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  • $349,900

    489 Division St, Elgin, IL 60120

    4beds
    1,824sqft
    : 
    Single Family Residence
    Built in 1920
    4,575 Square Feet Lot
    $-- Zestimate®
    $192/sqft
    $-- HOA

    What's special

    Fully functional wood-burning fireplaceFully finished basementOriginal hardwood floorsClassic character throughoutCrown moldingKraftmaid kitchen cabinetryInviting foyer
    You'll fall in love with this well-maintained, four-bedroom brick colonial located in the historic district of Elgin. This home features classic character throughout, including original hardwood floors and crown molding. Just a few highlights include an inviting foyer, a four-season sunroom, Kraftmaid kitchen cabinetry, and a fully functional wood-burning fireplace. This property offers an abundance of space both inside and out with a fully finished basement and a spacious back and side yard. Conveniently located within walking distance to downtown Elgin, this home combines timeless charm with ample updated living.
    4 days
    |
    1,601
    |
    129
    |

    Zillow last checked: 7 hours ago

    Listing updated: April 06, 2026 at 10:04pm

    Listing courtesy of:

    Emily Cerrillos 331-431-7737,

    Ardain Real Estate Inc.

    Source: MRED as distributed by MLS GRID,MLS#: 12606936MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Heated Sun Room, Foyer
      Primary bedroom
      • Level: Second
      • Area: 169 Square Feet
      • Dimensions: 13X13
      Bedroom 2
      • Level: Second
      • Area: 99 Square Feet
      • Dimensions: 11X9
      Bedroom 3
      • Level: Second
      • Area: 156 Square Feet
      • Dimensions: 13X12
      Bedroom 4
      • Level: Second
      • Area: 56 Square Feet
      • Dimensions: 8X7
      Dining room
      • Level: Main
      • Area: 180 Square Feet
      • Dimensions: 15X12
      Family room
      • Level: Basement
      • Area: 403 Square Feet
      • Dimensions: 31X13
      Foyer
      • Level: Main
      • Area: 20 Square Feet
      • Dimensions: 5X4
      Other
      • Level: Main
      • Area: 56 Square Feet
      • Dimensions: 8X7
      Kitchen
      • Level: Main
      • Area: 180 Square Feet
      • Dimensions: 15X12
      Living room
      • Level: Main
      • Area: 273 Square Feet
      • Dimensions: 21X13
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Features
      • Basement: Finished,Full
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning, Living Room
      Interior area
      • Total structure area: 0
      • Total interior livable area: 1,824 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Yes, Detached, Garage
      • Garage spaces: 1
      Accessibility
      • Accessibility features: No Disability Access
      Features
      • Stories: 2
      Lot
      • Size: 4,575 Square Feet
      • Dimensions: 61 X 75
      Details
      • Parcel number: 0613258006
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick
      Condition
      • New construction: No
      • Year built: 1920

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      HOA
      • Services included: None
      Location
      • Region: Elgin

      Financial & listing details

      • Price per square foot: $192/sqft
      • Tax assessed value: $252,318
      • Annual tax amount: $6,091
      • Date on market: 4/7/2026
      • Ownership: Fee Simple
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        Price history
        DateEventPrice
        4/7/2026Listed for sale$349,900+184.5%$192/sqft
        Source: MRED as distributed by MLS GRID #12606936 Report a problem
        10/2/2012Sold$123,000-1.2%$67/sqft
        Source: MRED as distributed by MLS GRID #08059117 Report a problem
        9/8/2012Pending sale$124,550$68/sqft
        Source: Baird & Warner Real Estate #08059117 Report a problem
        6/30/2012Price change$124,550-0.1%$68/sqft
        Source: Baird & Warner Real Estate #08059117 Report a problem
        6/24/2012Price change$124,650-0.2%$68/sqft
        Source: Baird & Warner Real Estate #08059117 Report a problem
        6/7/2012Price change$124,900-2.3%$68/sqft
        Source: Baird & Warner Real Estate #08059117 Report a problem
        6/1/2012Price change$127,900-1.6%$70/sqft
        Source: Baird & Warner Real Estate #08059117 Report a problem
        5/23/2012Price change$129,997-5.8%$71/sqft
        Source: Baird & Warner Real Estate #08059117 Report a problem
        5/19/2012Price change$138,000-0.7%$76/sqft
        Source: Baird & Warner Real Estate #08059117 Report a problem
        5/6/2012Listed for sale$139,000+167.3%$76/sqft
        Source: Baird & Warner Real Estate #08059117 Report a problem
        2/14/2012Sold$52,000-69.4%$29/sqft
        Source: Public Record Report a problem
        9/5/2010Listing removed$170,000$93/sqft
        Source: Prudential Real Estate #07317018 Report a problem
        1/16/2010Price change$170,000+10867.7%$93/sqft
        Source: Prudential Real Estate #07317018 Report a problem
        12/15/2009Listed for sale$1,550-99.2%$1/sqft
        Source: Superlative, Inc. #07317167 Report a problem
        10/31/2006Sold$197,000$108/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$6,091 +5.1%$84,106 +10.7%
        2023$5,795 +5.6%$75,983 +9.7%
        2022$5,487 +4.6%$69,283 +7%
        2021$5,244 +7.8%$64,775 +9.2%
        2020$4,864 +3.1%$59,335 +5%
        2019$4,718 +6.8%$56,520 +11.5%
        2018$4,417 +2.5%$50,676 +5.8%
        2017$4,310 -9.1%$47,907 +7.8%
        2016$4,740 $44,445 +9.1%
        2015-- $40,737 +1.3%
        2014-- $40,234 -15.1%
        2013-- $47,383 -7.4%
        2012-- $51,180 -8.9%
        2011-- $56,206 -9.6%
        2010-- $62,209 -6.7%
        2009-- $66,691
        2008-- $66,691 +3.3%
        2007-- $64,548 +8.2%
        2006-- $59,629 +6.5%
        2005-- $55,995 +6.8%
        2004-- $52,449 +7.8%
        2003-- $48,659 +8%
        2002-- $45,055 +7.5%
        2001-- $41,931 +5.1%
        2000-- $39,904

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $2,343/mo
        Principal & interest
        $1716
        Property taxes
        $627
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          Climate risks

          Neighborhood: Gifford Park

          Getting around

          66 / 100
          Somewhat Walkable
          38 / 100
          Some Transit
          54 / 100
          Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • District: 46

          Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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