***Welcome to 109 Bluff Terrace, a masterfully designed mid-century modern home that is larger than it looks from the outside nestled in one of Silver Spring's most serene settings . This architectural treasure captures the very essence of the mid-century modern philosophy: a seamless conversation between interior living spaces and the natural world just beyond the glass. From the moment you arrive, the clean lines, organic materials, and thoughtful design speak to a home that was built with intention. Walls of windows and open, flowing spaces invite the lush outdoors in at every turn, bathing the home in natural light and creating a tranquil atmosphere that feels worlds away from the bustle of the city yet remains minutes from everything Washington, DC has to offer. Whether you are curled up inside watching the seasons change through expansive windows or stepping out to enjoy the surrounding greenery, this home blurs the boundary between shelter and nature in the most beautiful way. It is the kind of home that slows you down, clears your mind, and reminds you what living well truly feels like. Located in the heart of the DC Metro area, 109 Bluff Terrace offers the rare combination of peaceful seclusion and urban convenience. Commuters will love the easy access to major routes, Metro, and the vibrant Silver Spring corridor, with its acclaimed restaurants, shops, parks, and cultural amenities just moments away. This is not just a home. It is mid-century modern gem, a lifestyle, and a sanctuary. This 4 bedroom, 2.5 bath home is larger than it looks from the outside. It has 2 fireplaces, a carport with a shed, and an expansive backyard that backs to trails and parkland, so there are no neighbors behind you. It has a coveted location on a cul-de-sac street, so there is no through traffic. This charming property is move-in ready with many updates and would make a perfect home or investment property. The interior has been freshly painted. New in 2026: HVAC; refrigerator, stove, dishwasher, carpet, chimney re-pointed and crown repaired. New in 2025: water heater and deer fence. New in 2024: roof and gutters, skylights, Hardie Board siding. New in 2023: Sewer and water pipes to the street. Open the door to what is next! Offers due Tuesday, May 26 at noon.
Pending
$649,000
109 Bluff Ter, Silver Spring, MD 20902
4beds
2,473sqft
Est.: Get pre-qualified
Single Family Residence
Built in 1960
0.3 Acres Lot
$659,700 Zestimate®
$262/sqft
$-- HOA
What's special
- 15 days |
- 1,399 |
- 111 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Dawn Wilson 703-217-4959,
TTR Sotheby's International Realty (703) 745-1212
Source: Bright MLS,MLS#: MDMC2233642
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Basement
- Area: 682
Heating
- Forced Air, Natural Gas
Cooling
- Other, Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Ice Maker, Refrigerator, Washer, Water Heater, Cooktop, Gas Water Heater
- Laundry: Has Laundry, Washer In Unit, Dryer In Unit
Features
- Flooring: Luxury Vinyl, Hardwood, Carpet
- Basement: Full,Finished,Heated,Interior Entry
- Number of fireplaces: 2
Interior area
- Total structure area: 2,920
- Total interior livable area: 2,473 sqft
- Finished area above ground: 1,924
- Finished area below ground: 549
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Attached Carport, Driveway, On Street
- Carport spaces: 1
- Uncovered spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Four
- Stories: 4
- Pool features: None
- Has view: Yes
- View description: Garden, Trees/Woods
Lot
- Size: 0.3 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 161301332425
- Zoning: R60
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Permanent
Condition
- Excellent
- New construction: No
- Year built: 1960
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Kemp Mill Estates
HOA
- Has HOA: No
Location
- Region: Silver Spring
Financial & listing details
- Price per square foot: $262/sqft
- Tax assessed value: $611,700
- Annual tax amount: $7,749
- Date on market: 5/20/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,FHA,VA Loan,Private Financing Available,Other
- Ownership: Fee Simple
Estimated market value
$659,700
$627,000 - $693,000
$3,695/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/27/2026 | Pending sale | $649,000$262/sqft |
Source: | ||
| 5/21/2026 | Listed for sale | $649,000+44.2%$262/sqft |
Source: | ||
| 2/23/2017 | Sold | $450,000+0.1%$182/sqft |
Source: Public Record Report a problem | ||
| 9/8/2016 | Sold | $449,500$182/sqft |
Source: Agent Provided Report a problem | ||
| 7/25/2016 | Pending sale | $449,500$182/sqft |
Source: Long & Foster Real Estate, Inc. #MC9713983 Report a problem | ||
| 7/14/2016 | Listed for sale | $449,500$182/sqft |
Source: Long & Foster Real Estate, Inc. #MC9713983 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,057 +9.2% | $602,000 +7.2% |
| 2024 | $6,463 +7.7% | $561,400 +7.8% |
| 2023 | $6,001 +13.2% | $520,800 +8.5% |
| 2022 | $5,299 +4% | $480,200 +3.9% |
| 2021 | $5,095 +4% | $462,133 +4.1% |
| 2020 | $4,899 +9.4% | $444,067 +4.2% |
| 2019 | $4,477 -0.2% | $426,000 +4.9% |
| 2018 | $4,485 +1.9% | $406,033 +5.2% |
| 2017 | $4,403 +29.7% | $386,067 +5.5% |
| 2016 | $3,394 | $366,100 +2.4% |
| 2015 | $3,394 | $357,433 +2.5% |
| 2014 | $3,394 | $348,767 +2.5% |
| 2013 | -- | $340,100 |
| 2012 | -- | $340,100 |
| 2011 | -- | $340,100 -22.9% |
| 2010 | -- | $440,880 +3.2% |
| 2009 | -- | $427,300 +3.3% |
| 2008 | -- | $413,720 +3.4% |
| 2007 | -- | $400,140 +18.2% |
| 2006 | -- | $338,416 +22.3% |
| 2005 | -- | $276,693 +28.7% |
| 2004 | -- | $214,970 |
| 2003 | -- | $214,970 +14.8% |
| 2002 | -- | $187,183 +8% |
| 2001 | -- | $173,290 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 20902
Nearby schools
GreatSchools rating
- 2/10Kemp Mill Elementary SchoolGrades: PK-5Distance: 0.4 mi
- 3/10Odessa Shannon Middle SchoolGrades: 6-8Distance: 1.2 mi
- 7/10Northwood High SchoolGrades: 9-12Distance: 6 mi
Schools provided by the listing agent
- Elementary: Kemp Mill
- Middle: Odessa Shannon
- High: Northwood
- District: Montgomery County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Maryland
- Montgomery County
- Silver Spring
- 20902
- 109 Bluff Ter







