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For sale
    • $925,000

    8609 Ranch Rd, Loveland, CO 80537

    3beds
    3,209sqft
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    Single Family Residence
    Built in 1999
    1.3 Acres Lot
    $898,200 Zestimate®
    $288/sqft
    $-- HOA

    What's special

    Wake up to breathtaking sunrises and watch multiple fireworks shows light up the valley from your back deck - this 3-bed, 3-bath ranch-style home on 1.3 acres delivers the Colorado lifestyle you've been looking for. Enter through your private gate and settle into a property that has been thoughtfully updated and meticulously maintained.Inside, enjoy brand new LVP flooring and recessed lighting throughout (2024), new stainless steel kitchen appliances, as well as Anderson windows, sliders and doors allow for welcoming views from every angle. Garage doors were replaced 4 years ago and myQ motor is new. Stay comfortable year-round with mini splits added in 2015 and freshly serviced in 2025. The Class 4 hail-resistant roof with transferable warranty was completed in 2025, giving your buyer serious peace of mind. The walkout basement includes a rec room, two additional bedrooms, a newly remodeled, three-piece bath, and plenty of storage space. Outside, the property truly shines. A beautiful three-tiered retaining wall, added in 2020, has been wired for electricity and has a drip system. This home also features a gazebo, a dog run with artificial turf, and a shed with additional storage space. The 4-inch Asphalt driveway was completed in 2023 and gives the property a clean, polished look and added confidence. This property also allows horses. North Carter Lake District water. The septic system has been cleaned and inspected (April 2026) and a transfer of ownership document was completed (May 2026). There is a voluntary road maintenance fee, which keeps things simple. Just minutes from Carter Lake for fishing boat, boating, hiking and camping. Pre-inspected and move-in ready. This one checks every box.
    65 days
    |
    913
    |
    40
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Blas Estrada 970-324-6177,

    Group Centerra

    Source: IRES as distributed by MLS GRID,MLS#: 1058579MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      Primary bedroom
      • Description: Luxury Vinyl
      • Features: 3/4 Primary Bath
      • Level: Main
      • Area: 196 Square Feet
      • Dimensions: 14 x 14
      Bedroom 2
      • Description: Luxury Vinyl
      • Level: Basement
      • Area: 300 Square Feet
      • Dimensions: 15 x 20
      Bedroom 3
      • Description: Luxury Vinyl
      • Level: Basement
      • Area: 225 Square Feet
      • Dimensions: 15 x 15
      Dining room
      • Description: Luxury Vinyl
      • Level: Main
      • Area: 140 Square Feet
      • Dimensions: 10 x 14
      Kitchen
      • Description: Luxury Vinyl
      • Level: Main
      • Area: 308 Square Feet
      • Dimensions: 22 x 14
      Laundry
      • Description: Luxury Vinyl
      • Level: Main
      • Area: 72 Square Feet
      • Dimensions: 6 x 12
      Living room
      • Description: Luxury Vinyl
      • Level: Main
      • Area: 340 Square Feet
      • Dimensions: 20 x 17
      Recreation room
      • Description: Luxury Vinyl
      • Level: Basement
      • Area: 405 Square Feet
      • Dimensions: 15 x 27
      Heating
      • Baseboard
      Cooling
      • Wall/Window Unit(s)
      Appliances
      • Included: Electric Range, Dishwasher, Microwave
      • Laundry: Washer/Dryer Hookup
      Features
      • Separate Dining Room, Cathedral Ceiling(s)
      • Basement: Full,Partially Finished
      • Has fireplace: Yes
      • Fireplace features: Two or More, Living Room, Basement
      Interior area
      • Total structure area: 1,614
      • Total interior livable area: 3,209 sqft
      • Finished area above ground: 1,614
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached
      • Attached garage spaces: 3
      • Details: Attached
      Accessibility
      • Accessibility features: Main Floor Bath, Accessible Bedroom, Main Level Laundry
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio, Deck
      • Exterior features: Sprinkler System
      • Fencing: Fenced
      • Has view: Yes
      • View description: Hills
      Lot
      • Size: 1.3 Acres
      Details
      • Additional structures: Storage
      • Parcel number: R1034243
      • Zoning: E1
      • Special conditions: Private Owner
      • Horses can be raised: Yes
      • Horse amenities: Zoning Appropriate for 2 Horses

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Frame, Stucco
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 1999

      Utilities & green energy

      • Electric: PVREA
      • Gas: Propane
      • Sewer: Septic Tank
      • Water: District
      • Utilities for property: Electricity Available, Propane

      Community & HOA

      Community
      • Subdivision: none
      HOA
      • Has HOA: No
      Location
      • Region: Loveland

      Financial & listing details

      • Price per square foot: $288/sqft
      • Tax assessed value: $852,100
      • Annual tax amount: $4,689
      • Date on market: 5/8/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Exclusions: Seller's Personal Property
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $898,200

        $853,000 - $943,000

        $3,066/mo

        Price history

        DateEventPrice
        5/15/2026Listed for sale$925,000+152.7%$288/sqft
        Source: IRES as distributed by MLS GRID #1058579 Report a problem
        5/18/2012Sold$366,000-3.2%$114/sqft
        Source: IRES as distributed by MLS GRID #677371 Report a problem
        4/5/2012Listed for sale$378,000-4.3%$118/sqft
        Source: Active Website #677371 Report a problem
        1/3/2011Listing removed$395,000$123/sqft
        Source: BancWise Real Estate Solutions #637240 Report a problem
        8/20/2010Listed for sale$395,000$123/sqft
        Source: BancWise Real Estate Solutions #637240 Report a problem
        7/18/2010Listing removed$395,000$123/sqft
        Source: BancWise Real Estate Solutions #612768 Report a problem
        5/12/2010Price change$395,000-1.3%$123/sqft
        Source: BancWise Real Estate Solutions #612768 Report a problem
        2/25/2010Price change$400,000-3.6%$125/sqft
        Source: BancWise Real Estate Solutions #612768 Report a problem
        10/25/2009Listed for sale$415,000$129/sqft
        Source: BancWise Real Estate Solutions #612768 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,643 +20.9%$57,091 -1%
        2023$3,839 -3.3%$57,645 +28.1%
        2022$3,969 +5.1%$44,987 -2.8%
        2021$3,775 +1.8%$46,282 +5.5%
        2020$3,708 +20.5%$43,872 -0.7%
        2019$3,078 $44,179 +28.7%
        2018$3,078 $34,322
        2017$3,078 +14.8%$34,322 +0.1%
        2016$2,681 -3.4%$34,299 0%
        2015$2,775 +12.9%$34,300 +17.7%
        2014$2,458 $29,140
        2013-- $29,140 +2.2%
        2012-- $28,500
        2011-- $28,500 -3.6%
        2010-- $29,550
        2009-- $29,550 +2.9%
        2008-- $28,710
        2007-- $28,710 -4.3%
        2006-- $29,990
        2005-- $29,990 +18.3%
        2004-- $25,360 -2.4%
        2002-- $25,990
        2001-- $25,990
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 80537

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Big Thompson
        • Middle: Walt Clark
        • High: Thompson Valley

        Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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