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  • Price cut: $50K (7/23)
    $649,999

    401 Mountain Rivers Rd, Mineral Bluff, GA 30559

    3beds
    2,953sqft
    : 
    $3,747/mo
    Get pre-qualified
    Single Family Residence
    Built in 1989
    1.09 Acres Lot
    $617,500 Zestimate®
    $220/sqft
    $-- HOA

    What's special

    Garden shedMetal roofBeautifully updated bathsCedar sidingAll-paved accessNew flooring
    "MUST SEE" Extraordinary family estate and CREEK FRONT retreat along Hemptown Creek one of North Georgia's STOCKED TROUT streams nestled in Fannin County, widely known as the Trout Capital of Georgia. This rare property offers a private oasis with 241 feet of pristine water frontage, natural beauty, and exceptional versatility. The main residence (approx. 1,821 sq ft) features 2BR/2BA and blends rustic mountain charm with modern updates. Fully renovated in 2025, the home showcases new flooring, upgraded kitchen cabinetry and appliances, and beautifully updated baths. The dining area includes a beverage refrigerator with bar and glass storage, while a separate laundry room with new washer and dryer adds convenience. A wood-burning fireplace creates a warm, inviting living space. Move-in ready. Cedar siding, a metal roof, and a whole-house generator provide durability and peace of mind. A screened porch overlooks the creek, offering a front-row seat to one of the area's most sought-after trout waters, while a rock firepit along the water's edge invites relaxing evenings by the creek. Two additional living spaces enhance flexibility. The guest house/mother-in-law suite (approx. 700 sq ft) offers 1BR/1BA with kitchenette and seating area, connected to the main home by a breezeway. The tiny home (approx. 432 sq ft) is ideal for a home office, studio, guest overflow, or additional storage. Additional features include a golf cart barn (cart included), 3-car garage, garden shed, and all-paved access. Enjoy direct access to trout waters or float downstream to the Toccoa River. Conveniently located minutes from Lake Blue Ridge and the Aska Adventure Area, this property offers endless opportunities for fishing, kayaking, hiking, and biking. A rare creekfront sanctuary perfect as a private retreat, family compound, or legacy mountain escape.
    108 days
    |
    2,396
    |
    197
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Rita Kirby (706) 222-5588,

    Mountain Sotheby's International

    Source: GAMLS,MLS#: 10762090MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 3
      • Main level bedrooms: 3
      Rooms
      • Room types: Other
      Heating
      • Central, Heat Pump, Wood
      Cooling
      • Ceiling Fan(s), Central Air, Heat Pump
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Refrigerator, Washer
      • Laundry: Other
      Features
      • Master On Main Level, Split Foyer, Entrance Foyer
      • Flooring: Hardwood
      • Basement: None
      • Number of fireplaces: 1
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 2,953
      • Total interior livable area: 2,953 sqft
      • Finished area above ground: 2,953
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Detached, Garage
      • Has garage: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Patio, Screened
      • On waterfront: Yes
      • Waterfront features: Creek, Stream
      • Body of water: Hemptown
      Lot
      • Size: 1.09 Acres
      • Features: Level
      • Residential vegetation: Wooded
      Details
      • Additional structures: Guest House
      • Parcel number: 0030 027BU

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Bungalow/Cottage,Ranch,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding
      • Roof: Metal
      Condition
      • Resale
      • New construction: No
      • Year built: 1989

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Available, High Speed Internet

      Community & HOA

      Community
      • Features: None
      • Subdivision: None
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Mineral Bluff

      Financial & listing details

      • Price per square foot: $220/sqft
      • Tax assessed value: $326,169
      • Annual tax amount: $1,184
      • Date on market: 5/7/2026
      • Cumulative days on market: 108 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: 1031 Exchange,Cash,Conventional,USDA Loan,VA Loan

        Estimated market value

        $617,500

        $587,000 - $648,000

        $2,763/mo

        Price history

        DateEventPrice
        7/23/2026Price change$649,999-7.1%$220/sqft
        Source: NGBOR #430394 Report a problem
        6/9/2026Price change$699,999-1.4%$237/sqft
        Source: NGBOR #430394 Report a problem
        5/7/2026Listed for sale$709,900-5.3%$240/sqft
        Source: NGBOR #430394 Report a problem
        12/1/2025Listing removed$750,000$254/sqft
        Source: NGBOR #416178 Report a problem
        8/21/2025Price change$750,000-2.6%$254/sqft
        Source: GAMLS #10534502 Report a problem
        7/27/2025Price change$769,900-0.6%$261/sqft
        Source: NGBOR #416178 Report a problem
        6/17/2025Price change$774,900-1.9%$262/sqft
        Source: GAMLS #10534502 Report a problem
        6/2/2025Listed for sale$789,900$267/sqft
        Source: NGBOR #416178 Report a problem
        6/1/2025Listing removed$789,900$267/sqft
        Source: NGBOR #411900 Report a problem
        3/17/2025Price change$789,900-1.3%$267/sqft
        Source: NGBOR #411900 Report a problem
        11/30/2024Listed for sale$799,900$271/sqft
        Source: NGBOR #411900 Report a problem
        11/1/2024Listing removed$799,900$271/sqft
        Source: GAMLS #10366683 Report a problem
        8/28/2024Listed for sale$799,900+381.9%$271/sqft
        Source: NGBOR #407664 Report a problem
        1/28/2014Sold$166,000$56/sqft
        Source: NGBOR #233718 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,184 -1%$130,468
        2024$1,196 +6.4%$130,468 +18.4%
        2023$1,124 -1.4%$110,218 -1.4%
        2022$1,139 +5.1%$111,780 +44.5%
        2021$1,084 -1.6%$77,335
        2020$1,102 -1.9%$77,335
        2019$1,124 -5.7%$77,335
        2018$1,191 $77,335 +6%
        2017$1,191 +7.9%$72,986 +12.3%
        2016$1,104 $64,988 +8.3%
        2015$1,104 +3.6%$60,018 +10%
        2014$1,065 +199.3%$54,561 +29.7%
        2013$356 $42,066
        2010-- --
        2009-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 30559

        Getting around

        5 / 100
        Car-Dependent
        1 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Middle: Fannin
        • High: Fannin

        Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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