Exceptional curb appeal home in Lake Monticello. Welcome to this beautifully designed 1,613 sq ft golf view home, ideally positioned on a corner lot, this home is for the discriminating buyer. Thoughtfully laid-out 3 bedroom, 2 bath home in Lake Monticello, VA offers the perfect blend of modern comfort, open floor plan, and functional living. Step inside to a light-filled living room featuring cathedral ceilings and a cozy fireplace, creating an inviting open concept living space ideal for entertaining. The spacious oversized kitchen with granite countertops is a standout, featuring cherry cabinets, a large pantry, and abundant prep space—perfect for everyday living and hosting.The primary suite features an updated primary bathroom, offering a fresh, modern feel with quality finishes. Enjoy the warmth and elegance of hardwood flooring throughout main living areas, adding timeless style and durability.Relax year-round on the screened-in porch with golf course views, or unwind on the covered front porch, providing additional outdoor living space and charm.This move-in ready home in Lake Monticello is tastefully updated, well-maintained, and located in a highly desirable golf course and lake community with amenities.
Active
$469,000
10 Locks Rd, Palmyra, VA 22963
3beds
1,613sqft
Est.:
Single Family Residence
Built in 1998
0.37 Acres Lot
$459,100 Zestimate®
$291/sqft
$121/mo HOA
What's special
- 3 days |
- 299 |
- 10 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
IRIS HELFRICH 434-981-9956,
MONTICELLO COUNTRY REALTY, LLC
Source: CAAR,MLS#: 676173
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bathroom, Breakfast Room/Nook, Bedroom, Full Bath, Foyer, Kitchen, Living Room
Primary bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Primary bathroom
- Level: First
Bathroom
- Level: First
Breakfast room nook
- Level: First
Foyer
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central, Heat Pump
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dishwasher, Electric Range, Disposal, Microwave, Dryer, Washer
Features
- Primary Downstairs, Walk-In Closet(s), Entrance Foyer, Eat-in Kitchen, Recessed Lighting, Vaulted Ceiling(s)
- Flooring: Ceramic Tile, Hardwood, Vinyl
- Basement: Crawl Space
- Has fireplace: Yes
- Fireplace features: Gas Log
Interior area
- Total structure area: 2,051
- Total interior livable area: 1,613 sqft
- Finished area above ground: 1,613
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Attached, Garage Faces Front, Garage, Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch, Patio, Porch, Screened
- Exterior features: Mature Trees/Landscape, Porch
- Has view: Yes
- View description: Golf Course, Residential
Lot
- Size: 0.37 Acres
- Features: Landscaped, Native Plants
Details
- Additional structures: Other
- Parcel number: 18A 4 179
- Zoning description: R-3 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick, Stick Built, Vinyl Siding
- Foundation: Block
- Roof: Architectural
Condition
- New construction: No
- Year built: 1998
Details
- Builder name: TAYLOR LYN HOMES, INC
Utilities & green energy
- Electric: Underground
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Fiber Optic Available, High Speed Internet Available, Propane
Community & HOA
Community
- Features: Dock, Gated
- Security: Gated Community, Security Guard
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Meeting Room, Sports Fields, Water, Beach Rights
- Services included: Boat Ramp, Clubhouse, Insurance, Playground, Reserve Fund, Snow Removal, Security, Trash
- HOA fee: $1,450 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $291/sqft
- Tax assessed value: $276,900
- Annual tax amount: $2,800
- Date on market: 4/22/2026
- Exclusions: mantle in office
Estimated market value
$459,100
$436,000 - $482,000
$2,506/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/24/2026 | Listed for sale | $469,000+95.4%$291/sqft |
Source:  CAAR #676173 Report a problem | ||
| 12/3/2014 | Sold | $240,000$149/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,337 | $276,900 |
| 2023 | $2,337 | $276,900 +18.1% |
| 2022 | -- | $234,400 |
| 2021 | -- | $234,400 |
| 2020 | -- | $234,400 +14.9% |
| 2018 | $1,719 | $204,000 |
| 2017 | $1,719 | $204,000 +2.5% |
| 2016 | $1,719 | $199,100 |
| 2015 | $1,719 +10.7% | $199,100 +1.9% |
| 2014 | $1,553 -1.4% | $195,300 |
| 2013 | $1,574 | $195,300 -29.3% |
| 2012 | -- | $276,200 |
| 2011 | $1,491 | $276,200 |
| 2010 | -- | $276,200 |
| 2009 | -- | $276,200 |
| 2008 | -- | $276,200 |
| 2007 | -- | $276,200 +13.8% |
| 2006 | -- | $242,700 |
| 2005 | -- | $242,700 +46.7% |
| 2004 | -- | $165,400 |
| 2003 | -- | $165,400 |
| 2002 | -- | $165,400 +11.9% |
| 2001 | $1,049 | $147,800 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,657/mo
Principal & interest
$2282
Property taxes
$254
HOA Fees
$121
More affordability tools
Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 5.7 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 2.2 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 5.7 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 10 Locks Rd
Nearby cities
Nearby zip codes
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