Well kept, one owner home on 3.71 well drained acres in James Township, Saginaw County. The property has a country setting with all the services including natural gas, municipal water, and Spectrum internet. It has a convenient circular driveway, a traditional hip-roofed barn for storage, excellent garden ground, and is set well off the road. Borders the Shiawassee National Wildlife Refuge with exceptional wildlife viewing out your back door. Nice, quiet neighborhood with no neighbors behind you ever and a mile long unobstructed view.
Bright and sunny. Wood floors in main living area. Oak doors and trim. Anderson windows. Well insulated six inch sidewalls, with an additional one inch Styrofoam on the outside. Low utility bills. Full, dry basement.
New plumbing fixtures, electrical fixtures, painted throughout, granite countertop, vinyl, carpet, and Bali cellular shades with top down or bottom up feature. Swan Valley School District.
Grab your pre-approval and make an appointment today!
For sale by owner
Price cut: $15K (3/15)
$310,000
5695 Swan Creek Rd, Saginaw, MI 48609
3beds
1,260sqft
Est.:
SingleFamily
Built in 1985
4 Acres Lot
$-- Zestimate®
$246/sqft
$-- HOA
What's special
Full dry basementNew plumbing fixturesExcellent garden groundConvenient circular drivewayPainted throughoutGranite countertopOak doors and trim
What the owner loves about this home
We built our home with attention to detail including large windows in every room. It's been comfortable, and private. This is a rare opportunity to live bordering the Shiawassee National Wildlife Refuge where we see deer, turkey, eagles, blue birds, short-eared owls to name a few.
- 122 days |
- 2,359 |
- 121 |
Listed by:
Property Owner (989) 293-6041
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Heating
- Forced air, Gas
Cooling
- None
Appliances
- Included: Dishwasher, Dryer, Refrigerator, Washer
Features
- Flooring: Carpet, Hardwood, Linoleum / Vinyl
- Basement: Unfinished
Interior area
- Total interior livable area: 1,260 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
Features
- Exterior features: Vinyl, Brick
- Has view: Yes
- View description: Park
Lot
- Size: 4 Acres
Details
- Parcel number: 16114082001004
Construction
Type & style
- Home type: SingleFamily
Materials
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1985
Community & HOA
Location
- Region: Saginaw
Financial & listing details
- Price per square foot: $246/sqft
- Tax assessed value: $192,000
- Annual tax amount: $1,878
- Date on market: 12/3/2025
Estimated market value
Not available
Estimated sales range
Not available
$1,474/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/15/2026 | Price change | $310,000-4.6%$246/sqft |
Source: Owner Report a problem | ||
| 12/3/2025 | Listed for sale | $325,000+164.2%$258/sqft |
Source: Owner Report a problem | ||
| 6/4/2004 | Sold | $123,000$98/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,878 -7.7% | $96,000 +13.2% |
| 2023 | $2,035 | $84,800 +13.8% |
| 2022 | -- | $74,500 +8.4% |
| 2021 | $1,677 | $68,700 +6.2% |
| 2020 | $1,677 +0.6% | $64,700 +0.2% |
| 2018 | $1,667 +22% | $64,600 +6.4% |
| 2017 | $1,366 | $60,700 +3.4% |
| 2016 | $1,366 | $58,700 +1% |
| 2014 | $1,366 | $58,100 +3.4% |
| 2013 | -- | $56,200 -7.1% |
| 2011 | -- | $60,500 -7.8% |
| 2010 | -- | $65,600 -0.9% |
| 2009 | -- | $66,200 -5.4% |
| 2008 | -- | $70,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,955/mo
Principal & interest
$1549
Property taxes
$406
More affordability tools
Climate risks
Neighborhood: 48609
Nearby schools
GreatSchools rating
- NAShields Elementary SchoolGrades: PK-5Distance: 2.3 mi
- 7/10Swan Valley Middle SchoolGrades: 6-8Distance: 3.6 mi
- 9/10Swan Valley High SchoolGrades: PK,9-12Distance: 3.4 mi
Local experts in 48609
- Michigan
- Saginaw County
- Saginaw
- 48609
- 5695 Swan Creek Rd







