There is waterfront-and then there is a Boyd Lake residence offering what buyers hope to find, but almost never do: direct water access, mountain views, dock, exceptional garage and storage space, and a COMPLETE, HIGH-END FULL RENOVATION by one of Northern Colorado's most respected designers. Fully reimagined by renowned designer Susan Kosonocky, the home carries a singular, luxury lakefront vision throughout. From the design, to all the luxury finishes inc. Milcarc cabinets, Thermador appliances, integrated filtered dispenser, to the selected furnishings, every element oozes lakefront luxury. Available fully furnished, it offers the opportunity to step into the designer's complete vision and enjoy it immediately. The main level was opened to seamlessly connect the kitchen, dining/cocktail, and living spaces. A substantial statement island anchors the kitchen and creates a generous gathering place. Expansive windows draw the lake into the home, while the deck railing (carried through from the interior) sets the stage for alfresco dinners, sunset cocktails, and effortless entertaining. Enjoy watching the boats go by or the eagles fly from the large West facing deck. 5 bedrooms, 3 bath, 2 living areas both w/ fireplaces, provide gracious accommodations for guests. The primary suite captures sweeping lake views, framed by aspen & pine trees. Its bath features heated floors & a zero-entry shower. Custom built-in desks also overlook the water, creating inspiring workspaces w/ beautifully distracting views. The nearly 900-square-foot garage can accommodate up to 4 vehicles. A dedicated lower-level workshop & storage area, attached to the full finished walkout basement, provides space for all the lake toys. Pairing this waterfront setting with a renovation of this calibur makes the property nearly impossible to replicate. This is Boyd Lake luxury in its most complete form-beautifully designed, exceptionally functional, and ready to enjoy from day one.
For sale
$2,595,000
4739 Valley Oak Dr, Loveland, CO 80538
5beds
4,844sqft
Single Family Residence
Built in 2000
0.26 Acres Lot
$-- Zestimate®
$536/sqft
$89/mo HOA
What's special
- 7 days
- 709
- 58
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Lani Carwin 970-371-4144,
RE/MAX Alliance-FTC South
Source: IRES as distributed by MLS GRID,MLS#: 1068767
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
Primary bedroom
- Description: Carpet
- Features: Tub+Shower Primary, Luxury Features Primary Bath
- Level: Main
- Area: 234 Square Feet
- Dimensions: 13 x 18
Bedroom 2
- Level: Main
Bedroom 3
- Level: Main
Bedroom 4
- Level: Basement
Bedroom 5
- Level: Basement
Dining room
- Level: Main
Family room
- Level: Lower
Kitchen
- Description: Other
- Level: Main
- Area: 208 Square Feet
- Dimensions: 13 x 16
Laundry
- Level: Main
Living room
- Level: Main
Recreation room
- Level: Lower
Heating
- Forced Air
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Self Cleaning Oven, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Microwave, Water Purifier Owned, Disposal
- Laundry: Sink, Washer/Dryer Hookup
Features
- Eat-in Kitchen, Cathedral Ceiling(s), Open Floorplan, Workshop, Walk-In Closet(s), Kitchen Island
- Windows: Window Coverings, Bay or Bow Window
- Basement: Full,Partially Finished,Walk-Out Access,Built-In Radon
- Has fireplace: Yes
- Fireplace features: Two or More, Living Room, Family Room, Bedroom, Basement
Interior area
- Total structure area: 2,430
- Total interior livable area: 4,844 sqft
- Finished area above ground: 2,430
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Garage Door Opener, RV Access/Parking, Attached, Oversized, Tandem
- Attached garage spaces: 4
- Details: Attached
Accessibility
- Accessibility features: Low Carpet, Main Floor Bath, Accessible Bedroom, Stall Shower, Main Level Laundry
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Sprinkler System
- Fencing: Partial,Fenced
- Has view: Yes
- View description: Mountain(s), Hills, Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Abuts Pond/Lake, Waterfront
Lot
- Size: 0.26 Acres
- Features: Waterfront, Paved, Curbs, Gutters, Sidewalks, Street Light
Details
- Parcel number: R1592736
- Zoning: P-11
- Special conditions: Private Owner
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Stucco
- Roof: Composition
Condition
- New construction: No
- Year built: 2000
Utilities & green energy
- Electric: City
- Gas: Xcel
- Sewer: Public Sewer
- Utilities for property: Natural Gas Available, Electricity Available
Green energy
- Energy efficient items: Thermostat
Community & HOA
Community
- Features: Park
- Security: Fire Alarm
- Subdivision: Boyd Lake
HOA
- Has HOA: Yes
- Services included: Common Amenities, Management
- HOA fee: $1,065 annually
- HOA name: The Waterfront at Boyd Lake
Location
- Region: Loveland
Financial & listing details
- Price per square foot: $536/sqft
- Tax assessed value: $1,362,100
- Annual tax amount: $7,320
- Date on market: 9/16/2026
- Listing terms: Cash,Conventional
- Exclusions: All sellers personal property unless otherwise negotiated in executed contract to buy/sell.
