Welcome to 637 E. Clay Street in Whitewater, Wisconsin ? a spacious and well-maintained split-level property offering comfort, functionality, and modern updates in a convenient location. This versatile home provides ample room for a variety of lifestyles, featuring 6 bedrooms and 2 full bathrooms, with plenty of space for living, working, and entertaining. The main level features an inviting living room with abundant natural light, creating a warm and welcoming atmosphere. A thoughtfully designed kitchen offers generous cabinetry and workspace, while the adjoining dining area provides easy access to the backyard ? ideal for everyday meals or hosting gatherings. The lower level expands your living options with a flexible layout perfect for a recreation room, media space, or home office setup. With multiple bedrooms, this property offers room for guests, hobbies, or multi-purpose living without sacrificing comfort or privacy. Recent updates add peace of mind and curb appeal, including refreshed flooring, updated windows, newer siding, and a recently replaced roof. These thoughtful
Active
Price cut: $26K (4/15)
$474,000
637 E CLAY STREET, Whitewater, WI 53190
6beds
2,378sqft
Est.:
Single Family Residence
Built in 1988
1 Acres Lot
$464,500 Zestimate®
$199/sqft
$-- HOA
What's special
Recreation roomAdjoining dining areaGenerous cabinetryUpdated windowsAbundant natural lightNewer sidingThoughtfully designed kitchen
- 211 days |
- 1,099 |
- 39 |
Zillow last checked:
Listing updated:
Listed by:
CHAD NELSON 715-445-1696,
REAL BROKER LLC
Source: WIREX MLS,MLS#: 22504708
Originating MLS: Central WI Board of REALTORS
Originating MLS: Central WI Board of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Primary bedroom
- Level: Main
- Area: 169
- Dimensions: 13 x 13
Bedroom 2
- Level: Lower
- Area: 132
- Dimensions: 12 x 11
Bedroom 3
- Level: Lower
- Area: 132
- Dimensions: 12 x 11
Bedroom 4
- Level: Lower
- Area: 132
- Dimensions: 12 x 11
Bedroom 5
- Level: Lower
- Area: 121
- Dimensions: 11 x 11
Dining room
- Level: Main
- Area: 150
- Dimensions: 15 x 10
Family room
- Level: Lower
- Area: 308
- Dimensions: 22 x 14
Kitchen
- Level: Main
- Area: 200
- Dimensions: 20 x 10
Living room
- Level: Main
- Area: 300
- Dimensions: 25 x 12
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Refrigerator, Range/Oven, Washer, Dryer, Freezer, Water Softener, Humidifier
Features
- High Speed Internet
- Basement: Finished,Full,Concrete
Interior area
- Total structure area: 2,378
- Total interior livable area: 2,378 sqft
- Finished area above ground: 1,286
- Finished area below ground: 1,092
Property
Parking
- Total spaces: 2
- Parking features: 2 Car, Attached, Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: Bi-Level
- Patio & porch: Deck, Patio
- Fencing: Fenced Yard
- On waterfront: Yes
- Waterfront features: Lake, Waterfront
Lot
- Size: 1 Acres
Details
- Parcel number: A161200002
- Zoning: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Stone
- Roof: Shingle
Condition
- 21+ Years
- New construction: No
- Year built: 1988
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Security: Smoke Detector(s)
Location
- Region: Whitewater
- Municipality: Unknown
Financial & listing details
- Price per square foot: $199/sqft
- Tax assessed value: $313,200
- Annual tax amount: $4,499
- Date on market: 10/2/2025
Estimated market value
$464,500
$441,000 - $488,000
$2,781/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/15/2026 | Price change | $474,000-5.2%$199/sqft |
Source:  WIREX MLS #22504708 Report a problem | ||
| 2/2/2026 | Price change | $500,000-2.9%$210/sqft |
Source: WIREX MLS #22504708 Report a problem | ||
| 10/31/2025 | Price change | $515,000-4.6%$217/sqft |
Source: WIREX MLS #22504708 Report a problem | ||
| 10/2/2025 | Listed for sale | $540,000+118.6%$227/sqft |
Source: WIREX MLS #22504708 Report a problem | ||
| 5/15/2019 | Sold | $247,000$104/sqft |
Source: Public Record Report a problem | ||
| 3/26/2019 | Listed for sale | $247,000$104/sqft |
Source: Century 21 Affiliated~Whitewater #1628185 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,499 +4.6% | $313,200 +11.1% |
| 2023 | $4,300 +3.9% | $281,800 +15.1% |
| 2022 | $4,137 -3.5% | $244,800 +8.4% |
| 2021 | $4,287 +7.1% | $225,900 +9.7% |
| 2020 | $4,002 +7.6% | $205,900 +7.4% |
| 2019 | $3,720 +4.4% | $191,800 +4.5% |
| 2018 | $3,564 +1.6% | $183,500 |
| 2017 | $3,509 -2.5% | $183,500 +1% |
| 2016 | $3,598 -0.6% | $181,700 |
| 2015 | $3,619 +1.4% | $181,700 +2.7% |
| 2014 | $3,569 | $177,000 +1.6% |
| 2013 | $3,569 | $174,200 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | -- |
| 2008 | -- | -- |
| 2007 | -- | -- |
| 2005 | -- | -- |
| 2004 | -- | -- |
| 2003 | -- | -- |
| 2002 | -- | -- |
| 2001 | -- | -- |
| 2000 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
$2,890/mo
Principal & interest
$2444
Property taxes
$446
More affordability tools
Climate risks
Neighborhood: 53190
Nearby schools
GreatSchools rating
- 7/10Washington Elementary SchoolGrades: PK-5Distance: 0.3 mi
- 4/10Whitewater Middle SchoolGrades: 6-8Distance: 1.7 mi
- 4/10Whitewater High SchoolGrades: 9-12Distance: 1.9 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Wisconsin
- Walworth County
- Whitewater
- 53190
- 637 E CLAY STREET
Nearby cities
Nearby zip codes
Other Whitewater Topics
