Acceleration in Student Loan Debt Could Block Millions From Homeownership
Mounting student debt risks putting many would-be homebuyers -- particularly buyers of color -- very close to or over conventional debt-to-income ratios.
Policy & Industry
In-depth research and analysis on fair housing, climate risk, and the legislative policies shaping the real estate industry.
As Eviction Cliff Nears, Here’s How Millions Could Keep Their Homes
An eviction crisis looms if/when a federal moratorium expires, but there are ways to soften the blow if landlords choose to work with struggling tenants.
Expanding Access to Credit Could Shrink the Homeownership Race Gap
There is a direct correlation between credit security -- a strong credit history and structural access to credit offerings -- and higher homeownership.
Why Housing Choice Voucher Availability & Value Don’t Match Demand or Market Growth
A chronic shortage of federal Housing Choice Vouchers is putting renter households already hard-hit by the pandemic in an even more vulnerable position.
A Raise Will Help Minimum Wage-Earning Renters, But Their Burden Remains Very High
In 37 of 45 large metro areas analyzed, an increase in minimum wages will lower rent burdens for minimum-wage-earners by at least 1 percentage point.
Home Value Disparities Between Races Are Shrinking, but Remain Very Wide
The typical home owned by Black and Latinx homeowners is 16.2% and 10.2% less valuable, respectively, than the typical U.S. home overall.
What Moved Us: Stories that Shaped the Year in Real Estate
Home became more important than ever in 2020. Kitchen tables became classroom desks, basements turned into offices and backyards became sanctuaries.
In all of the nation’s 50 largest metro areas, block groups that are at least 90% single-family, detached houses are whiter than the metro as a whole.
Black Applicants Are Far More Likely to be Denied a Mortgage
Despite recent growth in Black homeownership rates, Black homeowners still face disproportionate challenges when trying to secure their dream home.
Renter Households Stand to be Hardest-Hit by Unemployment Insurance Expiration
Renter households will be hardest hit by expiring unemployment insurance while Black households likely to shoulder disproportionate burden
