"MUST SEE" Extraordinary family estate and CREEK FRONT retreat along Hemptown Creek one of North Georgia's STOCKED TROUT streams nestled in Fannin County, widely known as the Trout Capital of Georgia. This rare property offers a private oasis with 241 feet of pristine water frontage, natural beauty, and exceptional versatility. The main residence (approx. 1,821 sq ft) features 2BR/2BA and blends rustic mountain charm with modern updates. Fully renovated in 2025, the home showcases new flooring, upgraded kitchen cabinetry and appliances, and beautifully updated baths. The dining area includes a beverage refrigerator with bar and glass storage, while a separate laundry room with new washer and dryer adds convenience. A wood-burning fireplace creates a warm, inviting living space. Move-in ready. Cedar siding, a metal roof, and a whole-house generator provide durability and peace of mind. A screened porch overlooks the creek, offering a front-row seat to one of the area's most sought-after trout waters, while a rock firepit along the water's edge invites relaxing evenings by the creek. Two additional living spaces enhance flexibility. The guest house/mother-in-law suite (approx. 700 sq ft) offers 1BR/1BA with kitchenette and seating area, connected to the main home by a breezeway. The tiny home (approx. 432 sq ft) is ideal for a home office, studio, guest overflow, or additional storage. Additional features include a golf cart barn (cart included), 3-car garage, garden shed, and all-paved access. Enjoy direct access to trout waters or float downstream to the Toccoa River. Conveniently located minutes from Lake Blue Ridge and the Aska Adventure Area, this property offers endless opportunities for fishing, kayaking, hiking, and biking. A rare creekfront sanctuary perfect as a private retreat, family compound, or legacy mountain escape.
Active
$709,900
401 Mountain Rivers Rd, Mineral Bluff, GA 30559
3beds
2,953sqft
Est.:
Residential
Built in 1989
1.09 Acres Lot
$-- Zestimate®
$240/sqft
$-- HOA
What's special
Garden shedMetal roofBeautifully updated bathsCedar sidingAll-paved accessNew flooring
- 12 days |
- 1,562 |
- 112 |
Zillow last checked:
Listing updated:
Listed by:
Rita Davis 770-355-4208,
Mountain Sotheby's International Realty
Source: NGBOR,MLS#: 430394
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Rooms
- Room types: Living Room, Dining Room, Kitchen, Laundry
Primary bedroom
- Level: Main
Heating
- Central, Heat Pump, Wood
Cooling
- Central Air, Heat Pump
Appliances
- Included: Refrigerator, Range, Microwave, Dishwasher, Washer, Dryer
- Laundry: Main Level, Laundry Room
Features
- Pantry, Ceiling Fan(s), Cathedral Ceiling(s), Sheetrock, Additional Dwelling Unit, Entrance Foyer, High Speed Internet
- Flooring: Wood
- Windows: Insulated Windows
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Vented, Wood Burning
Interior area
- Total structure area: 2,953
- Total interior livable area: 2,953 sqft
Property
Parking
- Total spaces: 3
- Parking features: Garage, Detached, Gravel
- Garage spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Screened, Front Porch, Deck, Patio, Open
- Exterior features: Storage, Private Yard, Fire Pit, Retaining Walls
- Has view: Yes
- View description: Year Round, Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Creek, Creek Access
- Body of water: Hemptown
- Frontage type: Creek
Lot
- Size: 1.09 Acres
- Topography: Level,Sloping
Details
- Additional structures: Guest House
- Parcel number: 0030 027BU
- Other equipment: Generator
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional,Cottage
- Property subtype: Residential
Materials
- Frame, Cedar, Wood Siding
- Roof: Metal
Condition
- Resale
- New construction: No
- Year built: 1989
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Cable Internet
Community & HOA
Community
- Features: River Access
Location
- Region: Mineral Bluff
Financial & listing details
- Price per square foot: $240/sqft
- Tax assessed value: $326,169
- Annual tax amount: $1,196
- Date on market: 5/7/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/7/2026 | Listed for sale | $709,900-5.3%$240/sqft |
Source: NGBOR #430394 Report a problem | ||
| 12/1/2025 | Listing removed | $750,000$254/sqft |
Source: NGBOR #416178 Report a problem | ||
| 8/21/2025 | Price change | $750,000-2.6%$254/sqft |
Source: | ||
| 7/27/2025 | Price change | $769,900-0.6%$261/sqft |
Source: NGBOR #416178 Report a problem | ||
| 6/17/2025 | Price change | $774,900-1.9%$262/sqft |
Source: | ||
| 6/2/2025 | Listed for sale | $789,900$267/sqft |
Source: NGBOR #416178 Report a problem | ||
| 6/1/2025 | Listing removed | $789,900$267/sqft |
Source: NGBOR #411900 Report a problem | ||
| 3/17/2025 | Price change | $789,900-1.3%$267/sqft |
Source: NGBOR #411900 Report a problem | ||
| 11/30/2024 | Listed for sale | $799,900$271/sqft |
Source: NGBOR #411900 Report a problem | ||
| 11/1/2024 | Listing removed | $799,900$271/sqft |
Source: | ||
| 8/28/2024 | Listed for sale | $799,900+381.9%$271/sqft |
Source: NGBOR #407664 Report a problem | ||
| 1/28/2014 | Sold | $166,000$56/sqft |
Source: NGBOR #233718 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,196 +6.4% | $130,468 +18.4% |
| 2023 | $1,124 -1.4% | $110,218 -1.4% |
| 2022 | $1,139 +5.1% | $111,780 +44.5% |
| 2021 | $1,084 -1.6% | $77,335 |
| 2020 | $1,102 -1.9% | $77,335 |
| 2019 | $1,124 -5.7% | $77,335 |
| 2018 | $1,191 | $77,335 +6% |
| 2017 | $1,191 +7.9% | $72,986 +12.3% |
| 2016 | $1,104 | $64,988 +8.3% |
| 2015 | $1,104 +3.6% | $60,018 +10% |
| 2014 | $1,065 +199.3% | $54,561 +29.7% |
| 2013 | $356 | $42,066 |
| 2010 | -- | -- |
| 2009 | -- | -- |
Find assessor info on the county website
Monthly payment
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 30559
Nearby schools
GreatSchools rating
- 6/10West Fannin Elementary SchoolGrades: PK-5Distance: 5.3 mi
- 7/10Fannin County Middle SchoolGrades: 6-8Distance: 2.9 mi
- 5/10Fannin County High SchoolGrades: 9-12Distance: 4.6 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Georgia
- Fannin County
- Mineral Bluff
- 30559
- 401 Mountain Rivers Rd








