Profile picture for Michael Pacaud

Michael Pacaud

Agent

2 Recent Sales (last 12 months)

Broker Associate / Realtor (25 years experience)

Specialties:
Buyer's Agent,
Listing Agent,
Foreclosure,
Short-Sale

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Michael Pacaud is an Orange County Native born in 1964 in Fullerton California, growing for ten years in Placentia and then moving a mile down the road to Yorba Linda. Michael Pacaud has lived in the city of Orange since 1995 with his wife and two children.

Michael entered the bank lending and finance industry in 1986 and after a number of years managing loan production branch offices an opportunity arose to move into the mortgage banking industry first as a Mortgage Loan Underwriter and then as a Credit Manager. Over the course of 22 years, he gained valuable experience in the areas of Loan Production and Collections Management, Foreclosure Procedures, Loss Mitigation, Mortgage Underwriting, Credit Management, Income Analysis, Purchase Contract and Escrow instruction analysis and Residential Real Estate Appraisal collateral analysis while working for both major Banks and Mortgage Banking loan origination institutions.

In 2007, Michael decided to take a different direction, and earned his Real Estate Brokers License passing the California DRE Broker exam on the first attempt in May 2007. Michael explains - "While watching the Subprime Mortgage industry meltdown, I felt it was time for me to use my knowledge and skills to do something different to help others. For 20 years I watched the lending guidelines and loan products get more and more aggressive and risky and tried to discourage people I knew from taking those risky loans. Homeowners and home buyers need honest professionals to give them good information and advice now more than ever." In June of 2007, Michael established a new corporation, Expert Home Loan and Real Estate Services Inc., as a Licensed Brokerage assisting local buyers to purchase and finance Southern California real estate.

Michael is a member of Pacific West Realtors Association, California Association of Realtors, the National Association of Realtors, California Association of Mortgage Brokers and National Association of Mortgage Brokers.

In his "spare time" he enjoys tinkering with vintage Muscle cars, attending car shows and car races, taking the family to Disneyland or on an Off Road 4WD adventure in local mountains or desert and having Family Game Nights. Michael has been a proud member of Orange County Mustang Club since 1985 and a long time supporter of local charities including Orangewood Children's Home, Make-A-Wish and Friendsforpets.org.
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Listings & Sales  

  • For Sale
  • For Rent
  • Sold

Active Listings  

(2)
Property Address
Bed / Bath
Price

Past Sales  

(11 all-time)
Property Address
Represented
Sold Date
Price
Buy-side
08/03/2014
$262,000

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08/03/2014 - Buy-side - $262,000

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Sell-side
03/17/2014
$275,000

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03/17/2014 - Sell-side - $275,000

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Buy-side
09/30/2013
$285,000

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09/30/2013 - Buy-side - $285,000

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Buy-side
09/17/2013
$810,000

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09/17/2013 - Buy-side - $810,000

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Both-sides
09/05/2013
$170,000

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09/05/2013 - Both-sides - $170,000

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Ratings & Reviews

  
 

06/04/2014 - zuser20140604121406599
Sold a home in 2013 in Aliso Viejo, CA 92656.

My experience with Mike Pacaud was a joy! Mike handled the Short Sale of our property in Aliso Viejo, CA with the up most professionalism. His experience in the industry allowed all of the overwhelming paperwork a much easier process. He walked us though each step always being sure to acknowledge the personal difficulty we were going through and handing everything in a very caring and professional manner. If you need someone who will make sure all the "I's" are dotted and "T's" are crossed he is your man. He leaves nothing to doubt.  More Less 

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Response from Michael

 

  

05/13/2014 - shortytattoo
Bought a home in 2014 in Lake Elsinore, CA 92532.

Any type of home you may be looking for, Michael can find! His great personality and overall knowledge of the market is outstanding! Plus he's VERY honest, patient and genuine. Michael helped in every way possible and not only made us feel comfortable about the home we were buying but also helped us find one that would have great selling potential in the future! I would recommend Michael to anyone wanting to get the perfect home! 10 out of 10 for Mr. Pacaud! We cannot say enough nice things about him.  More Less 

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01/17/2014 - j exeni
Bought a home in 2013 in Carlton, Yorba Linda, CA 92886.

Michael It's a hard working person , he have a lot of knowlage , he take his time to find the right home for you , there is no preassure at any time , you will feel like he cares more to make you happy than his commitions. He is helphing me eaven after six month I bought the property. Give him a chance and you will be happy.  More Less 

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