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For sale
    • $589,500

    4190 SW 103rd Street Rd, Ocala, FL 34476

    4beds
    3,366sqft
    : 
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    Single Family Residence
    Built in 2006
    0.46 Acres Lot
    $570,700 Zestimate®
    $175/sqft
    $-- HOA

    What's special

    Gas fireplacePropane fireplaceGrand presenceLarge breakfast barElegant finishesLight-filled open floor planTimeless curb appeal
    Welcome to refined Florida living in this beautifully crafted custom home located in the desirable Ocala Waterway Estates. From the moment you arrive, you’ll notice the difference—this is not your typical cookie-cutter property. With timeless curb appeal, manicured landscaping, and a grand presence, this home offers character, space, and quality that new construction simply can’t replicate. Offering approximately 3,366 square feet of thoughtfully designed living space, this residence features 4 bedrooms and 4 full bathrooms, providing flexibility for a variety of living arrangements, guests, or multi-generational use. Step through the stately double-door entry into a light-filled, open floor plan with soaring ceilings and elegant finishes. The spacious great room is the heart of the home, complete with a gas fireplace and expansive views of the private screened-in pool and spa—perfect for entertaining or relaxing evenings. The chef’s kitchen is designed for both function and style, featuring custom cabinetry, stainless steel appliances, a large breakfast bar, and seamless flow into the breakfast nook and living area. The primary suite offers a true retreat with a tray ceiling, propane fireplace, and a spa-inspired bathroom featuring dual vanities, a jetted soaking tub, separate walk-in shower, and a generous walk-in closet. Three additional bedrooms and three full bathrooms provide ample space and privacy throughout the home. This property is packed with features rarely found in newer homes, including dual A/C units for zoned climate control, a newer roof (approximately 3 years old), extensive interior and exterior storage, a detached 14x21 workshop with power and air—ideal for hobbies, projects, or creative space, a 45x12 reinforced RV pad with dual 50-amp hookups, and a 3-car garage. The backyard extends beyond the existing fence line, offering additional usable space, along with underground drainage for added functionality. Conveniently located near schools, shopping, dining, I-75, and the Florida Greenway, this home offers both accessibility and privacy without the restrictions of an HOA. If you’ve been searching for a home with space, character, and true versatility, this is a rare opportunity to own something that stands apart from the rest.
    29 days
    |
    922
    |
    49
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Betti Silverman 352-484-1326,

    LOT & BLOCK REALTY 352-484-1326

    Source: Stellar MLS,MLS#: OM726736MLS LogoOriginating MLS: Ocala - Marion

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 4
      Primary bedroom
      • Features: Central Vacuum, Walk-In Closet(s)
      • Level: First
      • Area: 293.56 Square Feet
      • Dimensions: 16.4x17.9
      Bathroom 1
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 141.61 Square Feet
      • Dimensions: 11.9x11.9
      Bathroom 2
      • Features: Central Vacuum, Walk-In Closet(s)
      • Level: First
      • Area: 179.8 Square Feet
      • Dimensions: 15.5x11.6
      Bathroom 3
      • Features: Central Vacuum, Walk-In Closet(s)
      • Level: First
      • Area: 175.38 Square Feet
      • Dimensions: 15.8x11.1
      Dining room
      • Features: Central Vacuum, No Closet
      • Level: First
      • Area: 168 Square Feet
      • Dimensions: 12x14
      Family room
      • Features: Central Vacuum, No Closet
      • Level: First
      • Area: 78.21 Square Feet
      • Dimensions: 9.9x7.9
      Kitchen
      • Features: Kitchen Island
      • Level: First
      • Area: 342.7 Square Feet
      • Dimensions: 23x14.9
      Living room
      • Features: Central Vacuum, No Closet
      • Level: First
      • Area: 312.4 Square Feet
      • Dimensions: 22x14.2
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Microwave, Range, Refrigerator
      • Laundry: Laundry Room
      Features
      • Cathedral Ceiling(s), Central Vacuum, Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile
      • Windows: Window Treatments
      • Has fireplace: Yes
      • Fireplace features: Gas, Living Room, Master Bedroom
      Interior area
      • Total structure area: 6,059
      • Total interior livable area: 3,366 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage - Attached
      • Attached garage spaces: 3
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Rear Porch, Screened
      • Exterior features: Irrigation System, Private Mailbox, Storage
      • Has private pool: Yes
      • Pool features: Heated, In Ground, Screen Enclosure
      • Has spa: Yes
      • Spa features: Heated, In Ground
      Lot
      • Size: 0.46 Acres
      • Dimensions: 100 x 200
      • Features: Cleared
      Details
      • Additional structures: Shed(s), Workshop
      • Parcel number: 3578011016
      • Zoning: R1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Block
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2006

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Public, Water Connected

      Community & HOA

      Community
      • Security: Security System
      • Pet fee: $0 monthly
      • Subdivision: OCALA WATERWAY ESTATE
      HOA
      • Has HOA: No
      Location
      • Region: Ocala

      Financial & listing details

      • Price per square foot: $175/sqft
      • Tax assessed value: $491,946
      • Annual tax amount: $4,227
      • Date on market: 6/16/2026
      • Cumulative days on market: 30 days
      • Listing terms: Cash,Conventional,FHA
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $570,700

        $542,000 - $599,000

        $3,365/mo

        Price history

        DateEventPrice
        6/16/2026Listed for sale$589,500-0.9%$175/sqft
        Source: Stellar MLS #OM726736 Report a problem
        4/9/2026Listing removed$595,000$177/sqft
        Source: Stellar MLS #OM712272 Report a problem
        10/27/2025Listed for sale$595,000+128.8%$177/sqft
        Source: Stellar MLS #OM712272 Report a problem
        4/28/2015Sold$260,000-38.1%$77/sqft
        Source: Public Record Report a problem
        3/16/2006Sold$420,000$125/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,227 +2.4%$284,246 +3%
        2023$4,130 +2.6%$275,967 +3%
        2022$4,024 -0.1%$267,929 +3%
        2021$4,027 +0.7%$260,125 +1.4%
        2020$3,997 +1.4%$256,534 +2.3%
        2019$3,942 $250,766 +1.9%
        2018$3,942 +11.9%$246,090 +6.1%
        2017$3,522 +8.5%$232,005 +2.1%
        2016$3,244 $227,233 +7.8%
        2015$3,244 +6.1%$210,881 +0.8%
        2014$3,059 +2.7%$209,207 +1.5%
        2013$2,979 -5.7%$206,115 -5.4%
        2012$3,161 -7.1%$217,943 -6.5%
        2011$3,402 -7.2%$232,970 -9%
        2010$3,668 -8.6%$256,111 -10.2%
        2009$4,011 -7.2%$285,138 -8.2%
        2008$4,324 -1.6%$310,724 +3%
        2007$4,393 +371.5%$301,674 +448.5%
        2006$932 +261.4%$55,000 +205.6%
        2005$258 $18,000 +38.5%
        2004$258 -1.8%$13,000 +13%
        2002$262 +459.3%$11,500 +666.7%
        2001$47 $1,500
        2000$47 $1,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34476

        Getting around

        0 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        23 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hammett Bowen Jr. Elementary
        • Middle: Liberty Middle School
        • High: West Port High School

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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