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For sale
  • $799,000

    189 White Oak Trail, Banner Elk, NC 28604

    3beds
    2,659sqft
    : 
    $4,813/mo
    Get pre-qualified
    Single Family Residence
    Built in 1989
    1.8 Acres Lot
    $-- Zestimate®
    $300/sqft
    $64/mo HOA

    What's special

    Large stone fireplaceGame roomVaulted ceilingsUpgraded lightingSpacious kitchenGranite countertopsLaundry room
    Nestled among the peaceful woods of Valle Crucis, 189 White Oak Trail offers the warmth of a mountain home with space to gather, entertain, and unwind. Offered furnished, this three-level retreat includes a separate guest apartment above a two-car garage, creating a welcoming setting for extended stays and visiting guests. Located in a well-established neighborhood that permits both short-term and long-term rentals, the property offers flexibility as a primary residence, personal getaway, or rental investment. Vaulted ceilings, exposed wood beams, and a large stone fireplace give the open-concept great room its inviting mountain character. Gather around the dining table with seating for eight beneath upgraded lighting, or settle into the cozy reading nook framed by custom cabinetry. The spacious kitchen features granite countertops and stainless steel appliances, while a generous walk-through pantry provides abundant storage and leads to the laundry room. A conveniently located half bath completes the main level. Upstairs, a bright bedroom with a skylight, full bathroom, and game room offer comfortable space for guests and entertainment. The lower level provides a quieter place to recharge, with the primary bedroom, a spacious updated bathroom featuring double vanities, and a walk-in closet. An additional bedroom outfitted with a triple bunk bed and a separate sitting room provide even more room to spread out. Two levels of decks invite you to enjoy the wooded surroundings, whether you’re starting the morning with coffee, relaxing with a book, or gathering after a day of mountain adventures. Above the two-car garage, the separate guest apartment features a den, full kitchen, bedroom, and full bathroom, allowing guests to enjoy their own space while remaining close by. The garage offers convenient parking and storage for outdoor equipment and seasonal gear. The exterior was painted in August 2023, and the interiors have been painted within the past few years. A metal roof and gutters complement the home’s wooded mountain setting. From skiing and snowboarding to hiking, fishing, rafting, shopping, and dining, the High Country’s favorite experiences are within easy reach. Return home to the quiet of Valle Crucis and enjoy a furnished mountain retreat designed for memorable stays in every season.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jessica Auten 828-406-2937,

    Premier Sotheby's International Realty- Banner Elk

    Source: High Country AOR,MLS#: 264931MLS LogoOriginating MLS: High Country Association of Realtors Inc.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Forced Air, Fireplace(s), Propane
      Cooling
      • None
      Appliances
      • Included: Built-In Oven, Double Oven, Dryer, Dishwasher, Electric Water Heater, Gas Cooktop, Microwave Hood Fan, Microwave, Washer
      • Laundry: Washer Hookup, Dryer Hookup, Main Level
      Features
      • Cathedral Ceiling(s), Furnished, Second Kitchen, Skylights, Vaulted Ceiling(s), Window Treatments
      • Windows: Skylight(s), Window Treatments
      • Basement: Full
      • Number of fireplaces: 1
      • Fireplace features: One, Stone, Wood Burning, Propane
      • Furnished: Yes
      Interior area
      • Total structure area: 2,841
      • Total interior livable area: 2,659 sqft
      • Finished area above ground: 1,742
      • Finished area below ground: 917
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Basement, Driveway, Detached, Garage, Two Car Garage, Gravel, Private
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Multiple, Open
      • Exterior features: Gravel Driveway
      • Has view: Yes
      • View description: Mountain(s), Seasonal View
      Lot
      • Size: 1.8 Acres
      Details
      • Additional structures: Guest House, Living Quarters
      • Parcel number: 1980465181000
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Mountain
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding, Wood Frame
      • Roof: Metal
      Condition
      • Year built: 1989

      Utilities & green energy

      • Sewer: Septic Permit 3 Bedroom, Septic Tank
      • Water: Private, Well
      • Utilities for property: High Speed Internet Available, Septic Available

      Community & HOA

      Community
      • Security: Radon Mitigation System
      • Subdivision: Hickory Ridge
      HOA
      • Has HOA: Yes
      • HOA fee: $765 annually
      Location
      • Region: Banner Elk

      Financial & listing details

      • Price per square foot: $300/sqft
      • Tax assessed value: $614,800
      • Annual tax amount: $2,468
      • Date on market: 10/21/2026
      • Listing terms: Cash,Conventional,FHA,New Loan,VA Loan
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        10/22/2026Listed for sale$799,000-0.1%$300/sqft
        Source: High Country AOR #264931 Report a problem
        1/2/2025Listing removed$799,900$301/sqft
        Source: High Country AOR #252467 Report a problem
        12/22/2024Price change$799,900-3%$301/sqft
        Source: High Country AOR #252467 Report a problem
        11/1/2024Listed for sale$825,000+12.2%$310/sqft
        Source: High Country AOR #252467 Report a problem
        12/12/2023Sold$735,000-5.2%$276/sqft
        Source: High Country AOR #245697 Report a problem
        11/20/2023Contingent$775,000$291/sqft
        Source: High Country AOR #245697 Report a problem
        10/11/2023Price change$775,000-3%$291/sqft
        Source: High Country AOR #245697 Report a problem
        9/7/2023Listed for sale$799,000+263.2%$300/sqft
        Source: High Country AOR #245697 Report a problem
        10/30/2013Sold$220,000-45%$83/sqft
        Source: High Country AOR #179847 Report a problem
        1/13/2013Listing removed$399,900$150/sqft
        Source: Visual Tour #170124 Report a problem
        11/20/2012Listed for sale$399,900$150/sqft
        Source: Visual Tour #170124 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $614,800
        2024$2,468 $614,800
        2023$2,468 +1.9%$614,800
        2022$2,422 +34.4%$614,800 +69.6%
        2021$1,803 $362,600
        2020$1,803 $362,600
        2019$1,803 $362,600
        2018$1,803 +11.2%$362,600
        2017$1,621 +9.8%$362,600 -7.2%
        2013$1,476 $390,700
        2011-- $390,700
        2010-- $390,700
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 28604

        Getting around

        2 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Valle Crucis
        • High: Watauga

        Source: High Country AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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