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    • Listed by: ReeceNichols Real Estate • Terry M Guempel • 314-602-9924
    $799,900

    20 Creek Pass Ct, Saint Charles, MO 63304

    4beds
    4,571sqft
    : 
    $5,155/mo
    Get pre-qualified
    Single Family Residence
    Built in 2007
    0.33 Acres Lot
    $777,500 Zestimate®
    $175/sqft
    $42/mo HOA

    What's special

    Diving boardQuiet cul-de-sacWonderfully private backyardBeautifully secluded yardFour generously sized bedroomsEnormous custom walk-in closetResort-style amenities
    Welcome to this elegant and beautifully appointed home, ideally situated on a quiet cul-de-sac with a wonderfully private backyard and resort-style amenities. The striking stone and brick front creates an impressive first impression, while the thoughtfully designed interior offers exceptional space for both everyday living and entertaining. The main level features 9-foot ceilings, a formal dining room with a beautiful coffered ceiling, and a private office with atrium doors. The spacious family room showcases a triple bay window and flows naturally into the heart of the home—the stunning kitchen and hearth room. The kitchen offers a large center island with pendant lighting, six can lights for abundant illumination, double stainless-steel ovens, a large pantry, and 42-inch cherry cabinetry. The adjoining hearth room is a favorite gathering space, complete with a stone-front fireplace and newer blinds. A convenient main-floor laundry can be completely closed off for a neat and tidy appearance. The butler’s pantry, complete with a sink, makes entertaining a breeze. Durable no-scratch luxury vinyl flooring provides the beauty of hard-surface flooring with added peace of mind. The beautiful back staircase features elegant iron spindles and leads to the second level, where you’ll find four generously sized bedrooms and three full baths. The spacious primary suite offers a relaxing sitting alcove and an enormous custom walk-in closet. The luxurious primary bath features separate vanities, an updated shower, and a soaking tub. The lower level provides even more living and recreation space with an exercise room, recreation room, and plenty of storage. Step outside to your own private retreat! The beautifully secluded yard features a heated and chilled in-ground pool, allowing you to extend your swimming season and enjoy more time outdoors. The diving board is sure to create years of fun and wonderful memories with family and friends. Located on a peaceful cul-de-sac in a quiet section of the neighborhood, this exceptional home offers an ideal combination of elegance, comfort, privacy, and entertainment-ready spaces. This is a home you’ll be proud to call your own!
    4 days
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    Zillow last checked:

    Listing updated:

    Listed by:

    Terry M Guempel 314-602-9924,

    ReeceNichols Real Estate

    Source: MARIS,MLS#: 26050205MLS LogoOriginating MLS: St. Charles County Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Primary bedroom
      • Description: Coffered Ceilings*Ceiling Fan with Lights
      • Features: Floor Covering: Laminate, Luxury Vinyl Plank
      • Level: Upper
      • Area: 306
      • Dimensions: 18x17
      Bedroom
      • Description: Walk In Closets*Ceiling Fan with Lights
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Upper
      • Area: 165
      • Dimensions: 15x11
      Bedroom
      • Description: Walk-in Closet*Ceiling Fan with lights
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Upper
      • Area: 182
      • Dimensions: 14x13
      Bedroom
      • Description: Ceiling fan with lights
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Upper
      • Area: 156
      • Dimensions: 13x12
      Breakfast room
      • Description: Butler Pantry*42" Cherry Cabinets
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 196
      • Dimensions: 14x14
      Dining room
      • Description: Coffered Ceiling
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 196
      • Dimensions: 14x14
      Family room
      • Description: Marble Front Fireplace*Triple Bay Window*9' ceilings
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 400
      • Dimensions: 20x20
      Family room
      • Description: 9' ceilings
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Lower
      • Area: 342
      • Dimensions: 19x18
      Hearth room
      • Description: Stone Front Fireplace
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 210
      • Dimensions: 15x14
      Kitchen
      • Description: Huge Pantry*large island*Stainless Steel appliances
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 210
      • Dimensions: 15x14
      Laundry
      • Description: Private door can be closed off from guest
      • Level: Main
      • Area: 77
      • Dimensions: 11x7
      Living room
      • Description: Double Atrium doors for home office
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 168
      • Dimensions: 14x12
      Other
      • Description: Exercise Room
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Lower
      • Area: 252
      • Dimensions: 18x14
      Sitting room
      • Description: In Master Bedroom
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Upper
      • Area: 110
      • Dimensions: 11x10
      Heating
      • Forced Air, Natural Gas, Zoned
      Cooling
      • Ceiling Fan(s), Central Air, Zoned
      Appliances
      • Included: Dishwasher, Disposal, Exhaust Fan, Microwave, Built-In Electric Oven, Convection Oven, Double Oven
      • Laundry: Laundry Room, Main Level
      Features
      • Breakfast Room, Butler Pantry, Ceiling Fan(s), Central Vacuum, Chandelier, Coffered Ceiling(s), Double Vanity, Entrance Foyer, Granite Counters, High Ceilings, High Speed Internet, Kitchen Island, Pantry, Recessed Lighting, Separate Dining, Separate Shower, Soaking Tub, Walk-In Closet(s)
      • Flooring: Carpet, Luxury Vinyl
      • Doors: Panel Door(s)
      • Windows: Bay Window(s), Blinds, Insulated Windows, Screens, Storm Window(s), Tilt-In Windows
      • Basement: Partially Finished
      • Number of fireplaces: 2
      • Fireplace features: Family Room, Stone, Wood Burning
      Interior area
      • Total structure area: 4,571
      • Total interior livable area: 4,571 sqft
      • Finished area above ground: 3,796
      • Finished area below ground: 775

