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For sale
  • $539,000

    428 Smith Point Rd, Reedville, VA 22539

    3beds
    --sqft
    : 
    Single Family Residence
    Built in 2020
    1.63 Acres Lot
    $524,400 Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Desirable open floor plan
    Enjoy peaceful, protected waterfront living just minutes from the Chesapeake Bay in this beautifully maintained 3-bedroom, 2-bath home featuring a desirable open floor plan and move-in ready condition. The spacious layout is designed for both comfort and privacy, with a private master suite tucked away from the guest bedrooms. The primary bedroom offers two large closets—including a walk-in—and French doors leading to one of two rear decks, perfect for enjoying the tranquil waterfront setting. The recently renovated (2024) master bath features a stunning walk-in tiled shower and quartz countertop. At the heart of the home, the kitchen is equipped with granite countertops and flows seamlessly into the main living area, making it ideal for entertaining. A bright and inviting sunroom with custom Roman shades provides the perfect spot to start your day with coffee while overlooking the water and surrounding nature. Step outside to your private dock, complete with a new (2024) floating dock and kayak rack—perfect for exploring nearby inlets or heading out for a day on the Bay. Additional features include a Generac whole-house automatic generator (2022), an 8x12 storage shed with tool bench and loft, and all appliances conveying, including washer and dryer. Whether you're looking for a full-time residence or a relaxing waterfront retreat, this home offers quiet, scenic surroundings, easy access to boating and kayaking, and the very best of coastal living.
    21 days
    |
    671
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    31
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    Zillow last checked:

    Listing updated:

    Listed by:

    Becky Haynie 804-436-2968,

    Long & Foster Real Estate

    Source: Chesapeake Bay & Rivers AOR,MLS#: 202600604Originating MLS: Chesapeake Bay Area MLS

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Electric, Heat Pump
      Cooling
      • Electric, Heat Pump
      Appliances
      • Included: Dryer, Electric Water Heater, Oven, Refrigerator, Washer
      Features
      • Bedroom on Main Level, Ceiling Fan(s), High Ceilings
      • Flooring: Ceramic Tile, Vinyl
      • Has basement: No
      • Attic: Access Only
      Interior area
      • Finished area above ground: 0
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Off Street
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Front Porch, Deck
      • Exterior features: Deck, Dock
      • Pool features: None
      • Fencing: None
      • On waterfront: Yes
      • Waterfront features: Creek, Dock Access, Mooring, Waterfront
      • Body of water: Rock Hole Creek
      • Frontage length: 25.0000,25.0000
      Lot
      • Size: 1.63 Acres
      • Features: Cleared, Waterfront
      Details
      • Parcel number: res

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Drywall, Frame, Vinyl Siding
      • Roof: Composition
      Condition
      • Resale
      • New construction: No
      • Year built: 2020

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Well

      Community & HOA

      Community
      • Subdivision: None
      Location
      • Region: Reedville

      Financial & listing details

      • Tax assessed value: $2
      • Annual tax amount: $1
      • Date on market: 4/20/2026
      • Ownership: Individuals
      • Ownership type: Sole Proprietor
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        Estimated market value

        $524,400

        $498,000 - $551,000

        $2,578/mo

        Price history

        DateEventPrice
        4/8/2026Listed for sale$539,000+26.8%
        Source: Northern Neck AOR #120264 Report a problem
        8/9/2021Sold$425,000-2.3%
        Source: Northern Neck AOR #110074 Report a problem
        6/18/2021Pending sale$435,000
        Source: Northern Neck AOR #110074 Report a problem
        5/26/2021Price change$435,000-3.1%
        Source: Northern Neck AOR #110074 Report a problem
        4/13/2021Listed for sale$449,000
        Source: Long & Foster Broker Feed #2109937 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,853 +12.1%$250,400
        2024$1,653 +8.2%$250,400
        2023$1,527 $250,400
        2022$1,527 +19.1%$250,400 +19.1%
        2021$1,282 +407.8%$210,200 +391.1%
        2020$253 -7.4%$42,800 -7.4%
        2019$273 $46,200

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $2,827/mo
        Principal & interest
        $2611
        Property taxes
        $216
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          Climate risks

          Neighborhood: 22539

          Getting around

          0 / 100
          Car-Dependent
          25 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Northumberland
          • Middle: Northumberland
          • High: Northumberland

          Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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