Welcome to your easy-living retreat at 41A Pumpkin Cay of Ocean Reef Club. This beautifully updated 4-bedroom, 3.5-bath ground-floor condo offers a bright, open layout designed for gathering family and friends. It's truly move-in ready, featuring a brand-new AC (2026), a new roof (2025), and newly installed impact sliding glass doors that open to your screened-in porch--perfect for those slow mornings watching the sunrise. The heart of the home is the modern kitchen (updated in 2021), featuring quartz countertops, sleek stainless steel appliances and generous cabinet space. Whether you're hosting a dinner or a casual happy hour, the custom bar--complete with a new Scotsman ice maker and wine fridge--makes entertaining a breeze. One of the four bedrooms offers great flexibility as a home office or guest suite, featuring a built-in queen Murphy bed. For the boaters, your assigned 29-foot dock is just steps away in a protected canal with quick ocean access. Offered fully furnished, this residence is ready for you to move right in and start making memories in the heart of Ocean Reef.
Under contract
$5,375,000
41 Pumpkin Cay Rd #A, Key Largo, FL 33037
4beds
1,975sqft
Est.:
Condominium, Residential - Condo/Townhouse
Built in 1975
-- sqft lot
$5,188,500 Zestimate®
$2,722/sqft
$1,900/mo HOA
What's special
Quartz countertopsScreened-in porchBuilt-in queen murphy bedCustom barModern kitchenBright open layoutGenerous cabinet space
- 25 days |
- 778 |
- 11 |
Zillow last checked: 7 hours ago
Listing updated: March 26, 2026 at 05:21am
Listed by:
Olga Grant 786-647-8076,
Swenson & Ecuyer Realty
Source: FLKMLS,MLS#: 619071
Originating MLS: Florida Keys
Originating MLS: Florida KeysFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Heating
- Electric
Appliances
- Included: Dryer, Stainless Steel Appliance(s), Ice Machine, Freezer, Dishwasher
Features
- Flooring: Tile
- Doors: Impact Rstnce Doors
- Windows: Impact Rstnce Window
- Furnished: Yes
Interior area
- Total interior livable area: 1,975 sqft
Property
Features
- Levels: Two,Ground Level
- Stories: 2
- Patio & porch: Patio
- Has private pool: Yes
- Pool features: In Ground
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal Front, Waterfront, Dock Length: 29, Dockage: Assigned Dock
Lot
- Features: Less Than 1/4 Acre
Details
- Parcel number: 00569513000309
- Zoning: RE
- Zoning description: Residential Estate
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium, Residential - Condo/Townhouse
Materials
- CBS
- Roof: Tile
Condition
- Year built: 1975
Utilities & green energy
- Sewer: Municipal Sewer, Public Sewer
- Utilities for property: Cable Available, Cable Connected
Community & HOA
Community
- Features: Pool, Bike Paths, Airport/Runway, Spa, Beach, Fire Hydrant, Manager on Premises, Tennis Court(s), Clubhouse, Community Boat Ramp, Community Dockage
- Subdivision: Pumpkin Cay Condo # 8, 9, 10 (905.0)
HOA
- Has HOA: Yes
- Services included: Cable TV, Security, Maintenance Grounds, Building Insurance, Maintenance Structure, Pest Control
- HOA fee: $5,700 quarterly
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $2,722/sqft
- Tax assessed value: $5,137,721
- Annual tax amount: $27,720
- Date on market: 3/13/2026
Estimated market value
$5,188,500
$4.93M - $5.45M
$7,027/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/7/2026 | Contingent | $5,375,000$2,722/sqft |
Source:  CLS at Ocean Reef #4993 Report a problem | ||
| 4/2/2026 | Listed for sale | $5,375,000$2,722/sqft |
Source: CLS at Ocean Reef #4993 Report a problem | ||
| 3/26/2026 | Contingent | $5,375,000$2,722/sqft |
Source: CLS at Ocean Reef #4993 Report a problem | ||
| 3/13/2026 | Listed for sale | $5,375,000+29.2%$2,722/sqft |
Source: CLS at Ocean Reef #4993 Report a problem | ||
| 10/20/2025 | Sold | $4,160,000-24.3%$2,106/sqft |
Source: Public Record Report a problem | ||
| 4/29/2025 | Listing removed | $5,495,000$2,782/sqft |
Source: CLS at Ocean Reef #2853 Report a problem | ||
| 4/5/2025 | Listed for sale | $5,495,000+197%$2,782/sqft |
Source: CLS at Ocean Reef #2853 Report a problem | ||
| 4/1/2015 | Sold | $1,850,000+138.7%$937/sqft |
Source: CLS at Ocean Reef #841 Report a problem | ||
| 11/19/2001 | Sold | $775,000+13.1%$392/sqft |
Source: Public Record Report a problem | ||
| 5/5/1999 | Sold | $685,000$347/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $28,875 +6.3% | $3,473,924 +10% |
| 2024 | $27,153 +12.4% | $3,158,113 +10% |
| 2023 | $24,166 +17.9% | $2,871,012 +10% |
| 2022 | $20,491 +18.5% | $2,610,011 +10% |
| 2021 | $17,292 +2.8% | $2,372,737 +4.2% |
| 2020 | $16,823 | $2,277,026 +0.3% |
| 2019 | $16,823 +5.5% | $2,270,822 +5.3% |
| 2018 | $15,941 +5.2% | $2,155,813 +13.8% |
| 2017 | $15,152 +11.7% | $1,893,914 +21.8% |
| 2016 | $13,561 +9% | $1,555,240 +29.5% |
| 2015 | $12,444 | $1,200,602 |
Find assessor info on the county website
Monthly payment
Est. payment
$32,377/mo
Principal & interest
$26804
Property taxes
$3673
HOA Fees
$1900
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Climate risks
Neighborhood: 33037
Nearby schools
GreatSchools rating
- 8/10Key Largo SchoolGrades: PK-8Distance: 13.8 mi
- 4/10Coral Shores High SchoolGrades: 9-12Distance: 28.2 mi
Local experts in 33037
- Florida
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- 41 Pumpkin Cay Rd Unit A
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