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage - Attached
      • Attached garage spaces: 3
      Features
      • Levels: Two
      • Patio & porch: Front Porch, Patio
      • Exterior features: Private Yard
      • Has private pool: Yes
      • Pool features: Diving Board, Electric Heat, Fenced, In Ground, Liner, Outdoor Pool, Pool Cover, Vinyl
      • Fencing: Back Yard,Fenced
      Lot
      • Size: 0.33 Acres
      • Features: Adjoins Wooded Area, Sprinklers In Front, Sprinklers In Rear
      Details
      • Parcel number: 3157C9829000132.0000000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer, Stone Veneer, Vinyl Siding
      • Foundation: Concrete Perimeter
      • Roof: Architectural Shingle
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 2007

      Utilities & green energy

      • Electric: Ameren
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
      • Subdivision: Hidden Creek
      HOA
      • Has HOA: Yes
      • Amenities included: Outside Management
      • Services included: Common Area Maintenance
      • HOA fee: $500 annually
      • HOA name: Hidden Creek
      Location
      • Region: Saint Charles

      Financial & listing details

      • Price per square foot: $175/sqft
      • Tax assessed value: $648,762
      • Annual tax amount: $7,824
      • Date on market: 8/11/2026
      • Listing terms: Cash,Conventional
      • Ownership: Private
      • Electric utility on property: Yes

        Estimated market value

        $777,500

        $739,000 - $816,000

        $3,393/mo

        Price history

        DateEventPrice
        8/11/2026Listed for sale$799,900+60%$175/sqft
        Source: MARIS #26050205 Report a problem
        6/19/2013Sold--
        Source: MARIS #13024509 Report a problem
        5/5/2013Listed for sale$499,900+2%$109/sqft
        Source: RE/MAX Suburban #13024509 Report a problem
        3/6/2013Listing removed$489,900$107/sqft
        Source: Century 21 Luetkenhaus #13010148 Report a problem
        3/3/2013Listed for sale$489,900$107/sqft
        Source: Century 21 Luetkenhaus #13010148 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,824 -1.8%$123,265 -1%
        2024$7,968 -0.1%$124,456
        2023$7,972 +11.8%$124,456 +20.3%
        2022$7,134 $103,417
        2021-- $103,417 +10.8%
        2020-- $93,298
        2019$6,963 $93,298 +0.4%
        2018$6,963 +1.2%$92,937
        2017$6,881 +4.7%$92,937 +8.7%
        2016$6,569 +0.5%$85,521
        2015$6,539 +15%$85,521 +17.8%
        2014$5,684 $72,604 +0%
        2013-- $72,603 -0.8%
        2012-- $73,170 -9.9%
        2011-- $81,220
        2010-- $81,220
        2009-- $81,220 +32.8%
        2008-- $61,140 +1.9%
        2007-- $60,000
        2006-- --
        2005-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 63304

        Getting around

        24 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: John Weldon Elem.
        • Middle: Francis Howell Middle
        • High: Francis Howell High

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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