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For sale
  • $9,500,000

    518 Blue Mountain Rd, Santa Rosa Beach, FL 32459

    4beds
    1,760sqft
    : 
    $58,669/mo
    Get pre-qualified
    Single Family Residence
    Built in 1970
    0.45 Acres Lot
    $-- Zestimate®
    $5,398/sqft
    $-- HOA

    What's special

    Existing seawallNostalgic coastal characterGenerous widthEnhanced privacyPanoramic gulf viewsMostly cleared homesitePeaceful setting
    This is the only Gulf-front home currently available in Blue Mountain Beach and sits at the highest natural elevation along the Florida Panhandle and the entire Gulf Coast--undoubtedly an extraordinary distinction in one of 30A's most tightly held stretches of coastline. With the most recent Gulf-front sale reaching $16,700,000 and another sale with similar frontage closing at $16,300,000, recent market activity underscores the increasing value of Blue Mountain Beach Gulf-front property and the scarcity of opportunities offering this combination of frontage, natural elevation, privacy and setting. A rare and irreplaceable opportunity in the heart of Blue Mountain Beach, this legacy Gulf-front property has been held by the same family since 1970 and has never before been offered for sale in its 56-year history. Offering approximately 75 feet of direct Gulf frontage and nearly 30 feet of natural elevation, this is the kind of coastal asset builders, investors and legacy buyers can wait years to secure. Its development potential is equally compelling. As a grandfathered lot, the property benefits from approximately 5-foot side setbacks--an increasingly valuable advantage when designing on Gulf-front land. Combined with its generous width, mostly cleared homesite, existing seawall and ownership rights extending to the mean high water line, these characteristics provide exceptional flexibility for future design and the potential to accommodate a substantially larger Its development potential is equally compelling. As a grandfathered lot, the property benefits from approximately 5-foot side setbacks--an increasingly valuable advantage when designing on Gulf-front land. Combined with its generous width, mostly cleared homesite, existing seawall and ownership rights extending to the mean high water line, these characteristics provide exceptional flexibility for future design and the potential to accommodate a substantially larger residential footprint while preserving valuable space for a pool and expansive Gulf-front outdoor living. But the numbers only tell part of the story. Standing here is an entirely different experience. From this remarkable natural elevation, the coastline seems to wrap around you like a horseshoe, creating the feeling of being at the center of an extraordinary stretch of the Gulf. The view extends west toward Destin and east toward Panama City Beach, with miles of coastline unfolding in both directions. Even from the main floor of the existing cottage, the Gulf fills your field of vision and creates the remarkable sensation of sitting almost directly above the water. That is part of what makes Blue Mountain Beach different. You don't necessarily have to build high to capture extraordinary Gulf views--the land itself provides the vantage point. Nearly 30 feet of natural elevation creates an expansive perspective that feels dramatically different from much of the surrounding coastline. It isn't simply the view; it's the feeling of being there. Short-term rental friendly and uniquely positioned away from public beach access points, the property offers enhanced privacy and guest appeal while remaining convenient to everything along 30A. Just down from where Blue Mountain Road meets the Gulf and Big Redfish Lake, the property sits near the area's spectacular coastal dune lake outflows and a natural buffer between Grayton Beach and Blue Mountain Beach, helping preserve the serene, low-density character of this shoreline and naturally discouraging the overcrowding found along more heavily accessed stretches of the coast. Tucked along a quiet, low-traffic street, the property offers an exceptional foundation for a future luxury Gulf-front residence, legacy family retreat or high-performing vacation rental. The existing Old Florida cinderblock cottage, with a 2022 roof, offers 4 bedrooms, 2 baths, approximately 1,760 square feet and a fireplace, and remains largely original. Preserve its nostalgic coastal character, expand the footprint, or completely reimagine the property as a new Gulf-front estate designed to capitalize on its extraordinary width, grandfathered setbacks, natural elevation, privacy and panoramic Gulf views. With Blue Mountain Beach Gulf-front inventory now reduced to a single available opportunity, and recent sales demonstrating the extraordinary values being achieved along this coveted shoreline, this property represents something increasingly difficult to find on 30A: substantial Gulf frontage, remarkable natural elevation, advantageous grandfathered setbacks, a peaceful setting and the freedom to create what comes next. Some properties can be recreated. The land, elevation and perspective found here cannot.
    73 days
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    2,158
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    66
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    Zillow last checked:

    Listing updated:

    Listed by:

