Welcome home to your Waterfront 3-bedroom, 3 bath retreat on Lake Adger. This lovely home is nestled on 2.68 acres in the peaceful Southcove section of Lake Adger. Designed for both everyday living and entertaining, this wonderful home features an open floor plan highlighted by dramatic cathedral ceilings, beautiful wood beams and a stunning stone fireplace in the great room. The kitchen and dining area offers a large island, abundant cabinetry, pantry, and plenty of room for gathering with family and friends. The main level includes a well-appointed primary suite and office, as well as a second bedroom and bath, providing comfort and convenience for owners and guests alike. The lower level features a generously sized bedroom, full bath, and a large recreation room complete with a wet bar—perfect for a game room, or family room. It also includes a hidden room behind a bookcase plus, a workshop that could easily be used as UTV storage, and an unfinished area for additional storage or future expansion.
***Note***there is a separate electrical panel for the workshop and a RV hookup on the side of the house -compatible with an electric car charger!
Lake Adger is a private, gated community centered around a pristine 438-acre lake with 14 miles of shoreline. Residents enjoy boating, fishing, kayaking, and an extensive network of scenic walking and equestrian trails that wind through rolling hills, mountain vistas, tranquil streams, and preserved natural beauty. This is mountain-lake living at its finest.
Active
$998,000
617 S Cove Rd, Mill Spring, NC 28756
3beds
2,588sqft
Single Family Residence
Built in 2021
2.68 Acres Lot
$967,200 Zestimate®
$386/sqft
$108/mo HOA
What's special
Dramatic cathedral ceilingsOpen floor planBeautiful wood beamsWell-appointed primary suiteAbundant cabinetry
- 41 days |
- 1,101 |
- 57 |
Zillow last checked:
Listing updated:
Listed by:
Ellen Glass EllenGlassRealtor@gmail.com,
Tryon Foothills Realty
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4398379
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Primary bedroom
- Features: Split BR Plan
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Lower
Bathroom full
- Features: Walk-In Closet(s)
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Lower
Dining room
- Level: Main
Great room
- Features: Cathedral Ceiling(s), Open Floorplan
- Level: Main
Kitchen
- Features: Kitchen Island, Walk-In Pantry
- Level: Main
Laundry
- Features: Walk-In Pantry
- Level: Main
Other
- Level: Main
Recreation room
- Features: Wet Bar
- Level: Lower
Heating
- Electric
Cooling
- Electric
Appliances
- Included: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Exhaust Hood, Microwave, Refrigerator, Washer, Washer/Dryer
- Laundry: Inside, Laundry Room, Main Level
Features
- Basement: Basement Shop,Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access,Walk-Up Access
- Fireplace features: Great Room
Interior area
- Total structure area: 1,754
- Total interior livable area: 2,588 sqft
- Finished area above ground: 1,754
- Finished area below ground: 834
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage Door Opener, Golf Cart Garage, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Two or More Access Exits
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Porch, Rear Porch, Screened
- Has view: Yes
- View description: Long Range, Mountain(s), Winter
- Waterfront features: Boat Ramp – Community, Boat Slip – Community, Dock, Waterfront
- Body of water: Lake Adger
Lot
- Size: 2.68 Acres
- Features: Wooded, Views
Details
- Parcel number: P55233
- Zoning: R1
- Special conditions: Standard
- Horse amenities: Riding Trail
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Fiber Cement
Condition
- New construction: No
- Year built: 2021
Utilities & green energy
- Sewer: Septic Installed
- Water: Shared Well
- Utilities for property: Underground Power Lines, Underground Utilities
Community & HOA
Community
- Features: Lake Access, Picnic Area, Walking Trails
- Subdivision: Lake Adger
HOA
- Has HOA: Yes
- HOA fee: $1,300 annually
- HOA name: Tessier Associates
Location
- Region: Mill Spring
Financial & listing details
- Price per square foot: $386/sqft
- Tax assessed value: $716,505
- Annual tax amount: $3,692
- Date on market: 7/12/2026
- Cumulative days on market: 42 days
- Road surface type: Gravel, Paved
Estimated market value
$967,200
$919,000 - $1.02M
$3,288/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/12/2026 | Listed for sale | $998,000+1074.1%$386/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4398379 Report a problem | ||
| 5/9/2019 | Sold | $85,000+13.3%$33/sqft |
Source: Public Record Report a problem | ||
| 8/9/2013 | Sold | $75,000$29/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,692 +12.8% | $716,505 +41.6% |
| 2024 | $3,273 | $506,100 |
| 2023 | $3,273 +8.4% | $506,100 |
| 2022 | $3,019 +468.9% | $506,100 +462.3% |
| 2021 | $531 -15.9% | $90,000 -10% |
| 2020 | $631 | $100,000 |
| 2019 | $631 +8.3% | $100,000 |
| 2018 | $583 -2.2% | $100,000 -31.6% |
| 2017 | $596 -30.2% | $146,250 |
| 2016 | $854 +4.4% | $146,250 |
| 2015 | $818 | -- |
| 2014 | $818 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 28756
Nearby schools
GreatSchools rating
- 4/10Polk Central Elementary SchoolGrades: PK-5Distance: 4.8 mi
- 4/10Polk County Middle SchoolGrades: 6-8Distance: 2.4 mi
- 5/10Polk County High SchoolGrades: 9-12Distance: 4.3 mi
- $229,5002.29 acres27 S Cove Rd, Mill Spring, NC 28756Lot/Land
- $--1.95 acresLOT 17 S Cove Rd UNIT 17, Mill Spring, NC 28756Off Market
- $100,0001.99 acres630 S Cove Rd, Mill Spring, NC 28756Lot/Land
- $--3.42 acres3.42 +/- Ac S Cove Rd #4B, Mill Spring, NC 28756Off Market
- $827,5003 bd2 ba2.2k sqft41 Cove Ln, Mill Spring, NC 28756Off Market
- $671,3003 bd3 ba2.3k sqft658 S Cove Rd, Mill Spring, NC 28756Off Market
- $1,052,0004 bd3 ba3k sqft701 S Cove Rd, Mill Spring, NC 28756Off Market
- $948,8006 bd4 ba2.8k sqft759 S Cove Rd, Elm City, NC 27822Off Market
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
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