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For sale
    • $750,000

    640 Garden Branch Rd, Franklin, NC 28734

    3beds
    --sqft
    : 
    Residential, Cabin
    Built in 2022
    2.34 Acres Lot
    $715,700 Zestimate®
    $--/sqft
    $29/mo HOA

    What's special

    Sweeping layered mountain viewsSoaring tongue-and-groove ceilingsExpansive deckOpen floor planOne-car garagePanoramic viewsStone wood-burning fireplace
    Set in Wayah Valley at 2,600 ft elevation, this 2.36 acre property offers exceptional privacy and sweeping, layered mountain views in the heart of Nantahala National Forest, with endless hiking just minutes away. The expansive deck is the perfect place to take in the scenery and enjoy the quiet. Designed for both full-time living and short-term rental potential, the 3-bedroom, 3.5-bath home spans three levels, giving each floor its own sense of space and privacy. Inside, the open floor plan features soaring tongue-and-groove ceilings, oversized windows that frame the views, and a stone wood-burning fireplace for classic mountain character. Hardwood floors run through the upper levels, while the kitchen, baths, and laundry showcase imported flooring from Liverpool, England. Recent upgrades include a new radon mitigation system, new termite bond, new UV filtration system, and Starlink internet that conveys. Includes a one-car garage. An additional 3.2 acres is available for purchase. A hard-to-find blend of seclusion, panoramic views, and true connection to the outdoors, all set in the scenic mountains of Western North Carolina.
    27 days
    |
    711
    |
    48
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jessica Stanley,

    Keller Williams Realty Of Franklin

    Source: Carolina Smokies MLS,MLS#: 26046948

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      • Area: 160.08
      • Dimensions: 13.8 x 11.6
      Bedroom 2
      • Level: Second
      • Area: 135.63
      • Dimensions: 12.11 x 11.2
      Bedroom 3
      • Level: Basement
      • Area: 145.22
      • Dimensions: 13.7 x 10.6
      Dining room
      • Level: First
      Family room
      • Area: 367.5
      • Dimensions: 24.5 x 15
      Kitchen
      • Level: First
      • Area: 136.89
      • Dimensions: 11.7 x 11.7
      Living room
      • Level: First
      • Area: 325.12
      • Dimensions: 25.4 x 12.8
      Office
      • Level: Second
      • Area: 63.2
      • Dimensions: 8 x 7.9
      Heating
      • Electric, Wood, Heat Pump
      Cooling
      • Central Electric, Heat Pump
      Appliances
      • Included: Dishwasher, Exhaust Fan, Microwave, Electric Oven/Range, Refrigerator, Washer, Dryer, Electric Water Heater
      • Laundry: First Level
      Features
      • Bonus Room, Breakfast Bar, Cathedral/Vaulted Ceiling, Ceiling Fan(s), Ceramic Tile Bath, Kitchen Island, Living/Dining Room, Main Level Living, Primary w/Ensuite, Primary on Main Level, Open Floorplan, Pantry, Rec/Game Room, Split Bedroom, Walk-In Closet(s)
      • Flooring: Vinyl, Hardwood, Ceramic Tile, Luxury Vinyl Plank
      • Doors: Doors-Insulated
      • Windows: Insulated Windows
      • Basement: Full,Finished,Heated,Exterior Entry,Interior Entry,Finished Bath,Lower/Terrace
      • Attic: None
      • Has fireplace: Yes
      • Fireplace features: Wood Burning, Stone
      Interior area
      • Living area range: 2201-2400 Square Feet
      Video & virtual tour

      Property

      Parking
      • Parking features: Garage-Single Detached, Garage Door Opener
      • Garage spaces: 1
      Features
      • Patio & porch: Deck, Porch, Screened Porch/Deck
      • Has view: Yes
      • View description: Long Range View, View Year Round
      Lot
      • Size: 2.34 Acres
      • Features: Private
      • Residential vegetation: Partially Wooded
      Details
      • Parcel number: 6564176135
      • Other equipment: Dehumidifier

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cabin,Custom
      • Property subtype: Residential, Cabin
      Materials
      • Hardboard
      • Foundation: Slab
      • Roof: Composition,Shingle
      Condition
      • Year built: 2022

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well, Private
      • Utilities for property: Cell Service Available

      Community & HOA

      Community
      • Subdivision: Garden Branch
      HOA
      • HOA fee: $350 annually
      Location
      • Region: Franklin

      Financial & listing details

      • Tax assessed value: $613,400
      • Annual tax amount: $2,074
      • Date on market: 4/18/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved, Dirt

      Estimated market value

      $715,700

      $680,000 - $751,000

      $3,592/mo

      Price history

      DateEventPrice
      4/18/2026Listed for sale$750,000+13.6%
      Source: Carolina Smokies MLS #26046948 Report a problem
      11/22/2024Sold$660,000+2.3%
      Source: Carolina Smokies MLS #26038031 Report a problem
      10/16/2024Contingent$645,000
      Source: Carolina Smokies MLS #26038031 Report a problem
      10/7/2024Listed for sale$645,000+1272.3%
      Source: Carolina Smokies MLS #26038031 Report a problem
      12/10/2020Sold$47,000
      Source: Public Record Report a problem

      Public tax history

      YearProperty taxesTax assessment
      2025$2,075 $613,400
      2024$2,075 +0.6%$613,400
      2023$2,063 +2634.5%$613,400 +3741%
      2022$75 $15,970
      2021$75 +5.7%$15,970
      2020$71 $15,970
      2019$71 $15,970 -19.1%
      2018$71 -13.2%$19,730
      2017$82 $19,730
      2016$82 $19,730
      2015$82 $19,730 -40.8%
      2014$82 $33,310
      2013$82 $33,310

      Find assessor info on the county website

      Monthly payment

      Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28734

        Getting around

        0 / 100
        Car-Dependent
        4 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Cartoogechaye
        • Middle: Macon Middle
        • High: Franklin

        Source: Carolina Smokies MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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