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For sale by owner
  • Price cut: $10K (9/7)
    $444,900

    410 13th St N, Cold Spring, MN 56320

    4beds
    2,450sqft
    : 
    $2,814/mo
    Get pre-qualified
    SingleFamily
    Built in 2003
    0.43 Acres Lot
    $-- Zestimate®
    $182/sqft
    $-- HOA

    What's special

    Oversized three-stall garageOpen backyardFourth bedroomSpacious yardGenerous lotTwo additional bedroomsMaintenance-free deck
    Custom-Built 4-Level Home with Country Views Welcome home to this beautifully maintained, custom-built four-level home offering the perfect combination of city convenience and peaceful country views. Situated on an impressive 18,851-square-foot lot, this one-owner home has been lovingly cared for and offers 2,450 finished square feet plus approximately 650 additional unfinished square feet, providing plenty of room to grow. The main level features a welcoming open-concept layout with 9-foot ceilings, including a spacious living room with, dining area, kitchen with custom oak cabinets and granite countertops, and a convenient laundry room. A half bath completes the main level. Updated paint throughout all finished levels creates a fresh, inviting atmosphere, while six-panel doors add a classic finishing touch on the main and lower levels. The upper level offers a spacious primary suite with a walk-in closet and double-sink vanity, along with two additional bedrooms and a ¾ bath. The walkout lower level provides even more living space with a large family room and gas fireplace, fourth bedroom, and another ¾ bath—perfect for family gatherings, guests, or entertaining. The lowest level is currently unfinished and offers approximately 650 square feet of additional potential living space. With egress windows already in place, this area could be finished as a fifth bedroom, home office, recreation room, or hobby space. Tons of storage throughout make it easy to keep everything organized. Step outside onto the maintenance-free deck and enjoy the open backyard, mature trees, and beautiful country views. The spacious yard offers plenty of room to relax, entertain, garden, or simply enjoy the privacy of this exceptional setting. An oversized three-stall garage provides abundant room for vehicles, recreational equipment, tools, and additional storage. With its thoughtful four-level design, generous lot, extensive storage, flexible unfinished space, and peaceful setting, this special home offers a rare opportunity to enjoy a country feel while remaining within city limits. One owner, no pets, and exceptionally well maintained—this is a home you won’t want to miss!
    What the owner loves about this home
    City amenities with a country feel/view.
    42 days
    900
    20
    Listed by:

    Property Owner (320) 493-7778

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 1
      • 3/4 bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Forced air, Gas
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Dryer, Freezer, Microwave, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Carpet, Laminate, Linoleum / Vinyl
      • Basement: Unfinished
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 2,450 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage - Attached
      Features
      • Exterior features: Brick, Metal
      Lot
      • Size: 0.43 Acres
      Details
      • Parcel number: 48296860319

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • steel
      • Foundation: Other
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 2003

      Community & HOA

      Location
      • Region: Cold Spring

      Financial & listing details

      • Price per square foot: $182/sqft
      • Tax assessed value: $384,800
      • Annual tax amount: $4,638
      • Date on market: 7/27/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,715/mo

        Price history

        DateEventPrice
        9/7/2026Price change$444,900-2.2%$182/sqft
        Source: Owner Report a problem
        8/22/2026Price change$454,900-1.1%$186/sqft
        Source: Owner Report a problem
        8/11/2026Listed for sale$459,900$188/sqft
        Source: Owner Report a problem
        7/30/2026Listing removed--
        Source: Owner Report a problem
        7/27/2026Listed for sale$459,900+945.2%$188/sqft
        Source: Owner Report a problem
        3/7/2003Sold$44,000$18/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,638 +2.7%$384,800 +1.1%
        2024$4,516 +4.2%$380,700 +4.2%
        2023$4,336 +6%$365,500 +17.8%
        2022$4,090 $310,200
        2021$4,090 +5.1%$310,200 +4.7%
        2020$3,890 $296,300 +2.8%
        2019$3,890 +1.7%$288,300 +13.2%
        2018$3,826 +6.6%$254,700 +1.9%
        2017$3,590 +5.9%$250,000
        2016$3,390 --
        2015$3,390 --
        2014$3,390 +10.4%--
        2013$3,072 -1.5%--
        2012$3,120 +3.1%--
        2011$3,026 +0.9%--
        2010$3,000 +6.9%--
        2009$2,806 +5.9%--
        2008$2,650 +3.8%--
        2007$2,554 -6.9%--
        2006$2,742 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 56320

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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