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For sale
  • $649,000

    1804 N Bay Rd, Ely, MN 55731

    3beds
    2,920sqft
    : 
    Single Family Residence
    Built in 1987
    2.6 Acres Lot
    $-- Zestimate®
    $222/sqft
    $-- HOA

    What's special

    Cozy wood-burning brick fireplaceLarge front deckPanoramic lake viewsEn-suite primary bedroomMain floor laundryRoomy rec roomSandy beach
    Nestled approximately 12 miles south of Ely, this 3BR/3BA Birch Lake home sits on a 2.6-acre point, offering unparalleled views of Birch Lake from three sides. With 675 feet of accessible, user-friendly shoreline, with sandy beach. Huge living/dining room with a cozy wood-burning brick fireplace, lakeside room with vaulted ceilings and panoramic lake views, en-suite primary bedroom, main floor laundry, knotty pine cabin feel throughout for full Up North Cabin feels. Lower level has a roomy rec room and two other rooms used as bedrooms (non-egress) but great for a library, den, exercise room, etc. Outdoor bliss with large front deck, firepit, dock in a quite bay (great fishing shhh) and end of the road privacy. You'll love the sites, sounds, and fresh forest smells of this hidden retreat. Don't miss out!
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    Zillow last checked: 7 hours ago

    Listing updated: March 11, 2026 at 04:20am

    Listed by:

    Andrea Zupancich 218-749-0159,

    Z' Up North Realty

    Source: Lake Superior Area Realtors as distributed by MLS GRID,MLS#: 6123963MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    • 3/4 bathrooms: 1
    • Main level bedrooms: 1
    Rooms
    • Room types: Family/Rec
    Bedroom
    • Level: Main
    • Area: 150 Square Feet
    • Dimensions: 12 x 12.5
    Bedroom
    • Level: Main
    • Area: 143 Square Feet
    • Dimensions: 13 x 11
    Bedroom
    • Level: Upper
    • Area: 120 Square Feet
    • Dimensions: 12 x 10
    Dining room
    • Level: Main
    • Area: 195 Square Feet
    • Dimensions: 15 x 13
    Family room
    • Level: Lower
    • Area: 390 Square Feet
    • Dimensions: 26 x 15
    Kitchen
    • Level: Main
    • Area: 227.5 Square Feet
    • Dimensions: 17.5 x 13
    Living room
    • Level: Main
    • Area: 260 Square Feet
    • Dimensions: 20 x 13
    Office
    • Level: Lower
    • Area: 118.75 Square Feet
    • Dimensions: 12.5 x 9.5
    Other
    • Description: The Lake Room
    • Level: Main
    • Area: 330 Square Feet
    • Dimensions: 22 x 15
    Heating
    • Fireplace(s), Forced Air, Wood, Propane
    Cooling
    • None
    Appliances
    • Included: Water Heater-Electric, Dryer, Range, Refrigerator, Washer
    • Laundry: Main Level
    Features
    • Basement: Full,Finished,Bath,Den/Office,Family/Rec Room
    • Number of fireplaces: 1
    • Fireplace features: Wood Burning
    Interior area
    • Total interior livable area: 2,920 sqft
    • Finished area above ground: 1,520
    • Finished area below ground: 1,400

    Property

    Parking
    • Total spaces: 6
    • Parking features: Detached
    • Garage spaces: 6
    Features
    • Patio & porch: Deck, Patio
    • On waterfront: Yes
    • Waterfront features: Inland Lake, Waterfront Access(Private)
    • Body of water: Birch
    • Frontage length: 670
    Lot
    • Size: 2.6 Acres
    • Dimensions: 600.00 x 260.00
    Details
    • Foundation area: 1400
    • Parcel number: 610003000050
    • Zoning description: Residential

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Wood, Frame/Wood
    • Foundation: Concrete Perimeter
    • Roof: Asphalt Shingle
    Condition
    • Previously Owned
    • Year built: 1987

    Utilities & green energy

    • Electric: Lake Country Power
    • Sewer: Private Sewer
    • Water: Drilled

    Community & HOA

    HOA
    • Has HOA: No
    Location
    • Region: Ely

    Financial & listing details

    • Price per square foot: $222/sqft
    • Tax assessed value: $723,200
    • Annual tax amount: $7,339
    • Date on market: 3/11/2026
    • Listing terms: Cash,Conventional,FHA
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    Estimated market value

    Not available

    Estimated sales range

    Not available

    $1,611/mo

    Price history

    Price history
    DateEventPrice
    3/11/2026Listed for sale$649,000$222/sqft
    Source: Range AOR #149593 Report a problem
    11/28/2025Listing removed$649,000$222/sqft
    Source: Range AOR #147932 Report a problem
    2/13/2025Listed for sale$649,000$222/sqft
    Source: Range AOR #147932 Report a problem
    12/16/2024Listing removed$649,000$222/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6563910 Report a problem
    11/14/2024Listed for sale$649,000$222/sqft
    Source: Lake Superior Area Realtors as distributed by MLS GRID #6114723 Report a problem
    10/9/2024Pending sale$649,000$222/sqft
    Source: Lake Superior Area Realtors as distributed by MLS GRID #6114723 Report a problem
    7/6/2024Listed for sale$649,000-7.2%$222/sqft
    Source: Lake Superior Area Realtors as distributed by MLS GRID #6114723 Report a problem
    7/2/2024Listing removed--
    Source: Lake Superior Area Realtors as distributed by MLS GRID #6112434 Report a problem
    2/29/2024Listed for sale$699,000$239/sqft
    Source: Lake Superior Area Realtors as distributed by MLS GRID #6112434 Report a problem
    12/2/2023Listing removed--
    Source: Lake Superior Area Realtors as distributed by MLS GRID #6111028 Report a problem
    10/12/2023Listed for sale$699,000$239/sqft
    Source: Lake Superior Area Realtors as distributed by MLS GRID #6111028 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$5,142 -6.7%$723,200 +34.6%
    2023$5,510 -2.3%$537,400
    2022$5,642 +10.1%$537,400 +8.2%
    2021$5,124 $496,500 +12.2%
    2020$5,124 $442,500
    2019$5,124 -5%$442,500 -6.3%
    2018$5,392 +1.5%$472,300
    2017$5,314 -1.4%$472,300 -0.8%
    2016$5,392 -1.1%$475,900
    2015$5,452 -0.4%$475,900
    2014$5,472 -2.5%$475,900 -9%
    2013$5,611 -12.5%$523,100 -14.3%
    2012$6,411 +15.1%$610,100
    2011$5,570 +1.7%$610,100
    2010$5,478 $610,100
    2009$5,478 +59.2%$610,100 +31.4%
    2008$3,442 +8%$464,400 +15%
    2007$3,188 +33.2%$403,800 +29.5%
    2006$2,393 +15.9%$311,900 +32.3%
    2004$2,065 +8.2%$235,800 +12%
    2003$1,909 +15%$210,500 +10%
    2002$1,660 -31.7%$191,400 +8.5%
    2001$2,429 +5.9%$176,400 +8.5%
    2000$2,293 $162,600

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $3,659/mo
    Principal & interest
    $3080
    Property taxes
    $579
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