Skip main navigation
For sale
    • $350,000

    92 Howell Bluff Rd, Bruce, FL 32455

    3beds
    2,278sqft
    : 
    $2,138/mo
    Get pre-qualified
    Townhouse
    Built in 1961
    3.82 Acres Lot
    $-- Zestimate®
    $154/sqft
    $-- HOA

    What's special

    Center islandMetal roofStorage buildingsGas rangeMultiple outbuildingsAbundant parkingCustom cabinetry
    Riverfront property with just over 4 acres, no HOA, and plenty of room for boats, RVs, equipment, and outdoor recreation. Located near the Choctawhatchee River Bridge and public boat ramps, this property offers the space and flexibility that's becoming increasingly difficult to find. This 3-bedroom, 2-bath brick home offers 2,278 square feet with a spacious floor plan, updated kitchen, large living area with fireplace, and an enclosed sunroom overlooking the property. The kitchen features custom cabinetry, stainless steel appliances, a gas range, and center island. The primary suite includes a walk-in closet and updated bath with double vanities. Outside, you'll find multiple outbuildings, workshop space, storage buildings, oversized covered parking for boats and RVs, and plenty of room for hobbies, projects, and recreational equipment. A private well, septic system, natural gas, metal roof, and abundant parking add to the property's appeal. An additional parcel (36-1N-17-04040-00B-0050) containing approximately 0.247 acres is included in the sale, bringing the total acreage to approximately 4.07 acres. Whether you're looking for a full-time residence, weekend retreat, or a property with room to spread out and enjoy the outdoors, this unique property offers endless possibilities.
    41 days
    |
    449
    |
    42
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Terry Anderson 615-653-0317,

    Gulf Life Real Estate Inc

    Source: ECAOR,MLS#: 1005753MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Description: Private bathroom
      • Level: First
      • Area: 154 Square Feet
      • Dimensions: 11 x 14
      Bedroom
      • Description: Renovated
      • Level: First
      • Area: 130 Square Feet
      • Dimensions: 10 x 13
      Bedroom
      • Description: Renovated
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 10 x 11
      Bathroom
      • Description: Main
      • Level: First
      • Area: 70 Square Feet
      • Dimensions: 10 x 7
      Other
      • Description: Sunroom
      • Level: First
      • Area: 200 Square Feet
      • Dimensions: 20 x 10
      Heating
      • Central, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Refrigerator
      Features
      • Breakfast Bar, Kitchen Island
      • Has fireplace: Yes
      Interior area
      • Total structure area: 2,278
      • Total interior livable area: 2,278 sqft

      Property

      Parking
      • Parking features: Boat, Detached Carport, Oversized
      • Has carport: Yes
      Features
      • Stories: 1
      • Patio & porch: Enclosed
      • Has view: Yes
      • View description: River
      • Has water view: Yes
      • Water view: River
      • Waterfront features: River Front
      Lot
      • Size: 3.82 Acres
      • Features: Addl Land Available, Within 1/2 Mile to Water
      Details
      • Parcel number: 361N17040000310010
      • Zoning description: Resid Single Family
      • Special conditions: Accept Backup Offers

      Construction

      Type & style
      • Home type: Townhouse
      • Architectural style: Ranch
      • Property subtype: Townhouse
      Materials
      • Brick
      • Roof: Metal
      Condition
      • Construction Complete,Renovated
      • New construction: No
      • Year built: 1961

      Utilities & green energy

      • Sewer: Septic Tank

      Community & HOA

      Community
      • Subdivision: Howell Bluff
      Location
      • Region: Bruce

      Financial & listing details

      • Price per square foot: $154/sqft
      • Tax assessed value: $115,723
      • Annual tax amount: $937
      • Date on market: 6/18/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/5/2026Sold$281,600-19.5%$124/sqft
        Source: PAR #680556 Report a problem
        2/24/2026Price change$350,000-1.1%$154/sqft
        Source: CPAR #784793 Report a problem
        2/18/2026Price change$354,000-1.7%$155/sqft
        Source: CPAR #784793 Report a problem
        2/6/2026Listed for sale$360,000-4%$158/sqft
        Source: CPAR #784793 Report a problem
        1/29/2026Listing removed$375,000$165/sqft
        Source: CPAR #781732 Report a problem
        1/12/2026Price change$375,000-4.8%$165/sqft
        Source: ECAOR #991371 Report a problem
        1/2/2026Price change$394,000-1.3%$173/sqft
        Source: CPAR #781732 Report a problem
        12/1/2025Price change$399,000-5%$175/sqft
        Source: CPAR #781732 Report a problem
        11/17/2025Listed for sale$420,000$184/sqft
        Source: CPAR #781732 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$937 +20%$92,777 +10%
        2024$781 +4.6%$84,343 +10%
        2023$747 +4%$76,675 +10%
        2022$718 +11.8%$69,705 +10%
        2021$643 +5.9%$63,368 +10%
        2020$607 -2.2%$57,607 -3%
        2019$620 $59,390 +50.7%
        2018$620 +727.1%$39,409 +2.1%
        2017$75 $38,598 +2.1%
        2016$75 $37,804 +2.9%
        2015$75 $36,747 +0.8%
        2014-- $36,455 +1.5%
        2013-- $35,916 +1.7%
        2012-- $35,316 +3%
        2011-- $34,287 +1.5%
        2010-- $33,780 +2.7%
        2009-- $32,892 +0.1%
        2008-- $32,859 +3%
        2007-- $31,902 +5.6%
        2005-- $30,217 +3%
        2004-- $29,337 +1.9%
        2003-- $28,790 +2.4%
        2002-- $28,115 +1.6%
        2001-- $27,672
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 32455

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Freeport
        • Middle: Freeport
        • High: Freeport

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby zip codes

              Other Ponce de Leon Topics

                Search
                Updates
                Favorites
                Plan
                Inbox