Beautiful, lightly secluded 4-bedroom, 3-bath brick home offering space, versatility, and unique features for both comfort and functionality. This property includes a partially finished basement, along with a large unfinished room that can easily be completed to add even more living space. The spacious primary bedroom features a private sitting area and a walkout sliding door leading to the deck—perfect for enjoying peaceful mornings or relaxing evenings. The basement is equipped with a window A/C unit and baseboard heating, and also includes a flue cleanout, making it ready for a wood-burning stove or gas heating option. A standout feature of this home is the walk-in cooler—ideal for wild game enthusiasts, homesteaders, or anyone interested in processing and storing their own meat. Located less than one mile from a public boat launch, this property is perfect for outdoor lovers. Additional highlights include: •A walkout basement with a full kitchen, full bath with laundry room and 2 full size bedrooms. A detached 2-bay garage with 10-foot-high doors, underground electric, and a separate meter • An attached workshop or game room, perfect for hobbies or entertaining • An additional outbuilding that can serve as a workshop with side storage for boats, ATVs, mowers, or equipment This property offers a rare combination of privacy, practicality, and recreational convenience—making it a must-see!
For sale
$399,900
815 Jr Phipps Rd, Monticello, KY 42633
4beds
3,057sqft
Est.:
Single Family Residence
Built in 1989
3.33 Acres Lot
$291,700 Zestimate®
$131/sqft
$-- HOA
What's special
Partially finished basementWalk-in coolerPrivate sitting areaBaseboard heatingSpacious primary bedroom
- 9 hours |
- 128 |
- 4 |
Zillow last checked: 7 hours ago
Listing updated: 16 hours ago
Listed by:
L Annie Cooper 606-307-7200,
Re/Max Country Lakes,
Mary Beth Stockton 606-278-2578,
Re/Max Country Lakes
Source: Imagine MLS,MLS#: 26005589
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: First
Kitchen
- Description: kitchen on 2 levels
- Level: First
Heating
- Baseboard, Electric, Heat Pump, Wood Stove
Cooling
- Central Air, Ceiling Fan(s), Electric, Heat Pump, Window Unit(s), Wall Unit(s)
Appliances
- Included: Dishwasher, Refrigerator, Range
- Laundry: Electric Dryer Hookup, Main Level, Washer Hookup, Lower Level
Features
- Entrance Foyer, Walk-In Closet(s), Ceiling Fan(s)
- Flooring: Carpet, Concrete, Laminate, Vinyl
- Basement: Concrete,Exterior Entry,Finished,Full,Interior Entry,Partially Finished,Walk-Out Access,Walk-Up Access
- Number of fireplaces: 1
- Fireplace features: Insert, Living Room, Wood Burning
Interior area
- Total structure area: 3,057
- Total interior livable area: 3,057 sqft
- Finished area above ground: 2,016
- Finished area below ground: 1,041
Property
Parking
- Total spaces: 4
- Parking features: Attached Garage, Detached Garage, Driveway, Garage Door Opener, Garage Faces Front, Garage Faces Side
- Garage spaces: 4
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Accessible Approach with Ramp
Features
- Levels: One
- Fencing: Partial
- Has view: Yes
- View description: Trees/Woods, Farm
Lot
- Size: 3.33 Acres
- Features: Wooded
Details
- Additional structures: Shed(s), Workshop
- Parcel number: 0260000016.00
- Horses can be raised: Yes
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick Veneer, Wood Siding
- Foundation: Concrete Perimeter, Slab
- Roof: Metal
Condition
- Year built: 1989
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Not Available, Electricity Connected, Natural Gas Not Available, Phone Available, Underground Utilities, Water Connected
Community & HOA
Community
- Subdivision: Rural
HOA
- Has HOA: No
Location
- Region: Monticello
Financial & listing details
- Price per square foot: $131/sqft
- Tax assessed value: $140,000
- Annual tax amount: $884
- Date on market: 3/21/2026
Estimated market value
$291,700
$265,000 - $321,000
$1,849/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/21/2026 | Listed for sale | $399,900+185.6%$131/sqft |
Source:  Imagine MLS #26005589 Report a problem | ||
| 12/6/2017 | Sold | $140,000-11.9%$46/sqft |
Source: Imagine MLS #3027093 Report a problem | ||
| 12/23/2016 | Listed for sale | $159,000-0.6%$52/sqft |
Source: United Country Report a problem | ||
| 4/3/2012 | Sold | $160,000$52/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2023 | $884 -6.7% | $140,000 |
| 2022 | $947 -0.7% | $140,000 |
| 2021 | $954 -2.3% | $140,000 |
| 2020 | $977 -0.1% | $140,000 |
| 2019 | $978 -27.8% | $140,000 |
| 2018 | $1,355 -11.3% | $140,000 -12.5% |
| 2017 | $1,527 +5.6% | $160,000 |
| 2016 | $1,446 -0.4% | $160,000 |
| 2015 | $1,452 +58.2% | $160,000 |
| 2012 | $918 | $160,000 +50.3% |
| 2011 | -- | $106,465 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,154/mo
Principal & interest
$1961
Property taxes
$193
More affordability tools
Climate risks
Neighborhood: 42633
Nearby schools
GreatSchools rating
- NAWalker Elementary SchoolGrades: PK-KDistance: 4.8 mi
- 5/10Wayne County Middle SchoolGrades: 6-8Distance: 4.8 mi
- 5/10Wayne County High SchoolGrades: 9-12Distance: 4.7 mi
Schools provided by the listing agent
- Elementary: Wayne Co
- Middle: Wayne Co
- High: Wayne Co
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 42633
- Kentucky
- Wayne County
- Monticello
- 42633
- 815 Jr Phipps Rd
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