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Lot/land
    • $89,900

    55 Ridge Rd #55, Spencer, TN 38585

    --beds
    --baths
    1.01Acres
    Unimproved Land
    Built in ----
    1.01 Acres Lot
    $-- Zestimate®
    $--/sqft
    $100/mo HOA

    What's special

    Private mountain estate
    WATERFRONT PROPERTY! Looking for the perfect riverfront short term rental opportunity? Relax and enjoy the sunsets over the Cumberland Plateau from your private mountain estate at River Ridge Farms! Enjoy river access at the spectacular riverfront park featuring a riverfront pavilion with canoe launch to enjoy the relaxing river. At the center of the community, sits the beautiful Farmhouse Lodge with pool and open air patios. Property is located on Sequatchie Valley National Scenic Byway where you can enjoy activities such as biking, hiking, rock climbing, canoeing, and fishing. With it's close distance to Chattanooga and it's spectacular views, you can see why this area is rated as one of the best places in the US to live and retire!
    321 days
    |
    109
    |
    10
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Stevie S Rifenberick 423-991-1543,

    Keller Williams Realty 423-664-1600

    Source: Greater Chattanooga Realtors,MLS#: 1519493

      Facts & features

      Property

      Features
      • Has view: Yes
      • View description: Other, River
      • Has water view: Yes
      • Water view: River
      • Waterfront features: River Front
      Lot
      • Size: 1.01 Acres
      • Dimensions: 120 x 413 x 102 x 415
      • Features: Cleared, Level, Rectangular Lot, Split Possible, Rural, Will Not Divide
      Details
      • Additional structures: None
      • Parcel number: 031 011.07
      • Zoning: None
      • Zoning description: None

      Utilities & green energy

      • Sewer: None
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Water Available

      Community & HOA

      Community
      • Features: Clubhouse, Gated, Other, Playground, Pool
      • Subdivision: River Ridge Farms
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Gated, Picnic Area, Playground, Pool
      • HOA fee: $1,200 annually
      Location
      • Region: Spencer

      Financial & listing details

      • Annual tax amount: $483
      • Date on market: 8/28/2025
      • Listing terms: Cash,Conventional
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,110/mo

        Price history

        DateEventPrice
        3/17/2026Price change$89,900-10%
        Source: Greater Chattanooga Realtors #1519493 Report a problem
        8/28/2025Listed for sale$99,900
        Source: Greater Chattanooga Realtors #1519493 Report a problem
        8/5/2025Listing removed$99,900
        Source: Greater Chattanooga Realtors #1388107 Report a problem
        2/4/2025Price change$99,900-9.1%
        Source: Greater Chattanooga Realtors #1388107 Report a problem
        9/6/2024Price change$109,900-10.6%
        Source: Greater Chattanooga Realtors #1388107 Report a problem
        5/3/2024Price change$122,900-0.8%
        Source: Greater Chattanooga Realtors #1388107 Report a problem
        5/2/2024Price change$123,900-1.6%
        Source: Greater Chattanooga Realtors #1388107 Report a problem
        4/30/2024Price change$125,900-1.6%
        Source: Greater Chattanooga Realtors #1388107 Report a problem
        4/28/2024Price change$127,900-0.8%
        Source: Greater Chattanooga Realtors #1388107 Report a problem
        4/24/2024Price change$128,900-0.8%
        Source: Greater Chattanooga Realtors #1388107 Report a problem
        3/21/2024Price change$129,900-7.1%
        Source: Greater Chattanooga Realtors #1388107 Report a problem
        3/8/2024Listed for sale$139,900
        Source: Greater Chattanooga Realtors #1388107 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 38585

        Getting around

        1 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Griffith Elementary School
        • Middle: Sequatchie Middle
        • High: Sequatchie High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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