Discover a one-of-a-kind waterfront estate on 6 acres extending into Lake Bowen (a natural spring fed lake) offering unparalleled privacy, recreation, and unspoiled beauty. With approximately 1,200 feet of pristine shoreline and direct access to three lakesfrom your own property, this hidden gem is truly a sportsman's dream, a nature lover's oasis with abundant wildlife, and an entertainer's haven all in one.
Enjoy multiple panoramic lake views with water on two sides of the property, and world-class duck hunting just two minutes from your private dock. A custom Steel City bridge (80ft long X 4ftwide) connects two sides of the property, creating a seamless flow between outdoor spaces.
Outdoor Features Include:
• 5 private docks, including a floating dock
• 2 entertainment platforms, one with a pergola and gas fire pit
• Boathouse (Can accommodate a 20 ft boat)
• 2 outdoor wood-burning fire pits
• Mature oak trees and lush, landscaped grounds
• Private stone column entrance with long driveway
• Sprinkler systems, deep water well, and chain-link fencing
The 2-story stucco home is approximately 1,650 sq ft and was built with quality and durability in mind-every fourth block is concrete-filled for enhanced structural integrity. Inside the home offers:
• 3 bedrooms, 2 full baths
• A vaulted great room with a ceiling 16 ft tall spans the width of the home.
• Gas fireplace in great room
• An open loft overlooking the great room
• Expansive wraparound deck with stunning lake views
• 3-car garage with 1,162 sq ft
• Utility building (12 ft X 16 ft) enclosed plus 2 bays which can house your John Deere tractor, implements, and riding lawn mower.
This private retreat is ideal for boating, fishing, hunting, and entertaining and only minutes away from Northwest Florida Beaches International Airport and Panama City Beach. Truly a once-in-a-lifetime opportunity for those seeking seclusion, tranquility, and unmatched lakefront living.
****** The last two pictures are of another area on the lake that you can take a boat ride to. It is not part of this property******
For sale
$729,900
2730 Mosquito Rd, Chipley, FL 32428
3beds
1,600sqft
Est.:
Single Family Residence
Built in 1992
5.66 Acres Lot
$-- Zestimate®
$456/sqft
$-- HOA
What's special
Waterfront estateGas fireplacePrivate dockOpen loftUtility buildingExpansive wraparound deckVaulted great room
- 111 days |
- 403 |
- 25 |
Zillow last checked: 8 hours ago
Listing updated: December 02, 2025 at 04:07am
Listed by:
Wanda A Owens 850-527-0625,
SOUTHERN WAY REALTY, INC.
Source: CPAR,MLS#: 779628
Originating MLS: Central Panhandle Association of REALTORS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Dining Room, Kitchen, Living Room, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 12 x 9
Bedroom
- Level: Second
- Dimensions: 12 x 10
Bedroom
- Level: Second
- Dimensions: 14 x 8
Dining room
- Level: First
- Dimensions: 17 x 15
Kitchen
- Level: First
- Dimensions: 15 x 11
Living room
- Level: First
- Dimensions: 19 x 18
Heating
- Central, Electric, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Electric Range
Features
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
Property
Parking
- Total spaces: 3
- Parking features: Circular Driveway
- Garage spaces: 3
- Has uncovered spaces: Yes
Features
- Patio & porch: Deck
- Exterior features: Deck, Dock, Fire Pit
- Fencing: Chain Link
- On waterfront: Yes
- Waterfront features: Lake, Lake Front
Lot
- Size: 5.66 Acres
- Features: Sprinkler System
Details
- Additional structures: Outbuilding, Workshop
- Parcel number: 000000000033820009
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Country
- Property subtype: Single Family Residence
Condition
- New construction: No
- Year built: 1992
Utilities & green energy
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: No Named Subdivision
HOA
- Has HOA: No
Location
- Region: Chipley
Financial & listing details
- Price per square foot: $456/sqft
- Tax assessed value: $193,862
- Annual tax amount: $1,098
- Date on market: 9/26/2025
- Cumulative days on market: 112 days
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 9/26/2025 | Listed for sale | $729,900$456/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $876 +3.2% | $105,865 +3% |
| 2023 | $849 +4.1% | $102,782 +3% |
| 2022 | $815 +1.7% | $99,788 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,577/mo
Principal & interest
$3434
Property taxes
$888
Home insurance
$255
Climate risks
Neighborhood: 32428
Nearby schools
GreatSchools rating
- 4/10Vernon Elementary SchoolGrades: PK-5Distance: 6.8 mi
- 4/10Vernon Middle SchoolGrades: 6-8Distance: 5.6 mi
- 3/10Vernon High SchoolGrades: 9-12Distance: 5.4 mi
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