Nestled among the peaceful woods of Valle Crucis, 189 White Oak Trail offers the warmth of a mountain home with space to gather, entertain, and unwind. Offered furnished, this three-level retreat includes a separate guest apartment above a two-car garage, creating a welcoming setting for extended stays and visiting guests. Located in a well-established neighborhood that permits both short-term and long-term rentals, the property offers flexibility as a primary residence, personal getaway, or rental investment.
Vaulted ceilings, exposed wood beams, and a large stone fireplace give the open-concept great room its inviting mountain character. Gather around the dining table with seating for eight beneath upgraded lighting, or settle into the cozy reading nook framed by custom cabinetry. The spacious kitchen features granite countertops and stainless steel appliances, while a generous walk-through pantry provides abundant storage and leads to the laundry room. A conveniently located half bath completes the main level.
Upstairs, a bright bedroom with a skylight, full bathroom, and game room offer comfortable space for guests and entertainment. The lower level provides a quieter place to recharge, with the primary bedroom, a spacious updated bathroom featuring double vanities, and a walk-in closet. An additional bedroom outfitted with a triple bunk bed and a separate sitting room provide even more room to spread out.
Two levels of decks invite you to enjoy the wooded surroundings, whether you’re starting the morning with coffee, relaxing with a book, or gathering after a day of mountain adventures.
Above the two-car garage, the separate guest apartment features a den, full kitchen, bedroom, and full bathroom, allowing guests to enjoy their own space while remaining close by. The garage offers convenient parking and storage for outdoor equipment and seasonal gear.
The exterior was painted in August 2023, and the interiors have been painted within the past few years. A metal roof and gutters complement the home’s wooded mountain setting. From skiing and snowboarding to hiking, fishing, rafting, shopping, and dining, the High Country’s favorite experiences are within easy reach. Return home to the quiet of Valle Crucis and enjoy a furnished mountain retreat designed for memorable stays in every season.
For sale
$799,000
189 White Oak Trail, Banner Elk, NC 28604
3beds
2,659sqft
Single Family Residence
Built in 1989
1.8 Acres Lot
$-- Zestimate®
$300/sqft
$64/mo HOA
What's special
Large stone fireplaceGame roomVaulted ceilingsUpgraded lightingSpacious kitchenGranite countertopsLaundry room
- 1 day
- 433
- 32
Zillow last checked:
Listing updated:
Listed by:
Jessica Auten 828-406-2937,
Premier Sotheby's International Realty- Banner Elk
Source: High Country AOR,MLS#: 264931
Originating MLS: High Country Association of Realtors Inc.
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Forced Air, Fireplace(s), Propane
Cooling
- None
Appliances
- Included: Built-In Oven, Double Oven, Dryer, Dishwasher, Electric Water Heater, Gas Cooktop, Microwave Hood Fan, Microwave, Washer
- Laundry: Washer Hookup, Dryer Hookup, Main Level
Features
- Cathedral Ceiling(s), Furnished, Second Kitchen, Skylights, Vaulted Ceiling(s), Window Treatments
- Windows: Skylight(s), Window Treatments
- Basement: Full
- Number of fireplaces: 1
- Fireplace features: One, Stone, Wood Burning, Propane
- Furnished: Yes
Interior area
- Total structure area: 2,841
- Total interior livable area: 2,659 sqft
- Finished area above ground: 1,742
- Finished area below ground: 917
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Basement, Driveway, Detached, Garage, Two Car Garage, Gravel, Private
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Multiple, Open
- Exterior features: Gravel Driveway
- Has view: Yes
- View description: Mountain(s), Seasonal View
Lot
- Size: 1.8 Acres
Details
- Additional structures: Guest House, Living Quarters
- Parcel number: 1980465181000
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Mountain
- Property subtype: Single Family Residence
Materials
- Wood Siding, Wood Frame
- Roof: Metal
Condition
- Year built: 1989
Utilities & green energy
- Sewer: Septic Permit 3 Bedroom, Septic Tank
- Water: Private, Well
- Utilities for property: High Speed Internet Available, Septic Available
Community & HOA
Community
- Security: Radon Mitigation System
- Subdivision: Hickory Ridge
HOA
- Has HOA: Yes
- HOA fee: $765 annually
Location
- Region: Banner Elk
Financial & listing details
- Price per square foot: $300/sqft
- Tax assessed value: $614,800
- Annual tax amount: $2,468
- Date on market: 10/21/2026
- Listing terms: Cash,Conventional,FHA,New Loan,VA Loan
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 10/22/2026 | Listed for sale | $799,000-0.1%$300/sqft |
Source: | ||
| 1/2/2025 | Listing removed | $799,900$301/sqft |
Source: | ||
| 12/22/2024 | Price change | $799,900-3%$301/sqft |
Source: | ||
| 11/1/2024 | Listed for sale | $825,000+12.2%$310/sqft |
Source: | ||
| 12/12/2023 | Sold | $735,000-5.2%$276/sqft |
Source: | ||
| 11/20/2023 | Contingent | $775,000$291/sqft |
Source: | ||
| 10/11/2023 | Price change | $775,000-3%$291/sqft |
Source: | ||
| 9/7/2023 | Listed for sale | $799,000+263.2%$300/sqft |
Source: | ||
| 10/30/2013 | Sold | $220,000-45%$83/sqft |
Source: | ||
| 1/13/2013 | Listing removed | $399,900$150/sqft |
Source: Visual Tour #170124 Report a problem | ||
| 11/20/2012 | Listed for sale | $399,900$150/sqft |
Source: Visual Tour #170124 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $614,800 |
| 2024 | $2,468 | $614,800 |
| 2023 | $2,468 +1.9% | $614,800 |
| 2022 | $2,422 +34.4% | $614,800 +69.6% |
| 2021 | $1,803 | $362,600 |
| 2020 | $1,803 | $362,600 |
| 2019 | $1,803 | $362,600 |
| 2018 | $1,803 +11.2% | $362,600 |
| 2017 | $1,621 +9.8% | $362,600 -7.2% |
| 2013 | $1,476 | $390,700 |
| 2011 | -- | $390,700 |
| 2010 | -- | $390,700 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 28604
Nearby schools
Schools provided by the listing agent
- Elementary: Valle Crucis
- High: Watauga
Source: High Country AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




