Black Mortgage Applicants Denied 84% More Often than White Borrowers
Black applicants are denied a mortgage at a rate 84% higher than white applicants, an increase of 10 percentage points since 2019.
Policy & Industry
In-depth research and analysis on fair housing, climate risk, and the legislative policies shaping the real estate industry.
Where the Rent Burden is Most Unequal Across Racial Communities
The typical black and Latinx renting households are considered housing cost burdened; typical white and Asian renter households are not.
Housing Market Expected to Stay Stable as COVID-era Protections End
Only a small share of inventory is expected to come from homeowners foreclosed upon after the expiration of key federal protections.
How the Latinx-White Wealth Gap has Shrunk — and Why There’s Still So Much Farther to Go
The typical Latinx household currently has less than half (43.7%) of the wealth of a typical non-Hispanic white household, up from 28.4% in 2016.
After Supreme Court Ruling, More Than 3 Million Americans Are Still At-Risk of Eviction
Some 3 million Americans are at risk of eviction, and Zillow estimates there will be about 485,499 eviction filings in the next two months.
Forbearance Exits Will Likely Add to Inventory Starting in August
A significant share of homeowners exiting forbearance programs in coming months will likely end up listing their home for sale.
Pandemic Impacts Felt More Strongly by Lower-Income, Renter and Households of Color
Black, Latinx, lower-income & renter households were more likely to report housing and economic challenges brought on by the pandemic.
Where You Live Matters: Access to Key Amenities is Worse in Communities of Color
Majority-white areas have more traditional finance outlets, more fitness and more health service establishments than communities of color.
Rapid Growth of Asian-Headed Households Hides Significant Inequality
The widely diverse Asian American community is broadly prosperous by many metrics, but individual hardships faced by some groups cannot be overlooked.
Housing Gains Could Increase Black Wealth More than Half a Trillion Dollars by 2031
Almost half of the existing $3 trillion Black-white wealth gap can be attributed to housing disparities, but modest changes could help shrink it.