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 9/19/2026 | Listed for sale | $2,595,000+99.6%$536/sqft |
Source:  IRES as distributed by MLS GRID #1068767 Report a problem | ||
| 6/9/2021 | Sold | $1,300,000+80.3%$268/sqft |
Source: Public Record Report a problem | ||
| 12/1/2010 | Sold | $721,000-3.9%$149/sqft |
Source: Public Record Report a problem | ||
| 8/19/2010 | Price change | $750,000-2%$155/sqft |
Source: The Group Inc. #624269 Report a problem | ||
| 7/17/2010 | Price change | $765,000-1.3%$158/sqft |
Source: The Group Inc. #624269 Report a problem | ||
| 4/2/2010 | Listed for sale | $775,000$160/sqft |
Source: The Group Inc. #624269 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,320 -0.9% | $85,131 -11.1% |
| 2024 | $7,388 +28.4% | $95,797 -1% |
| 2023 | $5,753 +7.7% | $96,726 +34.6% |
| 2022 | $5,340 +16.6% | $71,857 +7.6% |
| 2021 | $4,580 +1.7% | $66,774 +16.7% |
| 2020 | $4,501 +6% | $57,236 -0.7% |
| 2019 | $4,246 | $57,636 +12.4% |
| 2018 | $4,246 | $51,278 |
| 2017 | $4,246 +16% | $51,278 +11.2% |
| 2016 | $3,660 +8.4% | $46,112 +0% |
| 2015 | $3,376 +9.8% | $46,110 +13.5% |
| 2014 | $3,074 | $40,620 |
| 2013 | -- | $40,620 -3.6% |
| 2012 | -- | $42,140 |
| 2011 | -- | $42,140 +2.5% |
| 2010 | -- | $41,110 |
| 2009 | -- | $41,110 -17.7% |
| 2008 | -- | $49,960 |
| 2007 | -- | $49,960 +15% |
| 2006 | -- | $43,440 |
| 2005 | -- | $43,440 +14.7% |
| 2004 | -- | $37,870 +7.3% |
| 2002 | -- | $35,300 |
| 2001 | -- | $35,300 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 80538
Nearby schools
Schools provided by the listing agent
- Elementary: High Plains
- Middle: Ball (Conrad)
- High: Mountain View
Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Similar homes
- $2,350,0006 bd4 ba4.6k sqft6558 N County Road 11c, Loveland, CO 80538For Sale
MLS ID #1062311, Michal Jaques, Group Mulberry. IRES as distributed by MLS GRID - $2,690,0005 bd5 ba6.4k sqft3324 Fox Crossing Pl, Loveland, CO 80537For Sale
MLS ID #1068974, Matt Shoup, C3 Real Estate Solutions, LLC. IRES as distributed by MLS GRID - $2,550,0003 bd5 ba4.1k sqft2109 Morning Dr, Loveland, CO 80538For Sale
MLS ID #1064681, Jessica Marie Tate, milehimodern - Boulder. IRES as distributed by MLS GRID - $1,950,0004 bd3 ba3.8k sqft2025 Lake Dr, Loveland, CO 80538For Sale
