic Water Heater, Water Heater off Boiler
- Laundry: Laundry Hook-ups
Features
- Living/Dining, Natural Light
- Flooring: Carpet, Hardwood, Vinyl
- Basement: Finished,Full,Interior Stairs,Walkout,Interior Entry
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 2,261
- Total interior livable area: 2,261 sqft
- Finished area above ground: 1,196
- Finished area below ground: 1,065
Property
Parking
- Total spaces: 2
- Parking features: Dirt, Gravel, Driveway, Attached
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Exterior features: Deck, Garden
- Has view: Yes
- View description: Water, Lake, Mountain(s)
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: Lake Front, Waterfront
- Body of water: Lake Champlain
- Frontage length: Water frontage: 147,Road frontage: 150
Lot
- Size: 0.89 Acres
- Features: Level, Neighborhood
Details
- Parcel number: 13804310799
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subtype: Ranch
Materials
- T1-11 Exterior, Wood Siding
- Foundation: Block
- Roof: Shingle
Condition
- New construction: No
- Year built: 1960
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Septic Tank
- Utilities for property: Cable Available
Community & HOA
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $1,103/sqft
- Tax assessed value: $1,517,500
- Annual tax amount: $22,935
- Date on market: 5/11/2026
- Road surface type: Paved
Estimated market value
$2,470,700
$2.35M - $2.59M
$3,939/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/11/2026 | Listed for sale | $2,495,000$1,103/sqft |
Source:  PrimeMLS #5088043 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $1,517,500 |
| 2023 | -- | $1,517,500 +66.4% |
| 2022 | -- | $912,100 |
| 2021 | -- | $912,100 |
| 2020 | -- | $912,100 |
| 2019 | -- | $912,100 |
| 2018 | -- | $912,100 |
| 2017 | $16,482 | $912,100 |
| 2016 | -- | $912,100 +10176% |
| 2015 | -- | $8,876 |
| 2014 | -- | $8,876 |
| 2013 | -- | $8,876 |
| 2012 | -- | $8,876 |
| 2011 | -- | $8,876 |
| 2010 | -- | $8,876 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 05445
Nearby schools
GreatSchools rating
- 10/10Charlotte Central SchoolGrades: PK-8Distance: 3.3 mi
- 10/10Champlain Valley Uhsd #15Grades: 9-12Distance: 8.5 mi
Schools provided by the listing agent
- Elementary: Orchard Elementary School
- Middle: Charlotte Central School
- High: Champlain Valley UHSD #15
- District: Charlotte School District
Source: PrimeMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Vermont
- Chittenden County
- Charlotte
- 05445
- 481 Hills Point Road
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