This great home is located on the quiet north end of Lake Hartwell with easy access to Toccoa, Highlands and Clemson. The concrete drive and parking pad offers plenty of room for extended family and guests. Enter the front door to the lakefront family room which is adjacent to the kitchen and dining area. There is a split bedroom plan with three bedrooms and two updated baths all on the main level. The family room opens onto a large screened porch with an adjacent grill deck with open views of the lake. There is a gentle walk to the max-size, two-slip dock located on the main Tugaloo channel. Appliances, kitchenware, televisions, and almost all furniture is included in the sale.
For sale
$425,000
290 Cardinal Ln, Toccoa, GA 30577
3beds
1,248sqft
Est.:
Manufactured Home, Single Family Residence
Built in 1993
0.36 Acres Lot
$414,500 Zestimate®
$341/sqft
$17/mo HOA
What's special
Lakefront family room
- 1 day |
- 166 |
- 8 |
Zillow last checked: 8 hours ago
Listing updated: March 02, 2026 at 06:53am
Listed by:
Spot On The Lake 678-469-9917,
Lake Hartwell Partners, LLC
Source: WUMLS,MLS#: 20297968
Originating MLS: Western Upstate Association of Realtors
Originating MLS: Western Upstate Association of RealtorsFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Laundry, Living Room
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air, Electric, Heat Pump
Appliances
- Included: Dryer, Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
- Laundry: Washer Hookup, Electric Dryer Hookup
Features
- Ceiling Fan(s), Dual Sinks, Bath in Primary Bedroom, Main Level Primary, Solid Surface Counters, Walk-In Closet(s)
- Flooring: Carpet, Tile
- Basement: None,Crawl Space
Interior area
- Total structure area: 1,248
- Total interior livable area: 1,248 sqft
Property
Parking
- Parking features: None, Driveway
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio, Porch, Screened
- Exterior features: Deck, Patio
- Pool features: Community
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Dock/Slip, Water Access, Waterfront
- Body of water: Hartwell
- Frontage length: 114
Lot
- Size: 0.36 Acres
- Features: Gentle Sloping, Outside City Limits, Subdivision, Sloped, Trees, Views, Waterfront
Details
- Parcel number: 056E 015
Construction
Type & style
- Home type: MobileManufactured
- Architectural style: Mobile Home
- Property subtype: Manufactured Home, Single Family Residence
Materials
- Vinyl Siding
- Foundation: Crawlspace
- Roof: Metal
Condition
- Year built: 1993
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Available, Septic Available, Water Available
Community & HOA
Community
- Features: Clubhouse, Pool, Short Term Rental Allowed, Water Access
- Security: Smoke Detector(s)
- Subdivision: Shorewood
HOA
- Has HOA: Yes
- Services included: None
- HOA fee: $200 annually
Location
- Region: Toccoa
Financial & listing details
- Price per square foot: $341/sqft
- Tax assessed value: $154,518
- Annual tax amount: $1,798
- Date on market: 3/2/2026
- Cumulative days on market: 177 days
- Listing agreement: Exclusive Agency
- Body type: Double Wide
Estimated market value
$414,500
$394,000 - $435,000
$1,518/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/2/2026 | Listed for sale | $425,000$341/sqft |
Source:  GAMLS #10701020 Report a problem | ||
| 3/1/2026 | Listing removed | $425,000$341/sqft |
Source:  WUMLS #20292197 Report a problem | ||
| 2/19/2026 | Price change | $425,000-5.6%$341/sqft |
Source: GAMLS #10599046 Report a problem | ||
| 9/5/2025 | Listed for sale | $450,000+200%$361/sqft |
Source: GAMLS #10599046 Report a problem | ||
| 7/10/2015 | Sold | $150,000-9.1%$120/sqft |
Source: WUMLS #20156324 Report a problem | ||
| 6/10/2005 | Sold | $165,000$132/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,799 -5.5% | $61,807 -1.1% |
| 2023 | $1,903 +30.2% | $62,507 +27.3% |
| 2022 | $1,462 -4.8% | $49,097 |
| 2021 | $1,535 -1% | $49,097 |
| 2020 | $1,550 -0.4% | $49,097 |
| 2019 | $1,557 -1.6% | $49,097 |
| 2018 | $1,581 +1.6% | $49,097 |
| 2017 | $1,557 | $49,097 +0% |
| 2016 | $1,557 | $49,096 |
| 2015 | $1,557 -4.5% | $49,096 +48.4% |
| 2014 | $1,631 +46% | $33,087 -9.1% |
| 2013 | $1,117 | $36,400 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,300/mo
Principal & interest
$1989
Property taxes
$294
HOA Fees
$17
Climate risks
Neighborhood: 30577
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- NABig A Elementary SchoolGrades: PK-KDistance: 7.1 mi
- 4/10Stephens County Middle SchoolGrades: 6-8Distance: 7.5 mi
- 6/10Stephens County High SchoolGrades: 9-12Distance: 7 mi
Schools provided by the listing agent
- Elementary: Stephens County
- Middle: Stephens County
- High: Stephens County
Source: WUMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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