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For sale
  • Price cut: $75K (3/30)
    $1,145,000

    3036 Christophers Watch Ln, Ruskin, FL 33570

    3beds
    2,807sqft
    : 
    Single Family Residence
    Built in 2020
    10,324 Square Feet Lot
    $1,113,700 Zestimate®
    $408/sqft
    $315/mo HOA

    What's special

    Large loftQuartz countertopsVersatile open floor planLaundry roomSoothing water viewsSpacious kitchenDining area
    New Price! $75,000 price adjustment! Luxurious WATERFRONT home featuring a composite boat dock with lift, additional 32’ floating aluminum dock, and one of the largest premium lots with an expansive 133 feet of shore line is now available in the highly sought resort community of Little Harbor. The deep, sailboat water of Little Harbor is a boater’s dream with quick access to the Bay and Gulf with no lifts or bridges. Upon entering the home the first thing that greets you is the expansive, breathtaking water views from the Great Room. The home’s versatile open floor plan featuring sand colored, wood flooring is perfect for entertaining a large gathering of family and friends as well as more intimate settings. The spacious kitchen is a chef's delight with a gas cook top, quartz countertops, extensive storage cabinets with under mount lighting, pantry, and an oversized center island with plenty of inviting seating available. From the living area, the large, private lanai with outdoor kitchen and seating beckons. Enjoy the soothing water views each morning, afternoon, and evening with a beverage of your choice as the variety of birds as well as the dolphin and manatee entertain. The first floor also features the primary bedroom with an electric fireplace and ensuite bathroom, a half bath, laundry room, dining area and a flex space that can also be used as a formal dining room. As you take the stairs or choose the convenient 3-stop ELEVATOR to the second level, the additional bedrooms do not disappoint. This floor not only offers additional size in the form of a large loft, but a desirable spacious, covered terrace for enhanced, sweeping views of the waterfront and sunset skies. This premium, oversized waterfront lot is large enough for a significant sized pool. The Seller hired a certified engineer to draw plans, which were submitted and approved by the Architectural Review Board and can be shared with the home’s new owner. For the car enthusiast, with 12’ ceilings the split 3-car garage can easily accommodate twice as many cars with the addition of lifts. Additional electrical was also added to house a generator. The extensive amenities exemplify the spirit of the Florida lifestyle offering a clubhouse, fitness center, social/game rooms, pool with waterfall, tennis and pickle ball courts, bocce, an onsite white sand beach with water sports rentals, 2 restaurants, 2 marinas with Freedom Boat Club options, a playground, a newly constructed fishing pier and fishing charters. There is only "one" Little Harbor - offering an onsite beach, marinas, restaurants, a hotel, and so much more on one property. Shopping, restaurants, medical facilities, are all nearby with Tampa, St. Petersburg, and Sarasota within a 30-45 minutes drive. Even Disney World is near by within about a 90 minute drive to take advantage of "The Magic Kingdom, where dreams come true". Don’t miss this unique opportunity to enjoy the Florida Coastal lifestyle. Make your appointment to view today!
    81 days
    |
    1,026
    |
    27
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 30, 2026 at 10:17am

    Listing Provided by:

    Jennifer Bennett 813-784-6085,

    SHOWTIME REALTY 941-822-0890

    Source: Stellar MLS,MLS#: A4677590MLS LogoOriginating MLS: Sarasota - Manatee

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Attic, Bonus Room, Dining Room, Great Room
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 240 Square Feet
      • Dimensions: 15x16
      Bedroom 2
      • Features: Built-in Closet
      • Level: Second
      • Area: 132 Square Feet
      • Dimensions: 12x11
      Bedroom 3
      • Features: Built-in Closet
      • Level: Second
      • Area: 132 Square Feet
      • Dimensions: 12x11
      Dinette
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Dining room
      • Level: First
      • Area: 221 Square Feet
      • Dimensions: 13x17
      Kitchen
      • Features: Breakfast Bar, Kitchen Island, Pantry, Stone Counters
      • Level: First
      • Area: 234 Square Feet
      • Dimensions: 13x18
      Living room
      • Level: First
      • Area: 304 Square Feet
      • Dimensions: 16x19
      Loft
      • Level: Second
      • Area: 247 Square Feet
      • Dimensions: 13x19
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Touchless Faucet, Washer, Water Filtration System, Water Purifier
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
      Features
      • Ceiling Fan(s), Coffered Ceiling(s), Crown Molding, Elevator, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Hardwood
      • Doors: Sliding Doors
      • Windows: Blinds, Drapes, Storm Window(s)
      • Has fireplace: Yes
      • Fireplace features: Electric, Free Standing
      Interior area
      • Total structure area: 4,390
      • Total interior livable area: 2,807 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage Door Opener, Ground Level, Split Garage
      • Attached garage spaces: 3
      • Details: Garage Dimensions: 20x24
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Front Porch, Rear Porch
      • Exterior features: Balcony, Irrigation System, Rain Gutters, Sprinkler Metered
      • Has view: Yes
      • View description: Water, Canal, Marina
      • Has water view: Yes
      • Water view: Water,Canal,Marina
      • Waterfront features: Bay/Harbor Front, Canal Front, Waterfront, Canal - Saltwater, Marina, Saltwater Canal Access, Bridges - No Fixed Bridges, Fishing Pier, Lift, No Wake Zone, Sailboat Water, Seawall
      Lot
      • Size: 10,324 Square Feet
      • Features: Cul-De-Sac, Flood Insurance Required, FloodZone, In County, Landscaped, Near Marina, Oversized Lot
      Details
      • Parcel number: U02321895300000100023.0
      • Zoning: PD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Wood Frame
      • Foundation: Slab
      • Roof: Tile
      Condition
      • New construction: No
      • Year built: 2020

