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For sale
  • $399,000

    646 Millard Gainey Rd, Defuniak Springs, FL 32435

    2beds
    2,520sqft
    : 
    Single Family Residence
    Built in 1981
    14 Acres Lot
    $375,800 Zestimate®
    $158/sqft
    $-- HOA

    What's special

    Detached garageUnique courtyardSurrounded by larger parcelsPrivate and peaceful setting
    A rare find in this market....2,500+ square foot home sitting near the center of a 14 acre parcel close to the heart of Defuniak Springs but with county general agriculture zoning for cheaper taxes!! A private and peaceful setting south of the interstate and surrounded by larger parcels giving you the country feel so close to the amenities of Defuniak Springs proper and only 30 minutes to the white sand beaches of South Walton. Home is 2 bedrooms and 2 baths with a detached garage situated on a picturesque partially cleared and wooded 14 acres with room to spread out. Living room and master bedroom open to a unique courtyard that would be perfect for a private garden or peaceful koi pond. Make an appt today before this rare find is gone. Only cash and conventional loans considered.
    30 days
    |
    1,192
    |
    52
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 11, 2026 at 08:49am

    Listed by:

    The Proper Group 850-554-3142,

    Coldwell Banker Realty,

    John D Weeks,

    Coldwell Banker Realty

    Source: ECAOR,MLS#: 995515MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      • Area: 288 Square Feet
      • Dimensions: 18 x 16
      Bedroom
      • Level: First
      • Area: 143 Square Feet
      • Dimensions: 13 x 11
      Other
      • Level: First
      • Area: 1024 Square Feet
      • Dimensions: 32 x 32
      Kitchen
      • Level: First
      • Area: 128 Square Feet
      • Dimensions: 16 x 8
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Electric Water Heater
      Features
      • Has fireplace: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 2,520
      • Total interior livable area: 2,520 sqft

      Property

      Parking
      • Parking features: Detached
      • Has garage: Yes
      Features
      • Stories: 1
      Lot
      • Size: 14 Acres
      • Dimensions: 670 x 1070
      Details
      • Parcel number: 092N19180000240010
      • Zoning description: County

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 1981

      Utilities & green energy

      • Sewer: Septic Tank

      Community & HOA

      Community
      • Subdivision: None
      Location
      • Region: Defuniak Springs

      Financial & listing details

      • Price per square foot: $158/sqft
      • Tax assessed value: $39,627
      • Annual tax amount: $359
      • Date on market: 3/11/2026
      • Road surface type: Paved
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        Estimated market value

        $375,800

        $357,000 - $395,000

        $1,979/mo

        Price history

        Price history
        DateEventPrice
        3/11/2026Listed for sale$399,000$158/sqft
        Source: ECAOR #995515 Report a problem
        2/24/2026Pending sale$399,000$158/sqft
        Source: ECAOR #995515 Report a problem
        2/17/2026Listed for sale$399,000$158/sqft
        Source: ECAOR #995515 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$359 +24.8%$28,167 +10%
        2023$288 +1.6%$25,606 +4.9%
        2022$283 -5.7%$24,403 -2.9%
        2021$301 +5.1%$25,121 +10%
        2020$286 -0.6%$22,837 -1.3%
        2019$288 $23,143 -1.9%
        2018$288 -1.7%$23,583 -6.2%
        2017$292 -5%$25,145 -5.8%
        2016$308 -5.2%$26,706 -5.5%
        2015$325 -5.5%$28,267 -5.2%
        2014$344 $29,828 -5%
        2013-- $31,389 -3.6%
        2012-- $32,560 -4.6%
        2011-- $34,121 -3.3%
        2010-- $35,292 -3.2%
        2009-- $36,463 -3.1%
        2008-- $37,634 -8.3%
        2007-- $41,054 -5.7%
        2005-- $43,544 -1.9%
        2004-- $44,374 -2.7%
        2003-- $45,619 +5%
        2002-- $43,451 +972.9%
        2001-- $4,050

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $2,246/mo
        Principal & interest
        $1937
        Property taxes
        $309
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          Climate risks

          Neighborhood: 32435

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: West Defuniak
          • Middle: Walton
          • High: Walton

          Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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