Location is everything, and this property has it all—perfectly situated near Irvington, White Stone, and Kilmarnock, with easy boating access to Carters Creek, just off the Rappahannock River and the Chesapeake Bay. Spend your days on the water from your brand-new pier with a floating kayak launch. Just minutes from great fishing, dolphin watching, or cruising to nearby waterfront dining destinations. When you’re not on the boat, the fun continues at home. Relax in the heated salt-water pool, soak in the Jacuzzi hot tub, rinse off in the outdoor shower, or unwind on the expansive aggregated patio or the screened porch that opens to the composite deck. Over two acres of landscaped grounds provide plenty of space for gardening, play, or simply enjoying the natural beauty of this setting. The home offers fabulous living space, with 3,500 SF on the main and second floors, plus a walk-out basement, large enough to host family and friends yet comfortable for everyday living. Natural light and water views fill the spacious rooms. The Living Room features a gas fireplace, deck access, and an open flow into the oversized kitchen. Entertain in the formal dining room or work from the main-level office/sitting room. The primary waterfront suite boasts deck access, two walk-in closets, and a spa-like bath with a jetted tub and walk-in shower. Upstairs, you’ll find two guest rooms—one with an adjoining bonus space, two full bathrooms, and a huge additional flex/bonus room. (Home is currently set up to sleep 10 people comfortably.) The walk-out basement has direct access to the pool and pool terrace and offers a fantastic recreation or hobby area, plus two large unfinished storage rooms. With its ideal location, resort-style amenities, and expansive yet welcoming design, this property is a true waterfront retreat.
For sale
$1,495,000
935 Ring Farm Rd, White Stone, VA 22578
3beds
5,637sqft
Est.:
Single Family Residence
Built in 2002
2.43 Acres Lot
$-- Zestimate®
$265/sqft
$-- HOA
What's special
Heated salt-water poolGas fireplaceWalk-out basementFloating kayak launchBonus spaceBrand-new pierJacuzzi hot tub
- 79 days |
- 762 |
- 28 |
Zillow last checked: 8 hours ago
Listing updated: November 25, 2025 at 01:32pm
Listed by:
David Dew 804-436-3106,
Isabell K. Horsley R. E., Ltd.,
Kathleen Dew 804-436-6256,
Isabell K. Horsley R. E., Ltd.
Source: CVRMLS,MLS#: 2529003
Originating MLS: Central Virginia Regional MLS
Originating MLS: Central Virginia Regional MLSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 4
Primary bedroom
- Description: Waterfront, Deck acc., 2 W.I.C., Ensuite Bath
- Level: First
- Dimensions: 0 x 0
Bedroom 2
- Description: Closet
- Level: Second
- Dimensions: 0 x 0
Bedroom 3
- Description: Bedroom + Bonus Room with W.I.C.
- Level: Second
- Dimensions: 0 x 0
Additional room
- Description: HUGE!! with Sitting Area
- Level: Second
- Dimensions: 0 x 0
Additional room
- Description: HUGE - Open, with 2 sections, Pool Access
- Level: Basement
- Dimensions: 0 x 0
Additional room
- Description: TWO Storage Rooms
- Level: Basement
- Dimensions: 0 x 0
Dining room
- Description: Formal, off Kitchen & Foyer
- Level: First
- Dimensions: 0 x 0
Foyer
- Description: Dining Room & Office/Family Room to sides
- Level: First
- Dimensions: 0 x 0
Other
- Description: Tub & Shower
- Level: First
Other
- Description: Tub & Shower
- Level: Second
Kitchen
- Description: Open to Living Area - Granite, Subway Tile, Pantr
- Level: First
- Dimensions: 0 x 0
Living room
- Description: Gas Fireplace - 9' Ceilings
- Level: First
- Dimensions: 0 x 0
Office
- Description: Acc. to full bathroom & closet, off Foyer
- Level: First
- Dimensions: 0 x 0
Heating
- Electric, Heat Pump, Zoned
Cooling
- Heat Pump, Zoned
Appliances
- Included: Dryer, Dishwasher, Microwave, Propane Water Heater, Refrigerator, Tankless Water Heater, Washer
- Laundry: Washer Hookup, Dryer Hookup
Features
- Bedroom on Main Level, Ceiling Fan(s), Eat-in Kitchen, Fireplace, High Ceilings, Jetted Tub, Bath in Primary Bedroom, Pantry, Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Laminate
- Windows: Screens
- Basement: Crawl Space,Partial
- Attic: Walk-In
- Number of fireplaces: 1
- Fireplace features: Gas
Interior area
- Total interior livable area: 5,637 sqft
- Finished area above ground: 3,549
- Finished area below ground: 2,088
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Detached, Garage
- Garage spaces: 2
Features
- Patio & porch: Screened, Deck
- Exterior features: Deck, Dock, Hot Tub/Spa
- Pool features: Heated, In Ground, Pool
- Has spa: Yes
- Spa features: Hot Tub
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: River Front, River Access, Waterfront
- Body of water: Carters Creek
Lot
- Size: 2.43 Acres
- Features: Waterfront
Details
- Parcel number: 3434D
- Zoning description: R1
- Other equipment: Generator
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod,Two Story,Transitional
- Property subtype: Single Family Residence
Materials
- Drywall, Frame, Vinyl Siding
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 2002
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Subdivision: None
Location
- Region: White Stone
Financial & listing details
- Price per square foot: $265/sqft
- Tax assessed value: $1,063,500
- Annual tax amount: $5,849
- Date on market: 10/19/2025
- Ownership: Individuals
- Ownership type: Sole Proprietor
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 9/10/2025 | Listed for sale | $1,495,000+126.9%$265/sqft |
Source: Chesapeake Bay & Rivers AOR #2523944 Report a problem | ||
| 8/10/2010 | Sold | $659,000$117/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,849 +35% | $1,063,500 +54.7% |
| 2023 | $4,332 | $687,600 |
| 2022 | $4,332 | $687,600 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$8,555/mo
Principal & interest
$7422
Property taxes
$610
Home insurance
$523
Climate risks
Neighborhood: 22578
Nearby schools
GreatSchools rating
- 4/10Lancaster Middle SchoolGrades: 5-7Distance: 3.9 mi
- 6/10Lancaster High SchoolGrades: 8-12Distance: 8.2 mi
- NALancaster Primary SchoolGrades: K-4Distance: 6.4 mi
Schools provided by the listing agent
- Elementary: Lancaster
- Middle: Lancaster
- High: Lancaster
Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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