    Bridgett L Hall-Cotton 850-381-7443,

    A List Beach Realty LLC,

    Wade Cotton 334-208-7628,

    A List Beach Realty LLC

    Source: ECAOR,MLS#: 1004685MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Description: No Closet
      • Level: First
      • Area: 164.98 Square Feet
      • Dimensions: 11.3 x 14.6
      Primary bedroom
      • Description: Second Level Primary Bedroom - No Closet
      • Level: Second
      • Area: 115.44 Square Feet
      • Dimensions: 11.1 x 10.4
      Bedroom
      • Description: First Bedroom Upstairs - No Closet
      • Level: Second
      • Area: 113.4 Square Feet
      • Dimensions: 8.4 x 13.5
      Bedroom
      • Description: Second Guest Bedroom - 'Yellow Room'
      • Level: Second
      • Area: 79.8 Square Feet
      • Dimensions: 8.4 x 9.5
      Primary bathroom
      • Description: Main Level Bathroom
      • Level: First
      • Area: 47.04 Square Feet
      • Dimensions: 5.6 x 8.4
      Bathroom
      • Description: Upstairs Bathroom - Shower Only
      • Level: Second
      • Area: 42.76 Square Feet
      • Dimensions: 8.4 x 5.1
      Laundry
      • Description: Long Laundry/Storage Closet
      • Level: First
      • Area: 58.85 Square Feet
      • Dimensions: 5.5 x 10.7
      Other
      • Description: Kitchen/Dining/Living Room
      • Level: First
      • Area: 1126.17 Square Feet
      • Dimensions: 29.1 x 38.7
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Microwave, Double Oven, Refrigerator, Washer, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Beamed Ceilings, Kitchen Island, Shelving, Walls Paneled, Natural Woodwork
      • Flooring: Laminate, Carpet
      • Windows: Window Treatments, Hurricane Shutters
      • Has fireplace: Yes
      • Fireplace features: EPA Qualified Fireplace
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 1,760
      • Total interior livable area: 1,760 sqft
      Video & virtual tour

      Property

      Features
      • Stories: 2
      • Patio & porch: Patio, Porch
      • Exterior features: Lawn Pump, Sprinkler System
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      • Waterfront features: Gulf, Shore - Beach, Seawall, Waterfront
      Lot
      • Size: 0.45 Acres
      • Dimensions: 263.67 x 74.65 x 264.18 x 74.56
      • Features: Cleared, Coastal Setback, Covenants, Restrictions, Survey Available, Within 1/2 Mile to Water
      Details
      • Additional structures: Pavillion/Gazebo
      • Parcel number: 123S20340400120050
      • Special conditions: Accept Backup Offers

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Beach House
      • Property subtype: Single Family Residence
      Materials
      • Concrete
      • Roof: Metal
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 1970

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: Beach, Pavillion/Gazebo, Waterfront, Short Term Rental - Allowed
      • Security: Security System
      • Subdivision: BLUE MOUNTAIN BEACH
      HOA
      • Has HOA: Yes
      • Services included: Trash
      Location
      • Region: Santa Rosa Beach

      Financial & listing details

      • Price per square foot: $5,398/sqft
      • Tax assessed value: $3,987,989
      • Annual tax amount: $32,097
      • Date on market: 6/4/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/4/2026Listed for sale$9,500,000$5,398/sqft
        Source: ECAOR #1004685 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$32,097 +10.2%$3,163,441 +10%
        2024$29,128 +10.1%$2,875,855 +10%
        2023$26,447 +4.8%$2,614,414 +10%
        2022$25,230 +12.5%$2,376,740 +10%
        2021$22,434 +5.9%$2,160,673 +10%
        2020$21,178 +6.6%$1,964,248 +10%
        2019$19,865 $1,785,680 -9.4%
        2018$19,865 +10.7%$1,970,479 +6.9%
        2017$17,943 +8.8%$1,842,823 +8.5%
        2016$16,498 +8%$1,698,457 +23.5%
        2015$15,277 +15.5%$1,375,142 +24%
        2014$13,229 $1,108,766 +8.8%
        2013-- $1,018,766 +10.6%
        2012-- $920,822 -0.2%
        2011-- $922,876 -2%
        2010-- $941,444 -28.1%
        2009-- $1,309,033 -30%
        2008-- $1,870,977 -9.6%
        2007-- $2,069,957 +20.7%
        2005-- $1,714,641 +69.2%
        2004-- $1,013,103 +19.9%
        2003-- $844,819 +25.8%
        2002-- $671,499 +6.1%
        2001-- $633,134
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32459

        Getting around

        31 / 100
        Car-Dependent
        38 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Dune Lakes
        • Middle: Emerald Coast
        • High: South Walton

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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