Imagine a lifetime of moments unfolding at this exceptional Lake Monroe waterfront retreat. Set on an approximately 0.8-acre lot bordering the lake, this property offers rare direct access and an effortless connection to the water. A covered boat slip with electricity, complete with a boat lift, is just a short stroll from the home, making lake days easy and enjoyable. Check out the virtual tour link for additional pictures. Designed for both relaxation and entertaining, the expansive outdoor setting invites endless possibilities—gatherings around the lakeside firepit, grilling and games with family and friends, or enjoying activities such as volleyball, croquet, horseshoes, or even adding a putting green. This is truly a setting where unforgettable memories are made. This custom-built Amish home is thoughtfully designed to celebrate lake living, featuring energy-efficient 2x6 construction and peaceful water views from every room. Begin your mornings with coffee on the intimate deck off one of the upstairs bedrooms, and unwind in the evenings as sunsets paint the lake in ever-changing colors. Inside, timeless craftsmanship is evident throughout, highlighted by solid wood doors, high-end custom window treatments, and Andersen windows. The home’s inviting layout is ideal for relaxed everyday living and effortless entertaining, while offering flexibility well suited for multigenerational living. The main level is designed for long-term comfort, featuring a spacious primary suite with ensuite bath, living room, den with custom fireplace, extended sunroom, kitchen, dining area, laundry room, and half bath. Upstairs, two generously sized bedrooms share a Jack-and-Jill bath, while a large bonus room over the three-car garage provides flexible space for an office, recreation room, or additional bedroom. The oversized 3 car garage includes a dedicated workshop area, ideal for hobbies or storage. When originally built, the home was featured in H&L, a testament to its exceptional design and craftsmanship. Whether envisioned as a primary residence, multigenerational home, or vacation retreat, this Lake Monroe property offers a refined yet relaxed lifestyle to be cherished for years to come.
Active
$1,199,900
8031 E Hardin Ridge Rd, Heltonville, IN 47436
4beds
3,456sqft
Est.:
Single Family Residence
Built in 1995
0.81 Acres Lot
$1,138,800 Zestimate®
$--/sqft
$250/mo HOA
What's special
Expansive outdoor settingDining areaBoat liftJack-and-jill bathTimeless craftsmanshipExtended sunroomTwo generously sized bedrooms
- 25 days |
- 1,910 |
- 38 |
Zillow last checked: 8 hours ago
Listing updated: January 22, 2026 at 11:50am
Listed by:
Alice Chastain Cell:812-322-6256,
RE/MAX Acclaimed Properties,
David Chastain,
RE/MAX Acclaimed Properties
Source: IRMLS,MLS#: 202602130
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Bedroom 1
- Level: Main
Bedroom 2
- Level: Upper
Dining room
- Level: Main
- Area: 121
- Dimensions: 11 x 11
Kitchen
- Level: Main
- Area: 224
- Dimensions: 16 x 14
Living room
- Level: Main
- Area: 272
- Dimensions: 17 x 16
Office
- Level: Main
- Area: 190
- Dimensions: 19 x 10
Heating
- Natural Gas, Conventional, Forced Air
Cooling
- Central Air
Appliances
- Included: Range/Oven Hook Up Elec, Dishwasher, Refrigerator, Washer, Dryer-Gas, Electric Oven, Electric Range, Gas Water Heater
- Laundry: Gas Dryer Hookup, Main Level, Washer Hookup
Features
- 1st Bdrm En Suite, Walk-In Closet(s), Eat-in Kitchen, Open Floorplan, Tub and Separate Shower, Tub/Shower Combination, Main Level Bedroom Suite, Formal Dining Room
- Flooring: Carpet, Tile, Other
- Windows: Insulated Windows, Blinds
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Family Room, Wood Burning
Interior area
- Total structure area: 3,456
- Total interior livable area: 3,456 sqft
- Finished area above ground: 3,456
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Attached, Garage Door Opener, Asphalt
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Features
- Patio & porch: Porch
- Exterior features: Balcony, Workshop, Boat Lift-Covered
- Fencing: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Waterfront, Lake, Waterfront-Medium Bank, Deck on Waterfront, Pier/Dock, Walk to Lake Access, Deeded, Gated Lakefront, Lake Front, Ski Lake
- Body of water: Lake Monroe
- Frontage length: Channel/Canal Frontage(163),Water Frontage(163)
Lot
- Size: 0.81 Acres
- Features: 0-2.9999, Lake, Adj to State/Natnl Forest
Details
- Additional structures: Garden Shed, Shed
- Additional parcels included: 5312-19-300-012.000-010
- Parcel number: 531124400019.000006
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Stone, Vinyl Siding
Condition
- New construction: No
- Year built: 1995
Utilities & green energy
- Sewer: Private Sewer
- Water: Public
Community & HOA
Community
- Features: Gated
- Subdivision: Lake Monroe
HOA
- Has HOA: Yes
- HOA fee: $3,000 annually
Location
- Region: Heltonville
Financial & listing details
- Tax assessed value: $665,100
- Annual tax amount: $5,607
- Date on market: 1/21/2026
- Listing terms: Cash,Conventional
- Road surface type: Asphalt
Estimated market value
$1,138,800
$1.08M - $1.20M
$3,370/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/21/2026 | Listed for sale | $1,199,900 |
Source:  IRMLS #202602130 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,273 +1.9% | $665,100 +4.5% |
| 2023 | $5,177 +3.7% | $636,700 +5.8% |
| 2022 | $4,991 -4.9% | $602,000 +4.6% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$6,043/mo
Principal & interest
$4653
Property taxes
$720
Other costs
$670
Climate risks
Neighborhood: 47436
Nearby schools
GreatSchools rating
- 7/10Binford Elementary SchoolGrades: PK-6Distance: 9.7 mi
- 8/10Jackson Creek Middle SchoolGrades: 7-8Distance: 7.4 mi
- 10/10Bloomington High School SouthGrades: 9-12Distance: 9 mi
Schools provided by the listing agent
- Elementary: Lakeview
- Middle: Jackson Creek
- High: Bloomington South
- District: Monroe County Community School Corp.
Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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