This charming 2-bedroom, 1-bath home offers comfort, updates, and outdoor enjoyment all in one! Step inside to find new flooring and fresh paint throughout the main level, and a updated bathroom that adds a modern touch. The bright and inviting living spaces flow seamlessly, with two new sliding doors leading out to the deck—perfect for relaxing or entertaining. Outside, you’ll love the added features including a storage shed, cozy firepit area, and a dock, making it easy to enjoy the outdoors and nearby water. A wonderful opportunity for anyone looking for an updated, move-in-ready home with great outdoor amenities!
Active
Price cut: $30.1K (5/11)
$494,900
40402 Ryans Bay Rd, Zumbro Falls, MN 55991
2beds
1,600sqft
Est.:
Single Family
Built in 1963
8,712 Square Feet Lot
$481,100 Zestimate®
$309/sqft
$-- HOA
What's special
Storage shedNew flooringCozy firepit areaUpdated bathroom
- 46 days |
- 1,170 |
- 23 |
Zillow last checked:
Listing updated:
Listed by:
Vicki Nelson 507-254-9756,
Elcor Realty of Rochester Inc.
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7045134
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Bedroom
- Level: Main
Bedroom 2
- Level: Main
Bathroom
- Level: Main
Bathroom
- Level: Lower
Family room
- Level: Lower
Kitchen
- Level: Main
Living room
- Level: Main
Utility room
- Level: Lower
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: Electric Dryer Hookup, Lower Level, Washer Hookup
Features
- Basement: Block,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Family Room, Gas, Wood Burning
Interior area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
- Finished area above ground: 800
- Finished area below ground: 600
Property
Parking
- Parking features: Carport, Gravel, Storage
- Has carport: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- On waterfront: Yes
- Waterfront features: Lake Front
- Frontage length: Water Frontage: 189
Lot
- Size: 8,712 Square Feet
- Features: Accessible Shoreline, Tree Coverage - Medium
Details
- Additional structures: Storage Shed
- Foundation area: 800
- Parcel number: R170029303
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Materials
- Block, Frame
Condition
- New construction: No
- Year built: 1963
Utilities & green energy
- Electric: Circuit Breakers, Power Company: People’s Energy Cooperative
- Gas: Propane
- Sewer: Other
- Water: Well
Community & HOA
HOA
- Has HOA: No
Location
- Region: Zumbro Falls
Financial & listing details
- Price per square foot: $309/sqft
- Tax assessed value: $604,600
- Annual tax amount: $5,768
- Date on market: 4/2/2026
- Cumulative days on market: 107 days
Estimated market value
$481,100
$457,000 - $505,000
$1,164/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/11/2026 | Price change | $494,900-5.7%$309/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7045134 Report a problem | ||
| 4/2/2026 | Listed for sale | $525,000$328/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7045134 Report a problem | ||
| 10/22/2025 | Listing removed | $525,000$328/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6773501 Report a problem | ||
| 8/21/2025 | Listed for sale | $525,000-4.4%$328/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6773501 Report a problem | ||
| 8/15/2025 | Listing removed | $549,000$343/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6748523 Report a problem | ||
| 8/1/2025 | Price change | $549,000-3.3%$343/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6748523 Report a problem | ||
| 7/7/2025 | Listed for sale | $568,000$355/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6748523 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,450 +29.9% | $604,600 +11.2% |
| 2024 | $4,194 +2.6% | $543,500 +35.1% |
| 2023 | $4,088 -5.8% | $402,400 +1.6% |
| 2022 | $4,338 +14.1% | $396,100 |
| 2021 | $3,802 -1% | $396,100 +25.4% |
| 2020 | $3,840 -8.7% | $315,900 -0.2% |
| 2019 | $4,206 | $316,500 -4.6% |
| 2018 | $4,206 +213.1% | $331,600 +89.5% |
| 2017 | $1,343 +25.9% | $175,000 |
| 2016 | $1,067 | -- |
| 2015 | $1,067 -3.7% | -- |
| 2012 | $1,108 | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 55991
Nearby schools
GreatSchools rating
- 7/10Plainview-Elgin-Millville 4-6Grades: 4-6Distance: 12 mi
- 6/10Plainview-Elgin-Millville JuniorGrades: 7-8Distance: 12.3 mi
- 9/10Plainview-Elgin-Millville High SchoolGrades: 9-12Distance: 15.3 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Minnesota
- Wabasha County
- Zumbro Falls
- 55991
- 40402 Ryans Bay Rd
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