Active

$89,900

55 Ridge Rd, Spencer, TN 38585

--beds

--baths

1.01Acres

Unimproved Land

Built in ----

1.01 Acres Lot

$75,000 Zestimate^®

$--/sqft

$100/mo HOA

What's special

WATERFRONT PROPERTY! Looking for the perfect riverfront short term rental opportunity? Relax and enjoy the sunsets over the Cumberland Plateau from your private mountain estate at River Ridge Farms! Enjoy river access at the spectacular riverfront park featuring a riverfront pavilion with canoe launch to enjoy the relaxing river. At the center of the community, sits the beautiful Farmhouse Lodge with pool and open air patios. Property is located on Sequatchie Valley National Scenic Byway where you can enjoy activities such as biking, hiking, rock climbing, canoeing, and fishing. With it's close distance to Chattanooga and it's spectacular views, you can see why this area is rated as one of the best places in the US to live and retire!

381 days
23
0

Facts & features

Interior

Video & virtual tour

View virtual tour

Property

Features

Has view: Yes
View description: Mountain(s), River
Has water view: Yes
Water view: River

Lot

Size: 1.01 Acres
Features: Level, Other

Details

Parcel number: 031 011.07

Utilities & green energy

Sewer: None
Water: Public
Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Water Available

Community & HOA

Community

Features: Clubhouse, Gated, Playground, Pool
Subdivision: River Ridge Farms

HOA

Has HOA: Yes
HOA fee: $1,200 annually

Location

Region: Spencer

Financial & listing details

Tax assessed value: $89,300
Annual tax amount: $483
Date on market: 8/28/2025
Cumulative days on market: 381 days
Listing agreement: Exclusive Right To Sell
Listing terms: Cash,Conventional
Electric utility on property: Yes

Estimated market value

$75,000

Estimated sales range

Not available

$1,626/mo

Price history

Date	Event	Price
9/3/2026	Listed for sale	$89,900+19.9%
Source: GAMLS #10839442 Report a problem
7/6/2026	Sold	$75,000-64.3%
Source: Public Record Report a problem
10/29/2024	Listing removed	$209,900
Source: UCMLS #231232 Report a problem
9/30/2024	Listed for sale	$209,900+739.6%
Source: UCMLS #231232 Report a problem
11/14/2016	Sold	$25,000+25%
Source: Public Record Report a problem
10/11/2016	Sold	$20,000-66.7%
Source: Public Record Report a problem
9/14/2007	Sold	$60,000
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$536	$22,325
2024	$536	$22,325
2023	$536 +66%	$22,325 +66%
2022	$323	$13,450
2021	--	$13,450 +5.9%
2020	$293	$12,700
2019	$293 +19.7%	$12,700
2018	$245 +0%	$12,700
2017	$245 +6.1%	$12,700 +9.5%
2016	$231 +3.1%	$11,600
2015	$224	$11,600
2014	$224 -17.4%	$11,600 -21.7%
2013	$271 +9.6%	$14,815
2012	$247 -2.7%	$14,815 -2.7%
2011	$254 +16.8%	$15,228
2010	$218	$15,228
2009	$218	$15,228
2008	--	$15,228 +42.7%
2007	$232	$10,669
2006	$232 +10.7%	$10,669
2005	$209	$10,669
2004	$209	$10,669
2002	$209	$10,669 -9.5%
2001	--	$11,785 -75%
2000	--	$47,138