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For sale
  • $8,695,000

    68 Pumpkin Cay Rd, Key Largo, FL 33037

    4beds
    2,500sqft
    : 
    Condominium
    Built in 1979
    -- sqft lot
    $8,152,700 Zestimate®
    $3,478/sqft
    $912/mo HOA

    What's special

    Floating dockWaterfront livingBoat liftLarge poolCovered lanaiOutdoor kitchenOpen floor plan
    Welcome to your slice of paradise in Pumpkin Cay, where waterfront living meets laid-back coastal charm. This 4-bedroom, 3.5-bathroom Garden Home sits on the largest lot in the neighborhood, offering plenty of space to soak up the Florida Keys lifestyle. With a brand-new seawall, floating dock, and boat lift, your boat is always ready for a quick trip offshore or a sunset cruise on the Bay. The long canal views create the perfect backdrop for your morning coffee or evening cocktails. Inside, the open floor plan is made for easygoing living, with vaulted ceilings, tons of natural light, and a breezy indoor-outdoor flow. The kitchen is a dream—custom soft-blue cabinetry, elegant finishes, and water views that make every meal feel special. Step outside to your outdoor oasis, where a large pool, covered lanai, and outdoor kitchen set the stage for unforgettable gatherings or quiet afternoons lounging in the sun. The separate two-story guest suite—comprised of a ground-floor bedroom and bath as well as a second-floor guest suite with spectacular views—offers extra privacy for family and friends. With a newer roof, brand-new impact windows and doors, and a two-car garage, this home is as practical as it is beautiful. Whether you're a boating enthusiast, an angler, or just love the idea of waterfront sunsets and ocean breezes, this home is your perfect escape. Nestled in the northernmost part of Key Largo, Ocean Reef Club is a world-class private community offering an unparalleled blend of luxury, security, and exclusivity. With its own private airport, two championship golf courses, a state-of-the-art marina, and a member-exclusive yacht club, Ocean Reef is a haven for boating and golf enthusiasts alike. Enjoy top-tier dining, boutique shopping, and a vibrant social scene, all within the serene, gated community. From tennis courts and a spa to a cultural center and private medical facilities, every amenity is designed to elevate your coastal lifestyle.
    53 days
    |
    319
    |
    8
    |

    Zillow last checked: 8 hours ago

    Listing updated: November 03, 2025 at 09:46am

    Listed by:

    Molly Taylor, Russell Post,

    Ocean Reef Club Sotheby's International Realty

    Source: CLS at Ocean Reef,MLS#: 2923MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    Appliances
    • Included: Washer, Dryer, Dishwasher, Refrigerator, Microwave
    • Laundry: Laundry Closet
    Features
    • Windows: Impact Glass
    • Has fireplace: Yes
    Interior area
    • Total structure area: 2,500
    • Total interior livable area: 2,500 sqft
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    Property

    Features
    • Stories: 2
    • Patio & porch: Deck/Patio
    • Exterior features: Dock
    Details
    • Parcel number: 00569513000509
    • Special conditions: Traditional

    Construction

    Type & style
    • Home type: Condo
    • Property subtype: Condominium
    Condition
    • New construction: No
    • Year built: 1979

    Community & HOA

    Community
    • Subdivision: Pumpkin Cay Garden Homes
    HOA
    • Has HOA: Yes
    • HOA fee: $2,736 quarterly
    Location
    • Region: Key Largo

    Financial & listing details

    • Price per square foot: $3,478/sqft
    • Tax assessed value: $5,833,930
    • Annual tax amount: $28,435
    • Date on market: 11/3/2025
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    Estimated market value

    $8,152,700

    $7.75M - $8.56M

    $5,838/mo

    Price history

    Price history
    DateEventPrice
    11/3/2025Listed for sale$8,695,000$3,478/sqft
    Source: CLS at Ocean Reef #2923 Report a problem
    7/7/2025Listing removed$8,695,000$3,478/sqft
    Source: CLS at Ocean Reef #2821 Report a problem
    4/16/2025Price change$8,695,000-8.4%$3,478/sqft
    Source: CLS at Ocean Reef #2821 Report a problem
    2/10/2025Listed for sale$9,495,000+111%$3,798/sqft
    Source: CLS at Ocean Reef #2821 Report a problem
    3/14/2022Sold$4,500,000-5.3%$1,800/sqft
    Source: Public Record Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025$29,012 +3.7%$4,261,755 +2.9%
    2024$27,977 -0.9%$4,141,648
    2023$28,221 +17.2%$4,141,648 +16.6%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $54,079/mo
    Principal & interest
    $44182
    Property taxes
    $5942
    Other costs
    $3955

      Climate risks

      Neighborhood: 33037

      Nearby schools

      GreatSchools rating

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