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For sale
  • Price cut: $10K (2/24)
    $399,900

    550 Cross Plains Rd, Rockford, IL 61107

    3beds
    1,866sqft
    : 
    Single Family Residence
    Built in 2025
    0.32 Acres Lot
    $398,400 Zestimate®
    $214/sqft
    $-- HOA

    What's special

    Two additional bedroomsDistinctive rooflineAlready seeded yardOn-trend lightingLarge pantryImpressive curb appealSpacious floor plan
    Brand-New Construction COMPLETED and move-in ready! Discover this stunning custom-built ranch-style home by Mecca Builders in a prime NE Rockford subdivision. This sleek, open-concept 1,866 sq ft home offers impressive curb appeal with durable LP SmartSide siding on the front, a covered porch, a distinctive roofline, and an elegant front door with dual sidelights. Inside, the spacious floor plan features an eat-in kitchen with a center island with sink, quartz countertops, stainless steel appliances, and a large pantry. The kitchen and dining area flow seamlessly into the vaulted living room with an 8-foot sliding glass door leading to a 12x16 deck. A convenient mudroom/laundry room just off the kitchen includes a utility sink, coat closet, and garage access—and the builder is even including a washer and dryer! The primary suite offers a spacious walk-in closet and private bath with a double quartz vanity and tiled shower. Two additional bedrooms and a full bathroom provide comfortable accommodations. Carpeted stairs lead to the expansive basement ready for future finishing, featuring an egress window, bathroom rough-in, power vent water heater, and 200-amp electrical service. High-end finishes include durable Pergo flooring in the main living areas, plush carpeting in the bedrooms, craftsman-style trim, Moen plumbing fixtures, and on-trend lighting. Enjoy the already seeded yard. This home is eligible for the Rockford New Construction Property Tax Rebate Program—qualifying homeowners may receive three years of property tax refunds, potentially saving thousands! Conveniently located near I-90, the new Hard Rock Hotel & Casino, Javon Bea Hospital, shopping, and more. Some photos are virtually staged.
    42 days
    |
    1,626
    |
    59
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 16, 2026 at 08:35am

    Listed by:

    Lauren Medearis 815-520-7087,

    Keller Williams Realty Signature

    Source: NorthWest Illinois Alliance of REALTORS®,MLS#: 202600598MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Primary bedroom
      • Level: Main
      • Area: 183.58
      • Dimensions: 13.7 x 13.4
      Bedroom 2
      • Level: Main
      • Area: 127.68
      • Dimensions: 11.4 x 11.2
      Bedroom 3
      • Level: Main
      • Area: 123.21
      • Dimensions: 11.1 x 11.1
      Kitchen
      • Level: Main
      • Area: 621.01
      • Dimensions: 28.1 x 22.1
      Living room
      • Level: Main
      • Area: 621.01
      • Dimensions: 28.1 x 22.1
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Stove/Cooktop, Washer, Gas Water Heater
      • Laundry: Main Level
      Features
      • Walk-In Closet(s)
      • Basement: Full
      • Has fireplace: No
      Interior area
      • Total structure area: 1,866
      • Total interior livable area: 1,866 sqft
      • Finished area above ground: 1,866
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached
      • Garage spaces: 3
      Features
      • Patio & porch: Deck
      Lot
      • Size: 0.32 Acres
      • Features: City/Town, Subdivided
      Details
      • Parcel number: 1224201007

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Siding
      • Roof: Shingle
      Condition
      • Year built: 2025

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: City/Community
      • Water: City/Community

      Community & HOA

      Community
      • Security: Radon Mitigation Passive
      • Subdivision: IL
      Location
      • Region: Rockford

      Financial & listing details

      • Price per square foot: $214/sqft
      • Tax assessed value: $41,070
      • Annual tax amount: $1,297
      • Price range: $399.9K - $399.9K
      • Date on market: 2/5/2026
      • Cumulative days on market: 228 days
      • Ownership: Fee Simple
      • Road surface type: Hard Surface Road
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        Estimated market value

        $398,400

        $378,000 - $418,000

        $2,619/mo

        Price history

        Price history
        DateEventPrice
        2/24/2026Price change$399,900-2.4%$214/sqft
        Source: NorthWest Illinois Alliance of REALTORS® #202600598 Report a problem
        2/5/2026Listed for sale$409,900+2.5%$220/sqft
        Source: NorthWest Illinois Alliance of REALTORS® #202600598 Report a problem
        2/5/2026Listing removed$399,900$214/sqft
        Source: MRED as distributed by MLS GRID #12437631 Report a problem
        11/3/2025Price change$399,900-3.6%$214/sqft
        Source: NorthWest Illinois Alliance of REALTORS® #202504653 Report a problem
        8/4/2025Listed for sale$415,000+1283.3%$222/sqft
        Source: NorthWest Illinois Alliance of REALTORS® #202504653 Report a problem
        5/27/2024Listing removed--
        Source: NorthWest Illinois Alliance of REALTORS® #202306296 Report a problem
        5/13/2024Pending sale$30,000$16/sqft
        Source: NorthWest Illinois Alliance of REALTORS® #202306296 Report a problem
        10/27/2023Listed for sale$30,000$16/sqft
        Source: NorthWest Illinois Alliance of REALTORS® #202306296 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$1,297 +352.2%$13,690 +395.5%
        2023$287 +1.7%$2,763 +11.9%
        2022$282 $2,470 -75%
        2021-- $9,893 +5.8%
        2020$1,203 $9,352 +12711%
        2019-- $73 +7.4%
        2018-- $68 +4.6%
        2017-- $65 +1.6%
        2016-- $64
        2015-- $64 -20%
        2014-- $80

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $2,766/mo
        Principal & interest
        $1996
        Property taxes
        $770
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          Climate risks

          Neighborhood: 61107

          Getting around

          4 / 100
          Car-Dependent
          22 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Spring Creek Elementary
          • Middle: Eisenhower Middle
          • High: Guilford High
          • District: Rockford 205

          Source: NorthWest Illinois Alliance of REALTORS®. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

          Local experts in 61107

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