You'll fall in love with this well-maintained, four-bedroom brick colonial located in the historic district of Elgin. This home features classic character throughout, including original hardwood floors and crown molding. Just a few highlights include an inviting foyer, a four-season sunroom, Kraftmaid kitchen cabinetry, and a fully functional wood-burning fireplace. This property offers an abundance of space both inside and out with a fully finished basement and a spacious back and side yard. Conveniently located within walking distance to downtown Elgin, this home combines timeless charm with ample updated living.
Contingent
$349,900
489 Division St, Elgin, IL 60120
4beds
1,824sqft
Est.:
Single Family Residence
Built in 1920
4,575 Square Feet Lot
$351,600 Zestimate®
$192/sqft
$-- HOA
What's special
Fully functional wood-burning fireplaceFully finished basementOriginal hardwood floorsClassic character throughoutCrown moldingKraftmaid kitchen cabinetryInviting foyer
- 26 days |
- 1,783 |
- 161 |
Zillow last checked:
Listing updated:
Listing courtesy of:
Emily Cerrillos 331-431-7737,
Ardain Real Estate Inc.
Source: MRED as distributed by MLS GRID,MLS#: 12606936
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Rooms
- Room types: Heated Sun Room, Foyer
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Features
- Basement: Finished,Full
- Number of fireplaces: 1
- Fireplace features: Wood Burning, Living Room
Interior area
- Total structure area: 0
- Total interior livable area: 1,824 sqft
Property
Parking
- Total spaces: 1
- Parking features: Yes, Detached, Garage
- Garage spaces: 1
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
Lot
- Size: 4,575 Square Feet
- Dimensions: 61 X 75
Details
- Parcel number: 0613258006
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick
Condition
- New construction: No
- Year built: 1920
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Services included: None
Location
- Region: Elgin
Financial & listing details
- Price per square foot: $192/sqft
- Tax assessed value: $252,318
- Annual tax amount: $6,091
- Date on market: 4/7/2026
- Ownership: Fee Simple
Estimated market value
$351,600
$334,000 - $369,000
$2,545/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/13/2026 | Contingent | $349,900$192/sqft |
Source:  MRED as distributed by MLS GRID #12606936 Report a problem | ||
| 4/7/2026 | Listed for sale | $349,900+184.5%$192/sqft |
Source: MRED as distributed by MLS GRID #12606936 Report a problem | ||
| 10/2/2012 | Sold | $123,000-1.2%$67/sqft |
Source: MRED as distributed by MLS GRID #08059117 Report a problem | ||
| 9/8/2012 | Pending sale | $124,550$68/sqft |
Source: Baird & Warner Real Estate #08059117 Report a problem | ||
| 6/30/2012 | Price change | $124,550-0.1%$68/sqft |
Source: Baird & Warner Real Estate #08059117 Report a problem | ||
| 6/24/2012 | Price change | $124,650-0.2%$68/sqft |
Source: Baird & Warner Real Estate #08059117 Report a problem | ||
| 6/7/2012 | Price change | $124,900-2.3%$68/sqft |
Source: Baird & Warner Real Estate #08059117 Report a problem | ||
| 6/1/2012 | Price change | $127,900-1.6%$70/sqft |
Source: Baird & Warner Real Estate #08059117 Report a problem | ||
| 5/23/2012 | Price change | $129,997-5.8%$71/sqft |
Source: Baird & Warner Real Estate #08059117 Report a problem | ||
| 5/19/2012 | Price change | $138,000-0.7%$76/sqft |
Source: Baird & Warner Real Estate #08059117 Report a problem | ||
| 5/6/2012 | Listed for sale | $139,000+167.3%$76/sqft |
Source: Baird & Warner Real Estate #08059117 Report a problem | ||
| 2/14/2012 | Sold | $52,000-69.4%$29/sqft |
Source: Public Record Report a problem | ||
| 9/5/2010 | Listing removed | $170,000$93/sqft |
Source: Prudential Real Estate #07317018 Report a problem | ||
| 1/16/2010 | Price change | $170,000+10867.7%$93/sqft |
Source: Prudential Real Estate #07317018 Report a problem | ||
| 12/15/2009 | Listed for sale | $1,550-99.2%$1/sqft |
Source: Superlative, Inc. #07317167 Report a problem | ||
| 10/31/2006 | Sold | $197,000$108/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,091 +5.1% | $84,106 +10.7% |
| 2023 | $5,795 +5.6% | $75,983 +9.7% |
| 2022 | $5,487 +4.6% | $69,283 +7% |
| 2021 | $5,244 +7.8% | $64,775 +9.2% |
| 2020 | $4,864 +3.1% | $59,335 +5% |
| 2019 | $4,718 +6.8% | $56,520 +11.5% |
| 2018 | $4,417 +2.5% | $50,676 +5.8% |
| 2017 | $4,310 -9.1% | $47,907 +7.8% |
| 2016 | $4,740 | $44,445 +9.1% |
| 2015 | -- | $40,737 +1.3% |
| 2014 | -- | $40,234 -15.1% |
| 2013 | -- | $47,383 -7.4% |
| 2012 | -- | $51,180 -8.9% |
| 2011 | -- | $56,206 -9.6% |
| 2010 | -- | $62,209 -6.7% |
| 2009 | -- | $66,691 |
| 2008 | -- | $66,691 +3.3% |
| 2007 | -- | $64,548 +8.2% |
| 2006 | -- | $59,629 +6.5% |
| 2005 | -- | $55,995 +6.8% |
| 2004 | -- | $52,449 +7.8% |
| 2003 | -- | $48,659 +8% |
| 2002 | -- | $45,055 +7.5% |
| 2001 | -- | $41,931 +5.1% |
| 2000 | -- | $39,904 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,330/mo
Principal & interest
$1703
Property taxes
$627
More affordability tools
Climate risks
Neighborhood: Gifford Park
Nearby schools
GreatSchools rating
- 3/10Channing Memorial Elementary SchoolGrades: K-6Distance: 0.2 mi
- 4/10Ellis Middle SchoolGrades: 7-8Distance: 0.4 mi
- 2/10Elgin High SchoolGrades: 9-12Distance: 1.6 mi
Schools provided by the listing agent
- District: 46
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Illinois
- Kane County
- Elgin
- 60120
- Gifford Park
- 489 Division St
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Nearby neighborhoods
Nearby zip codes
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