Riverfront property with just over 4 acres, no HOA, and plenty of room for boats, RVs, equipment, and outdoor recreation. Located near the Choctawhatchee River Bridge and public boat ramps, this property offers the space and flexibility that's becoming increasingly difficult to find.
This 3-bedroom, 2-bath brick home offers 2,278 square feet with a spacious floor plan, updated kitchen, large living area with fireplace, and an enclosed sunroom overlooking the property. The kitchen features custom cabinetry, stainless steel appliances, a gas range, and center island. The primary suite includes a walk-in closet and updated bath with double vanities.
Outside, you'll find multiple outbuildings, workshop space, storage buildings, oversized covered parking for boats and RVs, and plenty of room for hobbies, projects, and recreational equipment. A private well, septic system, natural gas, metal roof, and abundant parking add to the property's appeal.
An additional parcel (36-1N-17-04040-00B-0050) containing approximately 0.247 acres is included in the sale, bringing the total acreage to approximately 4.07 acres. Whether you're looking for a full-time residence, weekend retreat, or a property with room to spread out and enjoy the outdoors, this unique property offers endless possibilities.
For sale
$350,000
92 Howell Bluff Rd, Bruce, FL 32455
3beds
2,278sqft
Single Family Residence
Built in 1961
3.82 Acres Lot
$-- Zestimate®
$154/sqft
$-- HOA
What's special
Center islandMetal roofStorage buildingsGas rangeMultiple outbuildingsAbundant parkingCustom cabinetry
- 87 days
- 1,107
- 114
Zillow last checked:
Listing updated:
Listed by:
Terry Anderson 615-653-0317,
Gulf Life Real Estate Inc
Source: ECAOR,MLS#: 1005753
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Description: Private bathroom
- Level: First
- Area: 154 Square Feet
- Dimensions: 11 x 14
Bedroom
- Description: Renovated
- Level: First
- Area: 130 Square Feet
- Dimensions: 10 x 13
Bedroom
- Description: Renovated
- Level: First
- Area: 110 Square Feet
- Dimensions: 10 x 11
Bathroom
- Description: Main
- Level: First
- Area: 70 Square Feet
- Dimensions: 10 x 7
Other
- Description: Sunroom
- Level: First
- Area: 200 Square Feet
- Dimensions: 20 x 10
Heating
- Central, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Refrigerator
Features
- Breakfast Bar, Kitchen Island
- Has fireplace: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,278
- Total interior livable area: 2,278 sqft
Property
Parking
- Parking features: Boat, Detached Carport, Oversized
- Has carport: Yes
Features
- Stories: 1
- Patio & porch: Enclosed
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- Waterfront features: River Front
Lot
- Size: 3.82 Acres
- Dimensions: 3.82
- Features: Addl Land Available, Within 1/2 Mile to Water
Details
- Parcel number: 361N17040000310010
- Zoning description: Resid Single Family
- Special conditions: Accept Backup Offers
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick
- Roof: Metal
Condition
- Construction Complete,Renovated
- New construction: No
- Year built: 1961
Utilities & green energy
- Sewer: Septic Tank
Community & HOA
Community
- Subdivision: Howell Bluff
Location
- Region: Bruce
Financial & listing details
- Price per square foot: $154/sqft
- Tax assessed value: $115,723
- Annual tax amount: $937
- Date on market: 6/18/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/5/2026 | Sold | $281,600-19.5%$124/sqft |
Source:  PAR #680556 Report a problem | ||
| 2/24/2026 | Price change | $350,000-1.1%$154/sqft |
Source:  CPAR #784793 Report a problem | ||
| 2/18/2026 | Price change | $354,000-1.7%$155/sqft |
Source: CPAR #784793 Report a problem | ||
| 2/6/2026 | Listed for sale | $360,000-4%$158/sqft |
Source: CPAR #784793 Report a problem | ||
| 1/29/2026 | Listing removed | $375,000$165/sqft |
Source: CPAR #781732 Report a problem | ||
| 1/12/2026 | Price change | $375,000-4.8%$165/sqft |
Source:  ECAOR #991371 Report a problem | ||
| 1/2/2026 | Price change | $394,000-1.3%$173/sqft |
Source: CPAR #781732 Report a problem | ||
| 12/1/2025 | Price change | $399,000-5%$175/sqft |
Source: CPAR #781732 Report a problem | ||
| 11/17/2025 | Listed for sale | $420,000$184/sqft |
Source: CPAR #781732 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $937 +20% | $92,777 +10% |
| 2024 | $781 +4.6% | $84,343 +10% |
| 2023 | $747 +4% | $76,675 +10% |
| 2022 | $718 +11.8% | $69,705 +10% |
| 2021 | $643 +5.9% | $63,368 +10% |
| 2020 | $607 -2.2% | $57,607 -3% |
| 2019 | $620 | $59,390 +50.7% |
| 2018 | $620 +727.1% | $39,409 +2.1% |
| 2017 | $75 | $38,598 +2.1% |
| 2016 | $75 | $37,804 +2.9% |
| 2015 | $75 | $36,747 +0.8% |
| 2014 | -- | $36,455 +1.5% |
| 2013 | -- | $35,916 +1.7% |
| 2012 | -- | $35,316 +3% |
| 2011 | -- | $34,287 +1.5% |
| 2010 | -- | $33,780 +2.7% |
| 2009 | -- | $32,892 +0.1% |
| 2008 | -- | $32,859 +3% |
| 2007 | -- | $31,902 +5.6% |
| 2005 | -- | $30,217 +3% |
| 2004 | -- | $29,337 +1.9% |
| 2003 | -- | $28,790 +2.4% |
| 2002 | -- | $28,115 +1.6% |
| 2001 | -- | $27,672 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32455
Nearby schools
Schools provided by the listing agent
- Elementary: Freeport
- Middle: Freeport
- High: Freeport
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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