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Propane, Public, Sewer Connected, Sprinkler Meter, Street Lights, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Features: Bay/Harbor Front, Canal Front, Community Boat Ramp, Fishing, Water Access, Waterfront, Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - No Guard, Golf Carts OK, Park, Playground, Pool, Restaurant, Sidewalks, Tennis Court(s)
      • Security: Gated Community, Security System Owned, Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: ANTIGUA COVE PH 1
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Cable TV, Clubhouse, Fitness Center, Gated, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
      • Services included: Cable TV, Community Pool, Internet, Pool Maintenance, Recreational Facilities, Security
      • HOA fee: $315 monthly
      • HOA name: Excelsior Comm Mgmt LLC
      • HOA phone: 813-349-6552
      • Second HOA name: Property Owners Association
      Location
      • Region: Ruskin

      Financial & listing details

      • Price per square foot: $408/sqft
      • Tax assessed value: $778,840
      • Annual tax amount: $17,857
      • Date on market: 1/10/2026
      • Cumulative days on market: 265 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt
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        Estimated market value

        $1,113,700

        $1.06M - $1.17M

        $3,132/mo

        Price history

        Price history
        DateEventPrice
        3/30/2026Price change$1,145,000-6.1%$408/sqft
        Source: Stellar MLS #A4677590 Report a problem
        3/13/2026Price change$1,220,000-3.9%$435/sqft
        Source: Stellar MLS #A4677590 Report a problem
        3/3/2026Price change$1,270,000-0.4%$452/sqft
        Source: Stellar MLS #A4677590 Report a problem
        1/10/2026Listed for sale$1,275,000-3.8%$454/sqft
        Source: Stellar MLS #A4677590 Report a problem
        1/6/2026Listing removed$1,325,000$472/sqft
        Source: Stellar MLS #TB8402638 Report a problem
        10/27/2025Price change$1,325,000+3.9%$472/sqft
        Source: Stellar MLS #TB8402638 Report a problem
        10/13/2025Price change$1,275,000-6.9%$454/sqft
        Source: Stellar MLS #TB8402638 Report a problem
        10/5/2025Price change$1,370,000-0.4%$488/sqft
        Source: Stellar MLS #TB8402638 Report a problem
        9/24/2025Price change$1,375,000-1.7%$490/sqft
        Source: Stellar MLS #TB8402638 Report a problem
        9/15/2025Price change$1,399,000-3.6%$498/sqft
        Source: Stellar MLS #TB8402638 Report a problem
        8/30/2025Price change$1,451,000+0.1%$517/sqft
        Source: Stellar MLS #TB8402638 Report a problem
        7/18/2025Price change$1,450,000-1.5%$517/sqft
        Source: Stellar MLS #TB8402638 Report a problem
        7/3/2025Listed for sale$1,472,500+90.1%$525/sqft
        Source: Stellar MLS #TB8402638 Report a problem
        7/14/2020Sold$774,400$276/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$16,428 +3%$710,853 +3%
        2023$15,951 +7%$690,149 +3%
        2022$14,908 +0.9%$670,048 +3%
        2021$14,770 +95.9%$650,532 +260%
        2020$7,537 +5.5%$180,684 +10%
        2019$7,143 $164,258 -19.3%
        2018$7,143 +10.4%$203,625 +50%
        2017$6,469 +9.7%$135,750 +33.3%
        2016$5,898 +11.3%$101,812
        2015$5,297 -2.8%$101,812
        2014$5,450 $101,812
        2013$5,450 +4.8%$101,812
        2012$5,201 -5.4%$101,812
        2011$5,501 -28.1%$101,812 -51.4%
        2010$7,646 -14.4%$209,281 -22.9%
        2009$8,928 -31.8%$271,500 -44.6%
        2008$13,087 +163.8%$490,208 +364.3%
        2007$4,960 $105,583

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $7,720/mo
        Principal & interest
        $5687
        Property taxes
        $1718
        HOA Fees
        $315
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          Climate risks

          Neighborhood: 33570

          Getting around

          9 / 100
          Car-Dependent
          30 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Thompson Elementary
          • Middle: Shields-HB
          • High: Lennard-HB

          Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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