Enjoy peaceful, protected waterfront living just minutes from the Chesapeake Bay in this beautifully maintained 3-bedroom, 2-bath home featuring a desirable open floor plan and move-in ready condition. The spacious layout is designed for both comfort and privacy, with a private master suite tucked away from the guest bedrooms. The primary bedroom offers two large closets—including a walk-in—and French doors leading to one of two rear decks, perfect for enjoying the tranquil waterfront setting. The recently renovated (2024) master bath features a stunning walk-in tiled shower and quartz countertop. At the heart of the home, the kitchen is equipped with granite countertops and flows seamlessly into the main living area, making it ideal for entertaining. A bright and inviting sunroom with custom Roman shades provides the perfect spot to start your day with coffee while overlooking the water and surrounding nature. Step outside to your private dock, complete with a new (2024) floating dock and kayak rack—perfect for exploring nearby inlets or heading out for a day on the Bay. Additional features include a Generac whole-house automatic generator (2022), an 8x12 storage shed with tool bench and loft, and all appliances conveying, including washer and dryer. Whether you're looking for a full-time residence or a relaxing waterfront retreat, this home offers quiet, scenic surroundings, easy access to boating and kayaking, and the very best of coastal living.
For sale
$539,000
428 Smith Point Rd, Reedville, VA 22539
3beds
--sqft
Est.:
Single Family Residence
Built in 2020
1.63 Acres Lot
$524,400 Zestimate®
$--/sqft
$-- HOA
What's special
Desirable open floor plan
- 21 days |
- 671 |
- 31 |
Zillow last checked:
Listing updated:
Listed by:
Becky Haynie 804-436-2968,
Long & Foster Real Estate
Source: Chesapeake Bay & Rivers AOR,MLS#: 202600604Originating MLS: Chesapeake Bay Area MLS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Electric, Heat Pump
Cooling
- Electric, Heat Pump
Appliances
- Included: Dryer, Electric Water Heater, Oven, Refrigerator, Washer
Features
- Bedroom on Main Level, Ceiling Fan(s), High Ceilings
- Flooring: Ceramic Tile, Vinyl
- Has basement: No
- Attic: Access Only
Interior area
- Finished area above ground: 0
- Finished area below ground: 0
Property
Parking
- Parking features: Off Street
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch, Deck
- Exterior features: Deck, Dock
- Pool features: None
- Fencing: None
- On waterfront: Yes
- Waterfront features: Creek, Dock Access, Mooring, Waterfront
- Body of water: Rock Hole Creek
- Frontage length: 25.0000,25.0000
Lot
- Size: 1.63 Acres
- Features: Cleared, Waterfront
Details
- Parcel number: res
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Drywall, Frame, Vinyl Siding
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 2020
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
Community & HOA
Community
- Subdivision: None
Location
- Region: Reedville
Financial & listing details
- Tax assessed value: $2
- Annual tax amount: $1
- Date on market: 4/20/2026
- Ownership: Individuals
- Ownership type: Sole Proprietor
Estimated market value
$524,400
$498,000 - $551,000
$2,578/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/8/2026 | Listed for sale | $539,000+26.8% |
Source: Northern Neck AOR #120264 Report a problem | ||
| 8/9/2021 | Sold | $425,000-2.3% |
Source: Northern Neck AOR #110074 Report a problem | ||
| 6/18/2021 | Pending sale | $435,000 |
Source: Northern Neck AOR #110074 Report a problem | ||
| 5/26/2021 | Price change | $435,000-3.1% |
Source: Northern Neck AOR #110074 Report a problem | ||
| 4/13/2021 | Listed for sale | $449,000 |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,853 +12.1% | $250,400 |
| 2024 | $1,653 +8.2% | $250,400 |
| 2023 | $1,527 | $250,400 |
| 2022 | $1,527 +19.1% | $250,400 +19.1% |
| 2021 | $1,282 +407.8% | $210,200 +391.1% |
| 2020 | $253 -7.4% | $42,800 -7.4% |
| 2019 | $273 | $46,200 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,827/mo
Principal & interest
$2611
Property taxes
$216
More affordability tools
Climate risks
Neighborhood: 22539
Nearby schools
GreatSchools rating
- 5/10Northumberland Elementary SchoolGrades: PK-5Distance: 10.5 mi
- 4/10Northumberland Middle SchoolGrades: 6-8Distance: 10.5 mi
- 6/10Northumberland High SchoolGrades: 9-12Distance: 10.5 mi
Schools provided by the listing agent
- Elementary: Northumberland
- Middle: Northumberland
- High: Northumberland
Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Virginia
- Northumberland County
- Reedville
- 22539
- 428 Smith Point Rd