MLS ID #1068468, Stefanie Erion, Kentwood RE Northern Prop Llc. IRES as distributed by MLS GRID - $1,850,0004 bd4 ba4.3k sqft7005 Clearwater Dr, Loveland, CO 80538For SaleMLS ID #1060897, Kelly Nehls Coonrod, RE/MAX Alliance-FTC Dwtn. IRES as distributed by MLS GRID
- $2,000,0004 bd3 ba2.6k sqft1104 Engleman Pl, Loveland, CO 80538For SaleMLS ID #1059847, Chad Brent, Group Centerra. IRES as distributed by MLS GRID
- $2,000,0005 bd5 ba5.1k sqft6009 Pronto Way, Loveland, CO 80538For SaleMLS ID #1063738, Jay Roup, Group Centerra. IRES as distributed by MLS GRID
- $1,800,0005 bd4 ba4.8k sqft6085 Spring Glade Rd, Loveland, CO 80538For SaleMLS ID #1033109, Chad Brent, Group Centerra. IRES as distributed by MLS GRID
- $2,599,0006 bd5 ba6k sqft2227 Majestic Drive, Fort Collins, CO 80528For Sale
MLS ID #5815961, Kellen Harmon, Blueshift Real Estate Services LLC. REcolorado as distributed by MLS GRID - $1,415,0005 bd5 ba4.8k sqft2922 Lake Verna Dr, Loveland, CO 80538For SaleMLS ID #1057343, Dave Muth, Group Harmony. IRES as distributed by MLS GRID
- $1,895,0004 bd4 ba3.5k sqft9680 W County Road 38 E, Loveland, CO 80538For SaleMLS ID #1068501, Tamara Suppes, Group Harmony. IRES as distributed by MLS GRID
- $1,555,0004 bd4 ba3.4k sqft904 Engleman Pl, Loveland, CO 80538For SaleMLS ID #1053827, John Peden, Group Centerra. IRES as distributed by MLS GRID
- $1,474,0005 bd3 ba3.5k sqft1493 Park Dr, Loveland, CO 80538For SaleMLS ID #1052229, Chris Rampone, RE/MAX Alliance-Loveland. IRES as distributed by MLS GRID
- $2,250,0006 bd5 ba4.2k sqft8020 S Timberline Rd, Fort Collins, CO 80525For SaleMLS ID #1057887, Jonathan Holsten, Group Mulberry. IRES as distributed by MLS GRID
- $2,100,0005 bd7 ba6.7k sqft6583 Rookery Rd, Fort Collins, CO 80528For SaleMLS ID #1066767, Todd Sledge, LIV Sotheby's Intl Realty. IRES as distributed by MLS GRID
- $1,490,0003 bd3 ba4.6k sqft7751 Bison Bluff St, Loveland, CO 80538For SaleMLS ID #1066717, Kellen Harmon, Blueshift Real Estate Services Llc. IRES as distributed by MLS GRID
- $2,200,0004 bd3 ba4.9k sqft7182 Lakota Lakes Rd, Johnstown, CO 80534For SaleMLS ID #1066574, Jonathan Leifheit, C3 Real Estate Solutions, LLC. IRES as distributed by MLS GRID
- $2,500,0004 bd3 ba3.2k sqft5708 S Timberline Rd, Fort Collins, CO 80528For SaleMLS ID #1050630, Wayne Lewis, LC Real Estate Group, LLC. IRES as distributed by MLS GRID
- $1,499,5005 bd4 ba4.5k sqft5106 Lebsack Lane, Loveland, CO 80537For SaleMLS ID #5725069, Theresa Holder-Morrison, RE/MAX Alliance. REcolorado as distributed by MLS GRID
