Imagine a place where weekends stretch a little longer, where the water glistens just beyond your backyard, and where every season brings a new chapter of memories with the people who matter most. This exceptional waterfront retreat on Lake Monroe offers a rare opportunity to own direct lakeside property with a private boat dock-something seldom found on the lake. Here, life naturally slows down and moments together take center stage. Picture mornings with coffee on the deck as mist rises over the water, afternoons spent boating, swimming, or paddleboarding just steps from your home, and evenings gathered around the lakeside firepit while the sunset paints the sky in brilliant colors. Whether this becomes your everyday sanctuary or a cherished second home, the setting is designed for lake living at its very best-easy, relaxed, and centered around time together. Set on approximately 0.8 acres bordering the shoreline, the property offers rare direct access to the lake and a covered boat slip with electricity and a boat lift, just a short stroll from the home-making spontaneous lake days effortless. The custom-built Amish home was thoughtfully designed to celebrate its surroundings, featuring energy-efficient 2x6 construction and water views from every room. Quality craftsmanship is evident throughout with solid wood doors, Andersen windows, and high-end custom window treatments. The flexible layout accommodates both comfortable everyday living and hosting guests: Main Level: Spacious primary suite with ensuite bath, living room, den with custom fireplace, kitchen, dining area, sunroom, laundry room, and half bath. Upper Level: Two generously sized bedrooms connected by a Jack-and-Jill bath, plus a large bonus room over the three-car garage ideal for a recreation space, office, or additional bedroom. Three-Car Garage: Oversized with a dedicated workshop area. The home reflects thoughtful design, enduring craftsmanship, and a setting that celebrates lakeside livin
Active
Price cut: $80K (3/23)
$1,119,900
8031 E Hardin Ridge Rd, Heltonville, IN 47436
4beds
3,456sqft
Est.:
Residential, Single Family Residence
Built in 1995
0.81 Acres Lot
$1,083,700 Zestimate®
$324/sqft
$292/mo HOA
What's special
Direct lakeside propertyPrivate boat dockDining areaQuality craftsmanshipLakeside firepitCustom-built amish homeAndersen windows
- 16 days |
- 1,046 |
- 19 |
Zillow last checked: 7 hours ago
Listing updated: March 23, 2026 at 01:21pm
Listing Provided by:
Alice Chastain 812-322-6256,
RE/MAX Acclaimed Properties
Source: MIBOR as distributed by MLS GRID,MLS#: 22089663
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Primary bedroom
- Level: Main
- Area: 238 Square Feet
- Dimensions: 17x14
Bedroom 2
- Level: Upper
- Area: 289 Square Feet
- Dimensions: 17x17
Bedroom 3
- Level: Upper
- Area: 180 Square Feet
- Dimensions: 15x12
Bedroom 4
- Level: Upper
- Area: 494 Square Feet
- Dimensions: 38x13
Dining room
- Level: Main
- Area: 121 Square Feet
- Dimensions: 11x11
Kitchen
- Features: Tile-Ceramic
- Level: Main
- Area: 224 Square Feet
- Dimensions: 16x14
Laundry
- Features: Other
- Level: Main
- Area: 42 Square Feet
- Dimensions: 7x6
Living room
- Level: Main
- Area: 272 Square Feet
- Dimensions: 17x16
Office
- Level: Main
- Area: 190 Square Feet
- Dimensions: 19x10
Utility room
- Features: Other
- Level: Main
- Area: 35 Square Feet
- Dimensions: 5x7
Heating
- Forced Air, Natural Gas, Heat Pump, Propane
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Disposal, Gas Water Heater, Exhaust Fan, Electric Oven, Refrigerator, Washer
- Laundry: Connections All, Main Level, Sink
Features
- Breakfast Bar, Entrance Foyer, Ceiling Fan(s), Hardwood Floors, Eat-in Kitchen, Walk-In Closet(s)
- Flooring: Hardwood
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Family Room, Wood Burning
Interior area
- Total structure area: 3,456
- Total interior livable area: 3,456 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Attached, Asphalt, Garage Door Opener
- Attached garage spaces: 3
- Details: Garage Parking Other(Garage Door Opener)
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Glass Enclosed
- Has view: Yes
- View description: Lake, Trees/Woods, Water
- Has water view: Yes
- Water view: Lake,Water
- Waterfront features: Boat Slip, Dock, Lake Privileges, Lake Front, Seawall, Water View, Waterfront
Lot
- Size: 0.81 Acres
- Features: Gated Community
Details
- Additional structures: Barn Mini, Storage
- Additional parcels included: Pt NW SW 1971E .26A
- Parcel number: 531124400019000006
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Residential, Single Family Residence
Materials
- Vinyl With Stone
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1995
Details
- Builder name: Amish Built
Utilities & green energy
- Electric: 200+ Amp Service
- Water: Public
- Utilities for property: Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Low Maintenance Lifestyle
- Security: Gated Community, Security Gate
- Subdivision: No Subdivision
HOA
- Has HOA: Yes
- Amenities included: Maintenance, Trash
- Services included: Entrance Private, Maintenance, Trash
- HOA fee: $3,500 annually
Location
- Region: Heltonville
Financial & listing details
- Price per square foot: $324/sqft
- Tax assessed value: $665,100
- Annual tax amount: $5,608
- Date on market: 3/17/2026
- Cumulative days on market: 18 days
- Electric utility on property: Yes
Estimated market value
$1,083,700
$1.03M - $1.14M
$3,608/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/23/2026 | Price change | $1,119,900-6.7% |
Source:  IRMLS #202602130 Report a problem | ||
| 1/21/2026 | Listed for sale | $1,199,900 |
Source: IRMLS #202602130 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,273 +1.9% | $665,100 +4.5% |
| 2023 | $5,177 +3.7% | $636,700 +5.8% |
| 2022 | $4,991 -4.9% | $602,000 +4.6% |
| 2021 | $5,250 +15.5% | $575,400 -0.4% |
| 2020 | $4,546 -1.9% | $578,000 +0.7% |
| 2019 | $4,634 +0.3% | $573,700 0% |
| 2018 | $4,619 +2.4% | $573,900 +0.3% |
| 2017 | $4,510 | $571,900 0% |
| 2016 | $4,510 -0.4% | $572,000 -0.6% |
| 2014 | $4,526 +1.1% | $575,400 +0.5% |
| 2013 | $4,478 +40.4% | $572,300 +33.7% |
| 2012 | $3,189 -3.4% | $428,100 -5.5% |
| 2011 | $3,301 +20.3% | $453,200 +18.7% |
| 2010 | $2,743 +9.7% | $381,900 |
| 2009 | $2,501 | $381,900 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$6,739/mo
Principal & interest
$5775
Property taxes
$672
HOA Fees
$292
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Climate risks
Neighborhood: 47436
Nearby schools
GreatSchools rating
- 7/10Binford Elementary SchoolGrades: PK-6Distance: 9.7 mi
- 8/10Jackson Creek Middle SchoolGrades: 7-8Distance: 7.4 mi
- 10/10Bloomington High School SouthGrades: 9-12Distance: 9 mi
Schools provided by the listing agent
- Elementary: Lakeview Elementary School
- Middle: Jackson Creek Middle School
- High: Bloomington High School South
Source: MIBOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 47436
- Indiana
- Monroe County
- Heltonville
- 47436
- 8031 E Hardin Ridge Rd
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