Rare pond-front opportunity in “The Acres” at Lake Monticello offering over 1 acre, peaceful water views, and flexible living space with a terrace-level apartment. Enjoy elegant indoor and outdoor living with a 3-season room and multiple decks overlooking the water. The main level features an open great room with a vaulted ceiling and fireplace, flowing into the dining area and updated kitchen with granite countertops, KraftMaid cabinetry, stainless steel appliances, pantry, and balcony access. Hardwood floors throughout the main level. The first-floor primary suite includes a large walk-in closet and a spa-style bath with a soaking tub and a separate shower. Two additional bedrooms and a full bath on the main level. Bonus room over the garage with a half bath offers a flexible office or guest space. The terrace-level apartment with private entrance includes a living area, a full kitchen, two bedrooms, two baths, and laundry. Situated on over 1 acre with mature trees and direct pond access. Enjoy Lake Monticello amenities, including beaches, golf, pool, boating, restaurants, and shopping nearby.
Active
$648,000
25 Acre Ln, Palmyra, VA 22963
5beds
4,529sqft
Est.:
Single Family Residence
Built in 2003
1.1 Acres Lot
$714,300 Zestimate®
$143/sqft
$122/mo HOA
What's special
- 4 days |
- 670 |
- 38 |
Zillow last checked: 7 hours ago
Listing updated: 9 hours ago
Listed by:
YONNA SMITH 434-531-0817,
YES REALTY PARTNERS,
CHRISTOPHER KETCHAM 239-839-1374,
YES REALTY PARTNERS
Source: CAAR,MLS#: 673963
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bathroom, Bonus Room, Bedroom, Dining Room, Family Room, Full Bath, Foyer, Half Bath, Kitchen, Laundry, Living Room, Sunroom
Primary bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Basement
Primary bathroom
- Level: First
Bathroom
- Level: First
Bathroom
- Level: Basement
Bonus room
- Level: Second
Dining room
- Level: First
Family room
- Level: First
Foyer
- Level: First
Half bath
- Level: Second
Kitchen
- Level: Basement
Kitchen
- Level: First
Laundry
- Level: Basement
Laundry
- Level: First
Living room
- Level: First
Living room
- Level: Basement
Sunroom
- Level: First
Heating
- Central, Forced Air, Heat Pump, Propane, Multi-Fuel
Cooling
- Heat Pump
Appliances
- Laundry: Washer Hookup, Dryer Hookup
Features
- Primary Downstairs, Entrance Foyer, Vaulted Ceiling(s)
- Flooring: Carpet, Ceramic Tile, Granite, Hardwood
- Basement: Exterior Entry,Finished,Heated,Walk-Out Access,Apartment
- Number of fireplaces: 1
- Fireplace features: One
Interior area
- Total structure area: 5,955
- Total interior livable area: 4,529 sqft
- Finished area above ground: 2,934
- Finished area below ground: 1,595
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Attached, Electricity, Garage, Garage Door Opener, Oversized
- Attached garage spaces: 4
Features
- Levels: One
- Stories: 1
- Patio & porch: Brick, Covered, Deck, Front Porch, Patio, Porch, Screened
- Exterior features: Landscape Lights, Porch
- Pool features: Association
- On waterfront: Yes
Lot
- Size: 1.1 Acres
- Features: Garden, Landscaped, Level, Open Lot, Partially Cleared, Private, Secluded, Wooded, Waterfront
Details
- Parcel number: Parcel ID/Tax ID 18A 11A 13
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick, Stick Built, Vinyl Siding
- Foundation: Block
Condition
- New construction: No
- Year built: 2003
Details
- Builder name: SOUTHERN HOME BUILDERS
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Fiber Optic Available
Community & HOA
Community
- Features: Dock
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Sport Court, Golf Course, Meeting Room, Meeting/Banquet/Party Room, Picnic Area, Playground, Pool, Sports Fields, Tennis Court(s), Trail(s), Water, Beach Rights
- Services included: Association Management, Common Area Maintenance, Insurance, Playground, Road Maintenance, Snow Removal, Security, Trash
- HOA fee: $1,459 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $143/sqft
- Tax assessed value: $558,000
- Annual tax amount: $4,649
- Date on market: 3/5/2026
- Cumulative days on market: 1 day
- Exclusions: Washers & Dryers (both levels)
Estimated market value
$714,300
$650,000 - $786,000
$1,573/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/9/2026 | Listed for sale | $648,000-0.2%$143/sqft |
Source:  CAAR #673963 Report a problem | ||
| 11/24/2025 | Listing removed | $649,000$143/sqft |
Source: CAAR #670658 Report a problem | ||
| 11/1/2025 | Listed for sale | $649,000-3.9%$143/sqft |
Source: CAAR #670658 Report a problem | ||
| 11/1/2025 | Listing removed | $675,000$149/sqft |
Source: CAAR #669525 Report a problem | ||
| 9/29/2025 | Listed for sale | $675,000$149/sqft |
Source: CAAR #669525 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,710 | $558,000 |
| 2023 | $4,710 | $558,000 +13.7% |
| 2022 | -- | $490,600 |
| 2021 | -- | $490,600 |
| 2020 | -- | $490,600 +16.5% |
| 2018 | $3,671 | $421,200 |
| 2017 | $3,671 | $421,200 +2.7% |
| 2016 | $3,671 | $410,200 |
| 2015 | $3,671 +10.7% | $410,200 -1.7% |
| 2014 | $3,317 +8.6% | $417,200 |
| 2013 | $3,054 | $417,200 -18.9% |
| 2006 | -- | $514,500 |
| 2005 | -- | $514,500 +29.8% |
| 2004 | -- | $396,400 +692.8% |
| 2003 | -- | $50,000 |
| 2002 | -- | $50,000 |
| 2001 | $355 | $50,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,500/mo
Principal & interest
$3027
Property taxes
$351
HOA Fees
$122
Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- NAWest Central Primary SchoolGrades: PK-KDistance: 6.8 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 3.3 mi
- NACentral Elementary SchoolGrades: PK-2Distance: 6.8 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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