New price and motivated seller - this is a must-see legacy home in Bay Point! Discover 3500 Dragon's Ridge Road, an exceptional estate home that perfectly blends luxury, comfort, and durability in a breathtaking golf course setting within the gated community of Bay Point Legend Hills. Situated on a rare double lot, this custom-built, one-owner residence offers more than 4,600 square feet of thoughtfully designed living space all on one level, featuring soaring 10- to 16-foot ceilings, abundant natural light, Andersen windows and doors, solid core doors, crown molding, plantation shutters, and quality craftsmanship throughout. Stunning curb appeal welcomes you home with beautiful landscaping and wide driveway, concrete tile roof, and oversized three-car garage. Inside, enjoy expansive views of the 10th hole, 11th fairway, picturesque ponds, and unforgettable sunsets from the moment you enter. The spacious layout includes elegant living and dining rooms, a private office, and a gourmet kitchen equipped with Thermador appliances, Sub-Zero refrigerator, induction cooktop, Bosch convection microwave, Viking warming drawer, and an inviting family room with fireplace and custom wood feature wall opening to the outdoor living area. The resort-style backyard is designed for relaxing and entertaining with a sparkling pool, covered patio, and fenced pool deck overlooking the golf course and water views. The private primary suite serves as a true retreat with a sitting area, oversized walk-in closet, dressing area, and recently updated bath featuring dual vanities and a custom wheelchair-accessible walk-in shower, along with direct access to the pool and hot tub. Two guest bedrooms with en-suite baths, a walk-in laundry room, and guest half bath complete the main living wing. A separate private wing offers incredible flexibility with a dedicated media room featuring projector screen, bar area, wine cooler, bonus living space, 4th bedroom or exercise room, full bath, private entrance, and oversized one-car garage/workshop, making it ideal for a mother-in-law suite or guest quarters. Additional highlights include four HVAC units replaced within the last five years, two gas water heaters replaced in December 2025, whole-house generator, roll down hurricane shutters, and gas furnace for year-round comfort and peace of mind. Residents of Bay Point enjoy resort-style amenities including a Jack Nicklaus-designed championship golf course, full-service marina, dining and entertainment at Bar 72, and convenient access to boating, shopping, dining, top-rated schools, and the sugar-white sands of Panama City Beach. This remarkable legacy property offers the perfect combination of elegance, functionality, and coastal lifestyle living. Call today for your private showing!
For sale
Price cut: $75K (8/26)
$1,675,000
3500 Dragon Ridge Rd, Panama City, FL 32408
4beds
4,658sqft
Single Family Residence
Built in 1996
0.72 Acres Lot
$1,566,600 Zestimate®
$360/sqft
$275/mo HOA
What's special
Breathtaking golf course settingGuest half bathOne levelPrivate entranceSeparate private wingQuality craftsmanship throughoutPrivate office
- 93 days
- 634
- 20
Zillow last checked:
Listing updated:
Listed by:
Michele Morros 850-258-9878,
Keller Williams Success Realty,
Ann Wohlford 850-624-6909,
Keller Williams Success Realty
Source: CPAR,MLS#: 790503
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Family Room, Primary Bedroom, Media Room, Bonus Room
Primary bedroom
- Level: First
- Dimensions: 28 x 16
Bedroom
- Level: First
- Dimensions: 14 x 11
Bedroom
- Level: First
- Dimensions: 14 x 12
Bedroom
- Level: First
- Dimensions: 11 x 16
Bonus room
- Level: First
- Dimensions: 23 x 16
Family room
- Level: First
- Dimensions: 18 x 20
Media room
- Level: First
Media room
- Level: First
- Dimensions: 33 x 20
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Cooktop, Gas Water Heater, Warming Drawer
Features
- Double Vanity, Main Level Primary, Sitting Area in Primary, Walk-In Closet(s)
- Windows: Double Pane Windows
Interior area
- Total structure area: 4,658
- Total interior livable area: 4,658 sqft
Property
Parking
- Total spaces: 3
- Parking features: Gated
- Garage spaces: 3
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Porch
- Has private pool: Yes
- Pool features: Fenced, In Ground, Private
- Fencing: Fenced
- Has view: Yes
- View description: Other
Lot
- Size: 0.72 Acres
- Dimensions: 243 x 177 x 153 x 138
- Features: Sprinkler System, Paved
Details
- Additional structures: Second Garage
- Parcel number: 31402965000
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Foundation: Slab
- Roof: Clay
Condition
- New construction: No
- Year built: 1996
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Golf, Marina, Gated
- Security: Gated Community, 24 Hour Security, Security Guard, Security Gate, Security Service
- Subdivision: Bay Point Unit 1
HOA
- Has HOA: Yes
- Amenities included: Gated
- Services included: Association Management, Golf, Other, See Remarks, Security
- HOA fee: $3,300 annually
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $360/sqft
- Annual tax amount: $7,123
- Date on market: 5/28/2026
- Cumulative days on market: 94 days
- Electric utility on property: Yes
Estimated market value
$1,566,600
$1.49M - $1.64M
$6,134/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/26/2026 | Price change | $1,675,000-4.3%$360/sqft |
Source: | ||
| 7/29/2026 | Price change | $1,750,000-2.5%$376/sqft |
Source: | ||
| 6/25/2026 | Price change | $1,795,000-3%$385/sqft |
Source: | ||
| 5/28/2026 | Listed for sale | $1,850,000$397/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Upper Grand Lagoon
Nearby schools
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




