A Front-Row Seat to Carmel's Natural Beauty! Welcome to 3850 Rio Road, Unit #37, where tranquility meets convenience in the heart of Carmel. Perfectly positioned within the community, this inviting two-bedroom unit enjoys spectacular, front-and-center views of the picturesque Arroyo lake, creating a peaceful retreat surrounded by nature. The light-filled living room features a cozy gas fireplace, recessed lighting, and sliding glass doors framing the serene lake setting. Upstairs, two spacious bedroom suites offer comfort and privacy, including a generous suite with custom wall-to-wall closets and a private deck overlooking the water. The kitchen opens to the dining area and an enclosed patio, perfect for entertaining or enjoying Carmel's coastal climate. Additional amenities include indoor laundry, a convenient powder room, and a desirable two-car garage. Just moments from The Crossroads and The Barnyard, enjoy effortless access to shopping, dining, and the best of the Monterey Peninsula. An exceptional opportunity to embrace Carmel living.
For sale
$1,075,000
3850 Rio Rd APT 37, Carmel, CA 93923
2beds
1,520sqft
Condominium, Residential
Built in 1976
-- sqft lot
$1,032,600 Zestimate®
$707/sqft
$710/mo HOA
What's special
- 10 days
- 473
- 14
Zillow last checked:
Listing updated:
Listed by:
Daniel Cardenas 01964336 831-620-2117,
Coldwell Banker Realty 831-626-2221
Source: MLSListings Inc,MLS#: ML82064836
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bedroom
- Features: WalkinCloset
Bathroom
- Features: StallShower, TubinPrimaryBedroom, HalfonGroundFloor
Dining room
- Features: DiningArea
Family room
- Features: Other
Heating
- Central Forced Air Gas
Cooling
- None
Appliances
- Included: Dishwasher, Disposal, Electric Oven/Range, Refrigerator, Trash Compactor, Washer/Dryer
- Laundry: Inside
Features
- Wet Bar, Walk-In Closet(s)
- Flooring: Carpet, Hardwood, Other, Tile
- Number of fireplaces: 1
- Fireplace features: Gas Starter, Living Room
Interior area
- Total structure area: 1,520
- Total interior livable area: 1,520 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Guest
- Attached garage spaces: 2
Features
- Stories: 2
- Pool features: Community, In Ground
Details
- Parcel number: 015531037000
- Zoning: R1
- Special conditions: Standard
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium, Residential
Materials
- Foundation: Other
- Roof: Composition, Shingle
Condition
- New construction: No
- Year built: 1976
Utilities & green energy
- Gas: PublicUtilities
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public Utilities, Water Public
Community & HOA
HOA
- Has HOA: Yes
- Amenities included: Club House, Community Pool
- HOA fee: $710 monthly
Location
- Region: Carmel
Financial & listing details
- Price per square foot: $707/sqft
- Tax assessed value: $607,468
- Date on market: 10/16/2026
- Listing agreement: ExclusiveRightToSell
- Listing terms: CashorConventionalLoan
Estimated market value
$1,032,600
$981,000 - $1.08M
$4,015/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/16/2026 | Listed for sale | $1,075,000$707/sqft |
Source:  MLSListings Inc #ML82064836 Report a problem | ||
| 9/7/2017 | Listing removed | $3,000$2/sqft |
Source: Poletti & Comp. #ML81669821 Report a problem | ||
| 7/22/2017 | Price change | $3,000-6.3%$2/sqft |
Source: Coast Estate Real Property Management, Inc Report a problem | ||
| 7/14/2017 | Price change | $3,200+6.7%$2/sqft |
Source: Coast Estate Real Property Management, Inc Report a problem | ||
| 7/13/2017 | Listed for rent | $3,000$2/sqft |
Source: Coast Estate Real Property Management, Inc Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | -- | $607,468 +2% |
| 2025 | $7,301 +2.5% | $595,558 +2% |
| 2024 | $7,122 0% | $583,881 +2% |
| 2023 | $7,123 | $572,433 +2% |
| 2022 | -- | $561,210 +2% |
| 2021 | $6,791 +2.2% | $550,207 +1% |
| 2020 | $6,642 +2.1% | $544,567 +2% |
| 2019 | $6,508 +2.5% | $533,890 +2% |
| 2018 | $6,348 +2.9% | $523,422 +2% |
| 2017 | $6,170 +3% | $513,160 +2% |
| 2016 | $5,992 +5.5% | $503,099 +1.5% |
| 2015 | $5,682 | $495,543 +4.2% |
| 2014 | $5,682 | $475,350 +13.3% |
| 2012 | -- | $419,543 +2% |
| 2011 | -- | $411,318 +0.8% |
| 2010 | -- | $408,245 -0.2% |
| 2009 | -- | $409,216 +2% |
| 2008 | -- | $401,193 +2% |
| 2007 | -- | $393,328 +2% |
| 2006 | -- | $385,616 +2% |
| 2005 | -- | $378,056 +2% |
| 2004 | -- | $370,644 +1.9% |
| 2003 | -- | $363,852 +2% |
| 2002 | -- | $356,718 +2% |
| 2001 | $3,856 | $349,724 +4% |
| 2000 | -- | $336,144 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 93923
Nearby schools
Schools provided by the listing agent
- Elementary: CarmelRiverElementary
- Middle: CarmelMiddle
- High: CarmelHigh
- District: CarmelUnified
Source: MLSListings Inc. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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