Set on an expansive corner lot graced with mature trees, 640 Ridge Road offers a refined blend of privacy, comfort, and an enviable location just off Scenic Highway 30A. Nestled within the desirable Santa Rosa Ridge community, this single-level brick residence sits moments from Santa Rosa Golf & Beach Club, Gulf Place, and the renowned beaches that define 30A living.A highlight of the property is its private saltwater pool, thoughtfully screened for year-round enjoyment. Paired with a fenced yard and lush landscaping, the outdoor spaces create a peaceful retreat that feels both secluded and inviting--ideal for relaxed afternoons or effortless entertaining. Inside, the home welcomes you with a spacious, light-filled layout. The primary suite offers direct access to the screened porch, a generous walk-in closet, and an oversized en suite featuring a soaking tub and walk-in shower. A dedicated office adds versatility, while the main living areas incorporate a breakfast nook, a formal dining space, and a well-planned laundry room just off the two-car garage.
Two comfortable guest bedrooms and a shared full bathroom occupy their own wing, providing privacy and ease for family or visitors.
With its exceptional lot, private pool sanctuary, and premier location near 30A's most beloved amenities, 640 Ridge Road presents an opportunity to enjoy the best of coastal living in a timeless, thoughtfully designed setting.
For sale
$999,000
640 Ridge Rd, Santa Rosa Beach, FL 32459
3beds
2,058sqft
Est.:
Single Family Residence
Built in 1998
0.35 Acres Lot
$947,000 Zestimate®
$485/sqft
$-- HOA
What's special
Fenced yardTwo comfortable guest bedroomsPrivate saltwater poolDedicated officeMature treesBreakfast nookPeaceful retreat
- 56 days |
- 829 |
- 25 |
Zillow last checked: 8 hours ago
Listing updated: December 01, 2025 at 05:27am
Listed by:
Joiner Group casey@scenicsir.com,
Scenic Sotheby's International Realty
Source: ECAOR,MLS#: 990292
Originating MLS: Emerald Coast
Originating MLS: Emerald CoastTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: MBed First Floor, See Remarks
- Level: First
Bedroom
- Level: First
Primary bathroom
- Features: Double Vanity, Soaking Tub, MBath Separate Shwr, MBath Tile, Walk-In Closet(s)
Living room
- Level: First
Heating
- Electric
Cooling
- Electric, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Electric Range, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Bookcases, Crown Molding, Recessed Lighting, Pantry, Bedroom, Dining Room, Living Room, Master Bedroom, Office
- Flooring: Tile
- Windows: Hurricane Shutters
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,058
- Total interior livable area: 2,058 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Attached garage spaces: 2
Features
- Stories: 1
- Patio & porch: Patio Covered, Patio Open, Porch, Porch Open, Porch Screened, Screened Porch
- Exterior features: Rain Gutters, Outdoor Shower
- Has private pool: Yes
- Pool features: Private, In Ground
- Fencing: Back Yard
Lot
- Size: 0.35 Acres
- Dimensions: 95' x 160'
- Features: Corner Lot, See Remarks
Details
- Additional structures: Yard Building
- Parcel number: 033S203419000B0170
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick
- Roof: Roof Composite Shngl
Condition
- Construction Complete
- Year built: 1998
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Cable Connected
Community & HOA
Community
- Subdivision: Santa Rosa Ridge Unit 2
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $485/sqft
- Tax assessed value: $865,074
- Annual tax amount: $3,140
- Date on market: 11/25/2025
- Cumulative days on market: 56 days
- Listing terms: Conventional,None
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$947,000
$900,000 - $994,000
$4,392/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/25/2025 | Listed for sale | $999,000+146.7%$485/sqft |
Source:  ECAOR #990292 Report a problem | ||
| 3/26/2012 | Sold | $405,000-9.4%$197/sqft |
Source: Public Record Report a problem | ||
| 2/7/2011 | Listing removed | $447,000$217/sqft |
Source: Andrews & Arnsdorff Realty, Inc. #543826 Report a problem | ||
| 10/17/2010 | Price change | $447,000-0.4%$217/sqft |
Source: Andrews & Arnsdorff Realty #543826 Report a problem | ||
| 8/22/2010 | Listed for sale | $449,000+16%$218/sqft |
Source: Andrews & Arnsdorff Realty #543826 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,078 +4% | $380,182 +3% |
| 2023 | $2,960 -0.1% | $369,109 +3% |
| 2022 | $2,963 -1.2% | $358,358 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$5,910/mo
Principal & interest
$4786
Property taxes
$774
Home insurance
$350
Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 9/10Van R. Butler Elementary SchoolGrades: K-5Distance: 1.4 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 7.4 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 3.7 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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