FAMILY FRIENDLY is the very best description of this house, street and neighborhood. This beautiful property, located on a quiet cul-de-sac is less than a 10th of a mile from the Waterford Clubhouse and Pool. The level, fenced back yard is largely private with a number of maturing trees around the perimeter and is well suited for all kinds of outdoor activities and containment of your canine family member too. A large screened in porch is perfect for outdoor meals, morning coffee,, becoming engrossed in your latest book or an evening refuge from the bother of mosquitoes and insects. But the real gem is the house itself! Plenty of comfortable spaces await inside for gathering, relaxing, hosting holiday events, preparing delicious meals and coming together as a family to eat in the kitchen or large adjoining dining room. Four bedrooms are upstairs with a mammoth Primary Bedroom, redone and sophisticated Primary Bath and well designed, large walk in closet for hanging, and shelf or drawer placement of clothes and shoes, The other 3 are plenty big to use as bedrooms, an office, den, playroom or whatever your needs might be. Don't miss out on this gem, both inside and out and the proximity of the Waterford swimming pool!
For sale
$469,500
520 Ridgewater Ct, Lexington, KY 40515
4beds
2,546sqft
Single Family Residence
Built in 1992
10,323 Square Feet Lot
$453,900 Zestimate®
$184/sqft
$42/mo HOA
What's special
Quiet cul-de-sacLarge screened in porchMammoth primary bedroom
- 8 hours |
- 227 |
- 14 |
Zillow last checked:
Listing updated:
Listed by:
Markus Cross 859-893-1809,
McCallie Real Estate
Source: Imagine MLS,MLS#: 26013102
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
Bedroom 1
- Level: Second
Bedroom 2
- Level: Second
Primary bathroom
- Level: Second
Bathroom 1
- Level: First
Bathroom 2
- Level: Second
Bathroom 3
- Level: Second
Dining room
- Level: First
Family room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Refrigerator, Range, Self Cleaning Oven
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s)
- Flooring: Carpet, Hardwood
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Family Room, Gas Log
Interior area
- Total structure area: 2,546
- Total interior livable area: 2,546 sqft
- Finished area above ground: 2,546
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached Garage, Driveway, Garage Door Opener, Off Street
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Fencing: Chain Link,Wood
Lot
- Size: 10,323 Square Feet
- Features: Landscaped, Few Trees
Details
- Parcel number: 20113120
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Brick Veneer, HardiPlank Type
- Foundation: Block
Condition
- Year built: 1992
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Sewer Connected, Water Available
Community & HOA
Community
- Subdivision: Waterford
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Pool
- Services included: Other
- HOA fee: $500 annually
Location
- Region: Lexington
Financial & listing details
- Price per square foot: $184/sqft
- Tax assessed value: $248,200
- Annual tax amount: $2,495
- Date on market: 6/7/2026
Estimated market value
$453,900
$431,000 - $477,000
$2,660/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/7/2026 | Listed for sale | $469,500+217.2%$184/sqft |
Source:  Imagine MLS #26013102 Report a problem | ||
| 6/30/1994 | Sold | $148,000$58/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,495 | $248,200 |
| 2023 | $2,495 -5.9% | $248,200 |
| 2022 | $2,653 | $248,200 |
| 2021 | $2,653 -0.6% | $248,200 |
| 2020 | $2,668 | $248,200 |
| 2019 | $2,668 -0.8% | $248,200 |
| 2018 | $2,690 +4.9% | $248,200 |
| 2017 | $2,564 +5.8% | $248,200 +14.6% |
| 2015 | $2,424 | $216,600 |
| 2014 | $2,424 | $216,600 |
| 2012 | $2,424 | $216,600 |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | -- |
| 2008 | -- | $216,600 |
| 2006 | -- | -- |
| 2005 | -- | -- |
| 2004 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 40515
Nearby schools
GreatSchools rating
- 9/10Veterans Park Elementary SchoolGrades: K-5Distance: 0.9 mi
- 7/10Southern Middle SchoolGrades: 6-8Distance: 0.9 mi
- 3/10Tates Creek High SchoolGrades: 9-12Distance: 2.3 mi
Schools provided by the listing agent
- Elementary: Veterans
- Middle: Jessie Clark
- High: Dunbar
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Kentucky
- Fayette County
- Lexington
- 40515
- 520 Ridgewater Ct
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